When comparing guaranteed universal life to traditional whole life insurance, the discussion shifts away from guaranteed vs. non-guaranteed because whole life insurance offers a guaranteed death benefit
WITH guaranteed cash value accumulation.
Not exact matches
The
guarantees offered
with whole life policies are a
guaranteed level premium,
guaranteed death benefit for your entire life and
guaranteed cash value accumulation.
Penn Mutual's participating whole life insurance policy provides all the
guarantees of whole life,
with an opportunity for increased
cash value accumulation through annual dividends paid to policyholders.
Among the
guarantees offered
with whole life are fixed premiums, lifetime death benefit and
cash value accumulation.
With a flexible premium and
cash values that can grow based on the rise of a stock index or
guaranteed interest rate, universal life insurance policies offer a tool for both death benefits and
cash value accumulation.
Instead of using dividends to augment
guaranteed cash value accumulation, the interest on the policy's
cash value varies
with current market conditions.
Cincinnati Life's
guaranteed whole life is accompanied
with a wide range of additional
guarantees such as
guaranteed level premiums,
guaranteed cash value accumulation and
guaranteed insurability (even if your classifications change).
A permanent life insurance plan locked in until age 100
with guaranteed death benefit and
cash value accumulation that is also
guaranteed.
Guaranteed universal life insurance is a product designed for those looking for more affordable permanent life insurance options
with less focus on
cash value accumulation.
This
guaranteed universal life policy combines a
guaranteed death benefit
with cash value accumulation potential through two index interest crediting accounts and a declared interest account.
The
guarantees offered
with whole life policies are a
guaranteed level premium,
guaranteed death benefit for your entire life and
guaranteed cash value accumulation.
Equity indexed universal life, if built on a no lapse
guarantee shell, is the same as other UL's
with the added perk of a larger potential (non
guaranteed) upside on
cash value accumulation.
Whole life is designed to offer lifetime protection,
with fixed premiums and
guaranteed cash value accumulation.
With its death benefit and cash value accumulation guaranteed to age 121, Survivorship Choice Whole Life will appeal to couples with protection, estate planning, wealth transfer or supplemental retirement income ne
With its death benefit and
cash value accumulation guaranteed to age 121, Survivorship Choice Whole Life will appeal to couples
with protection, estate planning, wealth transfer or supplemental retirement income ne
with protection, estate planning, wealth transfer or supplemental retirement income needs.
Universal Life: Adjustable premiums and payment times
with a
guaranteed cash accumulation value
Whole Life: Fixed premiums as long as policy is in effect
with guaranteed cash accumulation value