Sentences with phrase «value loans if»

Montegra has created a special program that allows purchasers of commercial real estate in Colorado to obtain up to 80 % loan - to - appraised - value loans if the buyer has been savvy enough to find an undervalued property.

TUTORIAL: Introduction To Insurance Cash Value Loans If you need money for almost anything - paying taxes, supplementing retirement or college savings, funding a medical treatment or paying for a dream vacation, you can take a loan out of your life insurance policy's cash values in order to satisfy that need.

They also have an offering which serves the unique need of paying back high - value loans if the wage - earner meets with early death.

Not exact matches

If you have any valuable assets (i.e. inventory, equipment, vehicles, electronics, property, contracts, pending invoice payments, etc.) you may be able to sell some of these at market value to generate quick cash, or use them as collateral in obtaining a secured loan.

And if you take a loan that is equal to the cash value of the policy, the insurance company will force the policy to lapse and you will be hit with a large tax bill.

If you're looking for larger loans, you might consider SunTrust Bank, which made 575 loans with an average value of $ 634,000.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, NMG will be required to eliminate such excess within a limited period of time.

In California, for example, the disclosure must identify the dollar amount of the payments being sold, the present value of those payments based on a federally established interest rate, the amount being paid to the seller, and the interest rate calculated as if the transfer were a loan and not a sale of the payment rights.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amounIf at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amounif applicable), NMG will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

In addition, at any time when incremental term loans are outstanding, if the aggregate amount outstanding under the Asset - Based Revolving Credit Facility exceeds the reported value of inventory owned by the borrowers and guarantors, we will be required to eliminate such excess within a limited period of time.

If at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amounIf at any time the aggregate amount of outstanding revolving loans, unreimbursed letter of credit drawings and undrawn letters of credit under the Asset - Based Revolving Credit Facility exceeds the lesser of (a) the commitment amount and (b) the borrowing base (including as a result of reductions to the borrowing base that would result from certain non-ordinary course sales of inventory with a value in excess of $ 25 million, if applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amounif applicable), we will be required to repay outstanding loans or cash collateralize letters of credit in an aggregate amount equal to such excess, with no reduction of the commitment amount.

However, if you pass away while the loan is outstanding, the value of the loan will be deducted from the death benefit your beneficiaries receive.

The lender won't loan you more than the appraised value of the home, so if this happens, you have a few options:

With that in mind, if you have a healthy business, but aren't sure about the value of specific collateral, consider applying for an OnDeck loan.

You also have the option to purchase an owner's policy if you'd like to be covered for the full home value, not just the loan amount.

The value of the student loan interest deduction will change if your tax bracket does.

Nevertheless, traditional lenders are likely to weight the value of your personal score more heavily than many online lenders do, so if you have an otherwise healthy business and can demonstrate that your business has the cash flow to make timely loan payments, it is possible to qualify for a loan with a less - than - perfect personal credit score.

But if the commercial banks meet certain criteria, they will get a bonus of 0.4 percent annually on the value of the loan after two years, applied retroactively.

In addition if the loan, plus unpaid interest, exceeds the size of the cash value, your policy will lapse and you can lose your coverage.

There are no taxes if you take out a policy loan, so long as the policy remains in effect (meaning the outstanding loan and interest don't exceed the cash value).

So if somebody goes out to buy a home they're bidding against other people for the same house and the winner is the person who can get the biggest bank loan and that's the person who says I'm going to pledge all the rental value to the bank so the bank gets all the rent as if it were the landlord.

PNC may be a good place to start your mortgage search if you value peace of mind in dealing with loan officers and real estate agents.

So if you borrow to buy property, your loan payments will eventually be justified by the increased value, while business loan charges can be paid from operational revenue.

If you're looking at buying your first home, Quicken's best value can be found in its FHA loan.

If it tumbles below the value of the portfolio, they can require you to start liquidating assets to pay back the loan.

If a billionaire has pledged as collateral shares he or she holds in a public company, the value of those shares or the value of a loan taken against them is removed from the net worth calculation.

But if you use a mortgage loan, your lender will likely require an appraisal to determine the market value.

If your loan accounts for more than 80 % of the property value, as determined by an appraiser, you will probably have to pay some form of insurance in order to close.

But if your loan - to - value (LTV) ratio rises above 80 %, you might be required to have mortgage insurance.

If you have paid off your car, you can get a title loan against its value, similar to a home equity loan.

Applicants over the age of 65 could also expect a much lower loan - to - value percentage and if life insurance is compulsory, it could become expensive.

It's a good idea to shop around for rates and loan programs, even if you think you are getting solid value from your real estate company's lender.

Metrics like LTV (loan to value ratio) are more important to determine if the company is in good shape.

Additionally, if you have a VA IRRRL loan, the mortgage insurance requirement is waived, regardless of Loan - to - Value (Lloan, the mortgage insurance requirement is waived, regardless of Loan - to - Value (LLoan - to - Value (LTV).

If you're paying PMI, which is the monthly payment you make when your loan exceeds 80 percent of your home's value, you'd probably love to get rid of it.

If the house is worth $ 160,000, the homeowner has a current loan - to - value (LTV) ratio of 125 percent.

In addition, if you don't currently meet the equity requirements you'll also need to account for continued private mortgage insurance costs — that is until you've reached that magic number of 78 % in loan - to - value ratio.

In the case of a job loss or other unforeseen event, the bank can take your hard - earned equity, and will be more willing to do so if you have a very low loan balance compared to the home's value.

If your positions lose value too quickly and your margin loan balance exceeds the proceeds from the securities your broker closed out, you could end up with no securities at all, but still owing money.

The lender's maximum loan amount is based on appraised value if it is lower than the purchase price.

If the value of your residential real estate is high enough, one option is to take out a home equity loan and use that to pay off student loans.

However, if the loan amount exceeds the cash value, the policy might lapse and you would have to pay taxes on the loan.

If your loan amount is 80 % or less of your current value, you do not incur new PMI.

If no more equity is available, we should expect the ability to pay to reduce by 22.5 - 30 per cent (assuming a loan - to - value ratio of 75 per cent).

If there is no LPMI disclosure, first check if your first mortgage's loan - to - value exceeded 80 % at the time of closinIf there is no LPMI disclosure, first check if your first mortgage's loan - to - value exceeded 80 % at the time of closinif your first mortgage's loan - to - value exceeded 80 % at the time of closing.

Refinance an existing mortgage up to 97.75 % loan - to - value, or if you're eligible for an FHA Streamline Refinance, there is no loan - to - value maximum and an appraisal may not be necessary.

It is most likely correct that interest only loans rolling over will not be reassessed but it could potentially happen if house prices falls so that loan to value ratios deteriorates enough to make banks worried and they use this as leverage towards borrowers.

If you're buying a home with a higher property value and can manage larger monthly mortgage payments, a jumbo loan may be a good choice for you.

For example, if the value of the investments dip below what you owe, your lender could call the loan in and demand extra cash to make up the difference.

In addition, if home values decline and you owe more on your home than it's worth, a home equity loan isn't an option.