I would argue that there is no moral principle that say I should have to be
taxed more (of my hard earned and well saved / spent dollars) to support idiots who think they can spend spend spend and let good ole»
uncle sam and the other hard working
tax payers bail them out!
But personally, its not the case... In general, if
uncle sam can't touch the proceeds of a death benefit or
tax its growth, then there is no way
uncle sam will let you write those premiums off..