Sentences with phrase «universal life insurance clients»

If interest rates stay low, which they are expected to, most Universal Life insurance clients will find their policies underfunded in the years ahead.

Not exact matches

Here, we'll discuss the basics of the four most common permanent life insurance options our clients choose: Whole Life, Guaranteed Universal Life, Universal Life, and Indexed Universal Llife insurance options our clients choose: Whole Life, Guaranteed Universal Life, Universal Life, and Indexed Universal LLife, Guaranteed Universal Life, Universal Life, and Indexed Universal LLife, Universal Life, and Indexed Universal LLife, and Indexed Universal LifeLife.

Many insurance companies offer the same policies for their clients, term, universal, variable universal, survivorship, and possibly even high risk life insurance.

Great Southern was also one of the first companies in the United States to offer their clients the option of a universal life insurance policy.

Here, we'll discuss the basics of the four most common permanent life insurance options our clients choose: Whole Life, Guaranteed Universal Life, Universal Life, and Indexed Universal Llife insurance options our clients choose: Whole Life, Guaranteed Universal Life, Universal Life, and Indexed Universal LLife, Guaranteed Universal Life, Universal Life, and Indexed Universal LLife, Universal Life, and Indexed Universal LLife, and Indexed Universal LifeLife.

We provide a variety of affordable, flexible and innovative Universal Life Insurance options to meet each client's unique long - term needs.

Because guaranteed universal life insurance policies have become a popular financial protection and investment vehicle, many more insurance companies than ever now offer this as a product option for clients.

Our clients can compare term life insurance, whole life insurance, universal policies, and single premium life quotes online.

Most of our clients seeking more than $ 100,000 in final expense coverage are good candidates for guaranteed universal life insurance policies.

Protective remains a leader in universal life insurance options, providing clients with great coverage at affordable prices.

TermLife2Go weighs in: for our clients focused on getting the best bang for their buck in terms of price, Protective Life is one of the best universal life insurance options availaLife is one of the best universal life insurance options availalife insurance options available.

A potential client called recently asking if he could purchase a guaranteed universal life insurance policy with $ 100,000 face value at the age of 75.

Whole life insurance or a properly structured universal life insurance policy is our recommendation for clients.

We also help clients structure universal life insurance policies as final expense policies.

Although I rarely find whole or universal life to be a good deal for clients, usually even an overpriced cash value life insurance plan is better than none.

Our clients can compare term life insurance, whole life insurance, universal policies, and single premium life quotes online.

The short - term universal life insurance policy allows its clients to pay for their coverage during the time when they can most afford to make the payments.

Nationwide Future Executive VUL is a variable universal life insurance product designed for business clients who need to fund executive benefit plans for their key employees.

Even though universal life insurance could be ideal for everyone, these types of policies are popular for estate planning, charitable gifting and for affluent clients in need of additional tax shelters.

Nationwide Future Corporate VUL is a flexible premium variable universal life insurance policy that is designed for use with business clients to informally fund executive benefit plans for their key employees.

The Universal Life Insurance plans we offer have been designed to help meet the life insurance needs and financial goals of many clients - including individuals whose focus is on death benefit protection for estate planning, retirement, and asset preservation purpoLife Insurance plans we offer have been designed to help meet the life insurance needs and financial goals of many clients - including individuals whose focus is on death benefit protection for estate planning, retirement, and asset preservation Insurance plans we offer have been designed to help meet the life insurance needs and financial goals of many clients - including individuals whose focus is on death benefit protection for estate planning, retirement, and asset preservation purpolife insurance needs and financial goals of many clients - including individuals whose focus is on death benefit protection for estate planning, retirement, and asset preservation insurance needs and financial goals of many clients - including individuals whose focus is on death benefit protection for estate planning, retirement, and asset preservation purposes.

... Permanent insurance (Whole Life and Universal) loaded with unnecessary riders provide the highest commission to the agent while scamming the client.

Due to their investment component, variable universal life insurance policies are considered to be securities, and will, therefore, require that a prospectus is presented to a client before he or she moves forward with the purchase.

Products include Indexed UL insurance providing permanent coverage with a cash value tied to the markets, term life insurance offering tax - free death benefits and convertible to permanent coverage, whole life insurance providing permanent coverage that builds cash value with guaranteed premiums, and universal life insurance supplying permanent coverage that's flexible to meet clients» needs and builds cash value.

Great Southern has also been one of the first companies in the usa to supply their clients a choice of a universal life insurance policy.

Some of my clients still need lifetime coverage at age 62, which means they buy a type of permanent insurance such as whole life insurance or universal life.

A variable universal life insurance contract may be attractive to those clients willing to bear a little extra risk in their life insurance contract for the opportunity to have a higher cash value, over time, with market rate returns.

It is in their interest to convince a client to buy whole life insurance or variable universal life insurance because it makes them more money.

Many insurance companies offer the same policies for their clients, term, universal, variable universal, survivorship, and possibly even high risk life insurance.

Genworth offers clients two types of insurance — universal and term life.

Yes, we do write universal life insurance policies for our clients who are interested.

A variable universal life insurance policy brings even more benefits to clients than a UL Flex, but investors should truly think about what they want out of their policy.

For this reason at Life Ant we recommend that only clients sophisticated enough to understand a variable universal life insurance policy (and with the means to properly fund it) consider this as a viable option for permanent life insuraLife Ant we recommend that only clients sophisticated enough to understand a variable universal life insurance policy (and with the means to properly fund it) consider this as a viable option for permanent life insuralife insurance policy (and with the means to properly fund it) consider this as a viable option for permanent life insuralife insurance.

While a variable universal life insurance policy or universal life insurance policy may be appropriate for some clients, generally a client is better served to buy term life insurance and invest the difference, or to use a whole life insurance policy for retirement savings.

Great Southern was also one of the first companies in the United States to offer their clients the option of a universal life insurance policy.

If the investments perform poorly on top of this, clients can end up spending a lot of money on a variable universal life insurance policy with little return until a death claim is filed.

A universal life insurance policy can not be marketed to clients as an investment, because policy performance depends on many factors both in the client's control and not in a client's control.

InvestmentNews likens IUL to «a cousin of traditional universal life insurance coverage, permanent life insurance that permits clients to pay flexible premiums,» adding, «Unlike variable universal life insurance, clients aren't directly investing in the market.

InvestmentNews relates it to being «a cousin of traditional universal life insurance coverage, permanent life insurance that permits clients to pay flexible premiums,» adding: «Unlike variable universal life insurance, clients aren't directly investing in the market.

Most clients looking for universal life insurance end up extremely happy with a GUL policy, but as independent agents, there is no reason for us to push any specific type of policy or provider on you.

The client had an option of purchasing a traditional universal life insurance policy at an annual rate of $ 8,700, or purchasing a 30 - year term life policy for $ 700 a year and investing the difference into a 401 (k).

The client had an option of purchasing a traditional universal life insurance policy at an annual rate of $ 8,700 vs. purchasing a 30 - year term life policy for $ 700 a year and investing the difference into a 401 (k).

Nonetheless, we assume the traditional universal life insurance policy performed at an annual rate of 8 %, in 30 years, the client could expect to have a cash value of approximately $ 600,000.

The clients we work with often ask us, «What's the difference between universal life and guaranteed universal life insurance?»

We receive calls daily from clients who were sold a non-guaranteed universal life insurance policy that was supposedly destined to rake in big bucks, only to perform poorly and dwindle down to zero, without the client ever knowing until it was too late.

In the example, the client had an option of purchasing a traditional universal life insurance policy at an annual rate of $ 8,700 versus purchasing a 30 year term policy for $ 700 a year and investing the difference into a 401 (k).

As for life insurance, various products are offered to clients that feature universal, whole, and term life insurance plans.

Surprisingly, some agents still recommend universal life insurance to their clients.

For clients seeking lifetime coverage, there's been a real shift in recent years from Whole Life insurance (Universal Life, Variable Universal Life, etc.) to Guaranteed Universal Life.

Term life insurance works well for most of our clients, but many are better served by permanent insurance (universal life, whole life).