Sentences with phrase «variable rates tend»

Variable rates tend to start about 1.5 % to 2 % lower than fixed rates.

Though sometimes lower, variable rates tend to be a problem since you can not predict market variations and thus your budgeting may be useless.

Variable rates tend to be lower than fixed rates at the beginning, but they could go up or down over time.

Not exact matches

Gold tends to have a strong relationship with monetary variables such as inflation and interest rates.

The price of a variable rate loan will either increase or decrease over time, so borrowers who believe interest rates will decline tend to choose variable rate loans.

Generally, variable annuities charge explicit fees, while fixed annuities tend to embed their costs in the interest rate or income payout amount.

In general, variable rate loans tend to have lower interest rates than fixed versions, in part because they are a riskier choice for consumers.

As a rule of thumb, we often recommend variable rate loans, which tend to have the lowest interest rates, to folks who plan on aggressively paying off their loans (5 years).

(Federal student loans carry a fixed rate, but private student loans generally base variable rates on the Libor index, which tends to track the fed funds rate.)

Something that sets PenFed private student loan refinancing apart from other private lenders is that other lenders tend to offer variable interest rates, but PenFed offers both fixed and variable rates.

Personal loans can have both fixed and variable interest rates although fixed interest personal loans tend to be more popular nowadays.

Searches for mortgage rates tended to surge when the Bank of Canada made interest rate announcements — usually in January and July — or when the target for the overnight rate (the rate that impacts variable rate mortgages) was lowered.

If you plan to pay down the loan quickly, variable interest rates do tend to start lower.

These loans tend to cost more than federal loans, and they typically have variable interest rates.

Variable interest rates tend to be lower, but they can increase if the interest rates go up or decrease if they go down.

Tend to offer a higher initial rate than variable rate loans, but if interest rates rise it may end up costing less over the life of loan than a variable rate loan.

Variable rate loans tend to be less expensive at the beginning of the loan than comparable fixed rate loans of the same term.

Because fixed rate loans create some interest rate risk for the lender, fixed interest rates tend to be higher at the beginning of the loan than comparable variable rate loans.

Although variable rates are riskier, they do tend to be lower than fixed rates historically.

Because fixed rates increase risk for lenders, fixed interest rates tend to be slightly higher than comparable variable rate loans.

Because the borrower assumes some of the risk of increasing interest rates, lenders tend to charge lower interest rates at the start of variable rate loans in comparison to fixed rate loans.

But the interest rate for fixed rate mortgage loans tends to be higher than that of variable rate mortgage loans.

The average student loan interest rate for variable rate student loans tends to be lower than fixed rate loans, at least initially.

The trade - off for this stability is that fixed interest rate loans tend to have slightly higher rates than variable rate loans.

Success rates for actively managed U.S. mid-cap funds have tended to be more diverse and variable than for U.S. large - and small - cap funds.

Also, with a variable rate loan you tend to get a lower rate than a fixed rate loan.

While variable rate loans, whether refinanced or not, tend to have starting rates that are often lower than fixed loan rates for the same maturity date, these variable rates can change after you close on your loan — including the possibility to increase over the life of your loan.

The big takeaway is that while there are no guarantees with variable rates, they do tend to start at lower rates than rates on fixed rate loans with the same term.

Variable loan rates tend to start out lower than fixed loans, but they can increase over time, leading to higher interest costs.

Fixed interest rates stay the same throughout the lifetime of the loan, while variable interest rates may start low, but can go up at an unpredictable rate (though they tend to be capped, so they won't jump from, say, 6 % to 155 %).

Like credit cards, HELOCs also tend to come with variable interest rates.

Variable interest rates tend to start lower than fixed interest rates, but may increase over the life of the loan.

Variable rate loans tend to have lower interest rates to start, but since those rates can potentially go up or down, you could end up paying much more in interest over the life of your loan than if you had chosen a fixed rate loan.

LIBOR (The London Interbank Offered Rate) is also a common index on which lenders tend to base their variable rates.

Thus there is convection within the troposphere that (to a first approximation) tends to sustain some lapse rate profile within the layer — that itself can vary as a function of climate (and height, location, time), but given any relative temperature distribution within the layer (including horizontal and temporal variations and relationship to variable CSD contributors (water vapor, clouds)-RRB-, the temperature of the whole layer must shift to balance radiative fluxes into and out of the layer (in the global time averae, and in the approximation of zero global time average convection above the troposphere), producing a PRt2 (in the global time average) equal to RFt2.

Credit cards tend to have variable rates and may come with fees.

Even assuming the same quality, the basic math problem is that the variable you aren't controlling (hours) tends to have a much wider range than the variable you are controlling (rate).

Historically, borrowers who stay in a Variable Rate Mortgage (VRM) tend to save more money over the course of the term.