Unlike fixed annuities, a variable annuity does typically have stock market exposure, and various other investment classes may be customized within the portfolio.
Unlike fixed annuities, VAs provide an opportunity to invest contributions in mutual fund subaccounts during the intervening years.
Not exact matches
Unlike fixed indexed
annuities that protect annuitants from market losses, structured VAs expose policyholders to the possibility of losses beyond a protection buffer offered by the insurer.
Fixed annuities,
unlike variable
annuities, offer a guaranteed minimum rate of return.
But
unlike with an immediate
fixed annuity, you still get to call the shots on how the immediate variable
annuity is invested.
Unlike a taxable account, a
fixed annuity enjoys the benefits of tax deferral.
Fixed annuities,
unlike variable
annuities, offer a guaranteed minimum rate of return.
Other options include buying an
annuity with some of your retirement savings (a
fixed annuity can give you guaranteed income for life —
unlike stocks and bonds, which can go up or down unpredictably), investing in real estate, setting up passive income sources (see the previous section for more on this), picking up part - ownership in a small business, and so on.
Unlike some other retirement savings vehicles, there is no limit to how much money you can put into a
fixed indexed
annuity or certain age at which you're eligible to buy a
fixed indexed
annuity.
Unlike an immediate
annuity, the owner of a
fixed annuity is likely to wait to receive income from this
annuity.
Unlike the indexed
annuities, these
fixed annuities aren't going to be impacted by the performance of the market and you'll get predictable interest.
Unlike with Whole Life, where a portion of your monthly premium is placed in a single tax - deferred
annuity account with a
fixed interest rate at the time of the purchase of the policy, the savings portion of your premium in a UL policy is placed in a variety of bonds, mortgages and money market funds by the insurance company.