Sentences with phrase «when certified financial planner»

For example, when Certified Financial Planner

When certified financial planner Sean Burgess began offering investment management services to his clients six months ago, he turned to an asset manager that some of his peers consider direct competition: a robo - advisor.

Not exact matches

While I believe almost everyone should get the advice of a professional certified financial planner when making this decision, there are some ways to start figuring out how close you are to realizing your retirement dreams.

Although all states now have «no fault» divorce proceedings, some jurisdictions still take into account the grounds for divorce when dividing assets, said Justin Reckers, a certified financial planner, divorce financial analyst and CEO of WellSpring Divorce Advisors.

«If you'd rather be able to call a landlord to handle issues when they arise, you may be better off renting for now,» says Certified Financial Planner John Piershale of Piershale Financial Group in Crystal Lake, Illinois.

When it comes to updating benefit packages every October, «most people run for the hills,» said Mark Germain, certified financial planner and founder and CEO of Beacon Wealth Management.

You can bet I still have the printout I got when I passed the 10 - hour certified financial planner test.

«The ERISA fiduciary definition goes back to 1974, when there were no 401 (k) plans and IRAs were still small,» said Kevin Keller, CEO of the Certified Financial Planner Board of Standards.

In this video, Entrepreneur Network partner and certified financial planner Jeff Rose holds up $ 1,000 in cash and says there was a time in his life when he thought he might never have that much in his bank account, let alone in his hands.

«When it comes to retirement, it is so important to get that money out of the retirement accounts as tax - efficiently as you possibly can,» emphasize Gary Plessl and Kevin Houser, certified financial planners and managing partners of The Houser and Plessl Wealth Management Group.

«The biggest mistake a client can make when buying a QLAC, assuming the client doesn't need the income before 75 or so, is not purchasing a QLAC soon enough,» said Robert Klein, a certified financial planner and president of the Retirement Income Center in Newport Beach, California.

Taxes are an important consideration, as well, when developing a retirement budget, said Bob Adams, a certified financial planner with Armstrong Financial financial planner with Armstrong Financial Financial Planning.

Cristina Guglielmetti, founder of Future Perfect Planning and certified financial planner, suggests keeping expenses low when you're learning how to invest.

Jason Heath is a certified financial planner at Toronto - based Objective Financial Partners and he explains that when you die, «Your RRSP is paid out to the beneficiary that you designate for thatfinancial planner at Toronto - based Objective Financial Partners and he explains that when you die, «Your RRSP is paid out to the beneficiary that you designate for thatFinancial Partners and he explains that when you die, «Your RRSP is paid out to the beneficiary that you designate for that account.

«Financial advisors drive millennial clients away because they treat them like children, when they really need to feel they're on a team,» said Misty Lynch, a certified financial planner with John Hancock iFinancial advisors drive millennial clients away because they treat them like children, when they really need to feel they're on a team,» said Misty Lynch, a certified financial planner with John Hancock ifinancial planner with John Hancock in Boston.

«It's amazing when I work through the numbers that some people think manicures, landscapers and maids are a need,» said Michael Chadwick, a certified financial planner and president and founder of Chadwick Financial Advisors in Unionvillfinancial planner and president and founder of Chadwick Financial Advisors in UnionvillFinancial Advisors in Unionville, Conn..

If you haven't already done so, when you're in your 60s is a good time to pull together a team of financial advisors, like a financial planner, a tax specialist and a certified public accountant.»

«Certainly when it comes to investing, it's not something they're very familiar with so they're shying away from doing that,» said Lauren Lyons Cole, New York City - based certified financial planner.

«In other words, if we do nothing and sit on the sidelines when it comes to investing, we are, in fact, losing money,» says Certified Financial Planner

«These accounts are built to give people tax benefits in saving for college and people who aren't using them are missing out on those tax benefits and potentially have less money for college when it comes time to pay for that,» said Stuart Ritter, a certified financial planner with T. Rowe Price.

«Bonds are safe investments when you compare them with stocks,» says Tim Kim, a Certified Financial Planner and analyst with Francis Financial in New York City.

«Debt can be beneficial when it's used to buy something that increases in value, especially if the money can be borrowed at low fixed rates and with a tax advantage,» says Ken Robinson, a certified financial planner from Cleveland, Ohio.

When you need financial security you trust your investments to certified planners and when you need expert medical care you go to the best doctWhen you need financial security you trust your investments to certified planners and when you need expert medical care you go to the best doctwhen you need expert medical care you go to the best doctors.

As a Certified Financial Planner, Hutchinson has seen this real life Michelle and Robert situation, when a client's finances were affected because the spouse who had agreed to pay the remainder of the loan in her name became unhappy with the rest of the divorce process and stopped making payments.

When working with Old National, you will work with a team of experts including; Certified Financial Planners, Certified Trust and Financial Advisors, Certified Retirement Plan Specialists, Chartered Financial Analysts, Attorneys and Certified Public Accountants.

«When incomes go up, expenses go up as well,» says Ayana Forward, a Certified Financial Planner with Ryan Lamontagne in Ottawa.

Jason Heath is a certified financial planner at Toronto - based Objective Financial Partners and he explains that when you die, «Your RRSP is paid out to the beneficiary that you designate for thatfinancial planner at Toronto - based Objective Financial Partners and he explains that when you die, «Your RRSP is paid out to the beneficiary that you designate for thatFinancial Partners and he explains that when you die, «Your RRSP is paid out to the beneficiary that you designate for that account.

«When I do this calculation for clients, it always surprises them,» says Rona Birenbaum, a certified financial planner with Caring for Clients in Toronto.

If you haven't already done so, when you're in your 60s is a good time to pull together a team of financial advisors, like a financial planner, a tax specialist and a certified public accountant.»

«We look at the whole picture when trying to make that decision,» says Diane Pearson, a certified financial planner and shareholder at Legend Financial Advisors in Pifinancial planner and shareholder at Legend Financial Advisors in PiFinancial Advisors in Pittsburgh.

According to Ray Mignone, a certified financial planner in Queens, New York, «pre-approval carries more weight when you go to negotiate a deal.

Taxes don't stop when your paycheck does, you actually have more control over your taxes in retirement than at any other point of your life, and a visit to YourMoneyYourWealth.com for a free assessment with a Certified Financial Planner can help put you on the right tax track.

According to Mikel Van Cleve, a certified financial planner at USAA Bank, many of your purchases will be covered by liability protection if your card is lost or stolen when you're out of the country.

If the Camerons stick to their plan, they'll easily meet their goal of retiring when Mike is 55 and Lacy is 51, says Tom Feigs, a certified financial planner in Calgary.

When deciding which of your financial goals deserve their own savings account, consider opening at least one for your emergency fund, says Certified Financial Planner Taylor Schulte of StayWealthySanDfinancial goals deserve their own savings account, consider opening at least one for your emergency fund, says Certified Financial Planner Taylor Schulte of StayWealthySanDFinancial Planner Taylor Schulte of StayWealthySanDiego.com.

«We see the shoebox pulled out when a child turns 17 and parents are trying to figure out how to pay for college,» says Mike Mussio, a certified financial planner with FBB Capital Partners in Bethesda, Md..

Five years ago when global stock markets collapsed, retiree Dale McSween liquidated his non-registered investment portfolio, which was with a certified financial planner, and began managing his money himself.

When it comes to comprehensive financial plans, according to the 2012 Household Financial Planning Survey conducted by the Certified Financial Planner Board of Standards, «Overall, only about a third (31 %) of decision ‐ makers today report having ever put together such a plafinancial plans, according to the 2012 Household Financial Planning Survey conducted by the Certified Financial Planner Board of Standards, «Overall, only about a third (31 %) of decision ‐ makers today report having ever put together such a plaFinancial Planning Survey conducted by the Certified Financial Planner Board of Standards, «Overall, only about a third (31 %) of decision ‐ makers today report having ever put together such a plaFinancial Planner Board of Standards, «Overall, only about a third (31 %) of decision ‐ makers today report having ever put together such a plan.»

«When you're opening the account, take the extra time and read the fine print,» says certified financial planner Brian Plain.

Mike Davies, a certified financial planner with Alterna Savings, suggested making the shift to safer investments when the student is around 14 or 15.

«When you talk about retirement to one person, it can now mean something completely different from what retirement means to another,» says retirement expert and certified financial planner Tom Feigs of Calgary.

In a subsequent exchange of emails, Erotocritou (a certified financial planner with Investors Group) said Ottawa made a mistake when they named it a Tax Free «Savings» account, when they should have named it a Tax Free «Investment» Account:

Consult with certified professionals, like financial planners, brokers and agents when opening new accounts or shopping for insurance

All Certified Financial Planners, for example, act as fiduciaries when offering retirement advice.

Michael Burton, a certified financial planner, life insurance broker, and life insurance counselor who founded Fiduciary Life, said most annually renewable term policies do not require you to requalify each year based on your health, and the premium amounts for most annually renewable policies are defined when you take out the policy.

Taylor Schulte, certified financial planner and founder / wealth adviser of Define Financial, shares some of the best tips she's received when it comes to finding the right job and furthering your efinancial planner and founder / wealth adviser of Define Financial, shares some of the best tips she's received when it comes to finding the right job and furthering your eFinancial, shares some of the best tips she's received when it comes to finding the right job and furthering your education:

As a Certified Divorce Financial Analyst and Certified Financial Planner professional, the most common questions I get asked is: How much will I be able to retire on, and when can I retire?

They also recognize the advantages of working with a neutral financial professional such as a Certified Financial Planner or Certified Divorce Analyst, especially when there are important assets or property involved as part of the financial sefinancial professional such as a Certified Financial Planner or Certified Divorce Analyst, especially when there are important assets or property involved as part of the financial seFinancial Planner or Certified Divorce Analyst, especially when there are important assets or property involved as part of the financial sefinancial settlement.

When there are financial issues involved, a neutral financial expert, such as a certified public accountant or a financial planner, is retained to gather information about the couple's assets, liabilities, income and expenses, and to help the parties negotiate a settlement of their finances issues.

«Every agent should have a stable of experts — a financial planner, a certified public accountant, an attorney — not just for closings but for family, finance, and estate law specialties as well,» says Leigh Brown, ABR, CRS, broker - owner of RE / MAX Executive Realty in Charlotte, N.C. «You rely on these experts to guide your clients when you can't.»