Sentences with phrase «what annual rate»

Then calculate what annual rate of return you'd need on that money to beat the amount you'd get back from a return - of - premium policy.

AER (Annual Equivalent Rate) illustrates what the annual rate of interest would be if the interest was compounded each time it was paid.

What annual rate of growth is your dividend income increasing at?

Not exact matches

Customer retention rate indicates what percentage of your customers have stayed with you over a given period of time, and can be calculated on an annual, monthly, or weekly basis.

The Bank of Canada couldn't ignore an annual growth rate of 4.5 percent in the second quarter, which was much faster than expected: «That's kind of what data dependent looks like,» Lane said, repeating Governor Stephen Poloz's mantra that the newest information will guide policy.

Gross domestic product contracted at an annual rate of 0.5 % in the second quarter and 0.8 % in the first, which is exactly what the Bank of Canada predicted in July when it dropped its policy rate by a quarter point.

What he has rushed to do is increase the company's dividend, which rose to $ 1.74 per share on an annual basis, up from the current annual rate of $ 1.68 per share.

SUNDAY, JANUARY 7 PHILADELPHIA, Pa. - Federal Reserve Bank of San Francisco President John Williams speaks on «What to Expect From the Lower Bound on Interest Rates: Evidence From Derivatives Prices» before the 2018 ASSA / American Economic Association Annual Meeting - 1300 GMT.

The $ 20 billion goal refers to Salesforce's annual run rate, or an estimate of what the company will make in sales for a given year in the future.

Expect annual interest rates in the range of 10 % to 80 %, which is 2 to 10 times higher than what banks customarily charge.

Lenders would still be free to charge annual rates well into the triple digits, but the law would eliminate what critics say is the worst aspect of payday loans: borrowers caught in a cycle of debt by taking out loans over and over.

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

On average, these three companies charge an annual rate of $ 2,063 for our sample driver, which is 44 % cheaper compared to what the typical insurer charges in NYC.

When a consumer opens a new credit card account, the consumer is told what the Annual Percentage Rate (APR) or interest rate will be for purchases and what the APR will be for other types of transactions such as cash advanRate (APR) or interest rate will be for purchases and what the APR will be for other types of transactions such as cash advanrate will be for purchases and what the APR will be for other types of transactions such as cash advances.

Believe it or not, the government's annual payments on interest alone, made even more burdensome by rising rates, are expected to exceed what it spends on the military by 2023.

Yet his farm has gone up five-fold since he bought — despite him only visiting it once — and his apartment block has paid out 150 % of what he put in over the years as it's been refinanced at lower interest rates, whilst annual dividends now exceed 35 % of the initial investment!

Additional loan expenses — such as origination fees or monthly service charges — can be factored into what's known as your effective annual percentage rate (APR).

This does not necessarily count against AeroMexico, since the card's bonuses and rewards rates make up for what is a relatively low annual cost for travel credit cards.

Since 1995, NEARX has delivered positive annual returns — no matter what interest rates were doing, no matter the condition of the market.

Currently, credit to the household sector is growing at an annual rate of about 20 per cent, well in excess of what could be considered sustainable in the medium to longer term (see the chapter on «Credit Growth» for a detailed discussion).

Let's take a look at a very basic compound interest example in which an amount of $ 2000 is deposited in an account that is earning an annual interest rate of 5 % compounded quarterly and we want to know what the balance will be after the interest has been compounded for 5 years:

Lenders will also typically display the interest rates on the loans as APR, rather than the interest rate, so what you see is what you get — the APR, or Annual Percentage Rate of change, reflects the interest you'll actually pay each yrate, so what you see is what you get — the APR, or Annual Percentage Rate of change, reflects the interest you'll actually pay each yRate of change, reflects the interest you'll actually pay each year.

Under the NCLB Extended approach, embraced by many on the education reform / civil rights Left, achievement would continue to be measured by proficiency rates alone (with rising annual goals for what is good enough); growth data would be used sparingly and / or focused on «growth to proficiency»; «other indicators of student success or school quality» would be minimized; and evidence of achievement gaps would sink schools» ratings significantly.

As districts grapple with implementing statutory requirements for annual evaluation, a common pain point has been the use of student growth and assessment data, including properly understanding what the legislation requires, which measures to use, how to aggregate growth measures for teachers and administrators, and reliably scoring for 25 % of an effectiveness rating.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

What about fees and Annual Percentage Rate (APRs)?

In our affordability calculator, we figure out what a reasonably affordable price for a home would be, based on your gross annual income before taxes, the down payment you plan to put toward your home purchase, your monthly expenses, and the mortgage rate you might be eligible for.

You won't need to pay an annual fee or late fees, there are no penalty rates and no limits on what type of debt you wish to transfer over to the card.

For most consumers who use credit cards the differences between the Annual Percentage Rate and what actually gets applied to the balance are small and often do not adversely affect the ability to pay down credit card debt.

These many different factors create the effective annual rate which is what will actually be paid as interest which includes anything above and beyond what was actually purchased by the consumer.

Unlike what we see in other card categories, this higher annual fee of the Ritz - Carlton Rewards card does correspond with some of the better rewards rates in the category, provided that you are a high spender.

Loans come with varying Annual Percentage Rates (APRs), and this figure determines what the loan will cost over time.

In general terms the annual percentage rate or APR for credit cards is what you can expect to pay in interest added to the balance on a month - to - month basis.

If the interest rates on your other debt - car or student loan or mortgage - is higher than what you could earn by saving or investing (consider that the average annual inflation - adjusted historical return of the U.S. stock market is just over 6 %), you'd be wise to pay that down first too.

Additional loan expenses — such as origination fees or monthly service charges — can be factored into what's known as your effective annual percentage rate (APR).

Find out what these three little letters mean in our in - depth guide to annual percentage rates.

The decision to cancel a credit card may stem from what's unnecessarily costing you money (cards that have high interest rates or annual fees).

In short, the annual cost would be 10 % of what you owe (4 % interest rate, plus 6 % total penalty for the year).

APR: Stands for Annual Percentage Rate, and it's exactly what it sounds like — the annual interest rate on aAnnual Percentage Rate, and it's exactly what it sounds like — the annual interest rate on a lRate, and it's exactly what it sounds like — the annual interest rate on aannual interest rate on a lrate on a loan.

This chart can give you an idea of what future costs might be, based on the most recent cost data and an average annual college inflation rate of 5 %.

When deciding on what student credit card to opt for it's important to consider three primary factors: interest rates, annual fees, and interest format.

You might think, aha, what about the «annual percentage rate» or APR?

What is their net annual rate of return — considering capital appreciation and cash flow?

The lower the interest rate, the more money you can save on annual interest payments, although, this does depend on how much money you owe on the card, and it's always advisable to spend only what you can pay off at the end of the month.

You can also choose to randomize the annual interest rates within the Min / Max values you specify so you can get an idea of what a fluctuating market might do to your savings.

We have designed a suite of card options that lets you choose your card based on what is important to you - lower interest rate, no annual fee, access to our newly designed rewards program.

Although the AAY is used less frequently, if your are quoted an «Average Anual Yield» — ask what the actual interest rates and the Annual Percentage Yield (APY) is.

Best Egg doesn't disclose a minimum credit score or annual income to qualify for a loan, but the company does specify what it takes to qualify for its largest loan amounts and lowest rates.

Rather our goal is to minimize investment, but not market, risk while earning, on average, and over the long term, a compound annual rate of return of 20 % regardless of what other funds, or the general market, have as rates of return.