Sentences with phrase «using life savings»

We ended up maxing out our personal credit cards and using our life savings to get it off the ground.

Using Life Savings to Save a Life — This post will remind you of the HUMAN and EMOTIONAL elements that sometimes come up in personal finance.

We Bought a Zoo, a memoir by Benjamin Mee, tells the true account of how the author and his family used their life savings to buy a dilapidated zoo, replete with 200 exotic animals facing destruction, in the English countryside.

He used his life savings and a loan from a relative to cobble together $ 2,000 he needed to get the business started.

With Round Rock renters insurance, you do not have to use your life savings to repair or refurnish your rental home - the costs are taken care of.

Not exact matches

When we used our modest life savings to open a yarn shop and website, we had a very small amount of inventory.

How you manage your initial funds is critical, especially because many entrepreneurs use their life's savings to make the leap into independence.

Second, it would be very helpful to develop a longitudinal perspective on the use of retirement savings vehicles, especially during the period of mid - to late working life;

All that means is you should be used to living on less for a longer period of time, it doesn't necessarily limit your savings potential.

As the One - Year Executive MBA program is considered a full - time program, Canadian citizens or permanent residents who have Registered Retirement Savings Plans (RRSPs) can use the Life Long Learning Plan (LLP) to finance their own education or that of their spouse / partner.

Using information from the first example, you can see a savings of close to $ 100,000 over the life of the loan when that exact action happens.

But if that's not enough to cover your most basic needs — food, clothing, utilities, medical expenses, and a place to live — then consider using some of your retirement savings to buy an annuity.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.

Having one's job and a portion of one's wealth in the same firm can create undue financial risk for workers, as it does for individuals and families who use some or all of their life savings to start their own businesses or otherwise invest heavily in one asset.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.

An income annuity allows you to set up a stream of income for life * using a portion of your savings to create a retirement «paycheck.»

The savings can be used to reach my mid-term goals and make my life outstanding.

For example, since the savings interest rates are not posted on the bank's website, SmartAsset was able to use the Live Chat feature to ask about the rates.

Some people take advantage of annuities to grow savings, while others use them to generate guaranteed «paychecks» for life.

In March 2017, we introduced MyAdvisor, an online advice platform that connects clients to an advisor using live video and enables real - time collaboration on a dynamic «dashboard» reflecting the client's savings and investment goals.

However, that benefit can come only if we use the savings in our living costs to assist poor people in acquiring the re - sources and skills needed to support themselves.

These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.

cloth diapers are much too high - maintenance and price wars have brought down the cost of disposables significantly, so the savings take a long time to see (plus, it could be longer than the life of the cloth diaper - the technology is too new for there to be documentation of a full lifecycle of use).

Many of those in this group record expenditure well above their income level, suggesting that they might be on temporary low incomes and using savings or borrowing in expectation of higher income to maintain their living standards.

Whatever you want to use to leave the country costs money (the sole exception is walking by foot or using a bicycle) and even if you leave, you likely lose your lifelong savings which allow you to live unimpended in the new home.

He also had to hold the head steady, using materials that would not interfere with the X rays, were light enough to maneuver with muscle power and a forklift, and wouldn't cost him and his wife their life's savings.

The savings in water use, land degradation and feed grain production also have translated to better quality of life for many of the 8.5 billion humans now living on our planet.

But when they factored in the long - term medical cost of delaying treatment for hepatitis C, they found the savings, in combination with improvements in the quality of patients» lives, were enough under current standards to justify using them even at early stages of liver fibrosis.

In the long term, however, we use a bank to hold your life's savings.

Most likely, this will be money that would have bulked up your savings account, bought you that new jacket, spruced up your living room, or have been used any other number of ways.

Using our highly trained staff to support areas of school life that are either not currently provided for or are covered by a number of different staff will lead to improved educational outcomes and deliver cost savings in multiple areas.»

NAEO provides students living on tribal lands the ability to opt out of their BIE school and use an Education Savings Account (ESA) to pay for the school or curriculum of their parent's choice.

If, on the other hand, you're used to living pretty frugally, you may be able to find places to invest more wisely to help your hard - earned savings work even harder toward your retirement goals.

When «life happens» it can be extremely tempting to use retirement accounts as emergency savings accounts.

In a nutshell, while most whole life insurance is fixated on maximizing the death benefit of a policy and just allowing cash values to grow over time, strategic self banking focuses on maximizing life insurance cash values, so the whole life insurance plan can be used strategically as a savings and personal financing vehicle for the purpose of recapturing your cost of capital incurred when having to deal with third party lenders or using your own cash.

Using easy - to - understand language and real life examples, Rick teaches you how to avoid savings pitfalls and tax landmines — many you may not even know about — so you can enjoy the retirement lifestyle you want.

While many insurers offer the option of billing directly from a checking or savings account, Gerber Life also offers the option to make payments using your credit card.

We relied on others to decide on the coverage they thought suited us best — governments, employers, even my mother, who used life insurance rather than savings to pay for her funeral.

In the 70s and 80s many parents bought whole life policies for their children, but only because these products were used a savings vehicle; the policy could eventually be turned in for cash.

This is a simple way for anyone to slowly build up savings while continuing to use the other percentage of your paycheck for life's necessities.

Savings, salary, or payouts from other life insurance may be used for other important things, giving your family financial freedom when they need it most.

People used to say that you should always have 3 months living expenses in your «emergency savings».

As a result, congress passed a few different acts to squash these tax shelters, and prevent people from using life insurance policies as a short term savings vehicle.

If you're in the midst of — or recently completed — a career transition or are entering early retirement, using your savings to cover current expenses could be a costly mistake that prevents you from achieving major financial milestones later in life.

One of the techniques you can use to increase your retirement savings account during the latter part of your life is to delay the withdrawal of your Social Security payment.

As long as you're not in the same tax bracket throughout your life — and few people are — then you have some ability to take income and use deductions at times that will result in an overall tax savings.

Parry notes how successful entrepreneur Ray Kroc, the American businessman who joined McDonald's in 1954 and built it into the most successful fast food corporation in the world, used the savings component of a whole life policy to fund some of the startup costs.

As you can see, there is not a huge cost savings to using joint first - to - die over two single life policies.

This type of policy has a number of benefits as a life insurance solution, and can be used as a savings and investment tool in addition to providing death benefits to your beneficiaries.