Sentences with phrase «when interest rates move»

Great - West's portfolio also stands to gain when interest rates move up: a 1.0 % increase in rates would add $ 168 million to yearly earnings.

«When interest rates move up, the liabilities move down in the pension world,» Cronk says, «but individuals don't think that way.»

Significant changes, such as selling out completely of an ETF position within the existing ladder, or significantly restructuring the ladder, will occur infrequently — though active portfolio management includes the responsibility to act on significant opportunities when interest rates move dramatically.

The higher the duration, the more the bond's price will change when interest rates move, therefore the higher the interest rate risk.

The past couple of years though, markets have shown that, when interest rates move slightly upwards, this fuels an outperformance in value stocks.

Preferred shares are extremely popular with taxable investors, because have little price volatility except when interest rates move (which makes them similar to corporate bonds), and because their distributions are eligible for the dividend tax credit.

Many bond managers like to own RMBS for its high credit quality, liquidity, and attractive yields, but the problem is this: when interest rates move, the RMBS does what you don't want to see happen.

In the fixed - income arena, longer - duration1 bonds tend to be more negatively impacted when interest rates move higher as compared with shorter - duration fixed income securities.

Not exact matches

But the lack of any statement about when the next one would happen moved markets that trade in future interest rates hikes, causing the price of so - called Fed funds futures to drop.

He'll really start to affect the lives of Canadians when he raises interest rates — a move that will finally put a damper on spending habits.

Earlier this month, when the European Central Bank (ECB) cut its benchmark interest rate and deposit rate further, European equities initially cheered the move.

So if the current interest rate is very predictive of future performance, what happens when rates move or investor expectations trump this long - term reality?

The deterioration in operational performance, profit margins and financial strength of weaker listed companies could weigh down their stock prices when interest rates are moving higher.

As implied above, the Fed confirmed last week that when it finally gets around to moving the FFR upward, it will do so primarily by adjusting the interest rate it pays on excess reserve balances.

Lesson 3: Duration and Interest Rate Risk — Since interest rates affect bond prices, one of the biggest risks when investing in bonds is that interest rates will move higher, causing the value of your bonds to losInterest Rate Risk — Since interest rates affect bond prices, one of the biggest risks when investing in bonds is that interest rates will move higher, causing the value of your bonds to losinterest rates affect bond prices, one of the biggest risks when investing in bonds is that interest rates will move higher, causing the value of your bonds to losinterest rates will move higher, causing the value of your bonds to lose value.

Stock market turmoil experienced in late January highlighted the strong link that exists between interest rates and equities, especially when moves on rates are abrupt.

Therefore, paying down your mortgage faster when your interest rate is fixed is a suboptimal move.

Many emerging countries could benefit from moving to this generic type of regime, and to help this process, we need a vigorous debate about when to intervene (and, more importantly, when not to); what role interest rates and inflation targets might play; and what additional measures might help to handle large and volatile capital flows.

Conversely, when the price of TLT moves higher, interest rates drift lower.

Canada is considered to be a stable country, one who moves very slowly when dealing with interest rates.

«I think the Fed learned from the experience that we had during the housing boom... so when they do move to raise interest rates, they will do so aggressively,» Faucher told investors and reporters Tuesday.

However, since high - resolution digital screens are refreshed at a much higher rate, reports are increasingly surfacing of pooches who become very interested in newer technology HDTVs when a nature show contains images of animals moving.

«The banks normally do this when interest rates are moving,» said David McVay, a financial services industry consultant with McVay and Associates.

Interest rates can move quickly, and especially when the economy is more volatile.

Although interest rates have seemingly little leeway to move in any direction but up, it's hard to predict when, or how fast, they'll rise.

The longer the maturity (for a single bond) or average maturity (for a bond fund), the more likely you'll see prices move up and down when interest rates change.

Ms. Laura my question to you when I pay off my balance again in a short period of time, should I then make my move and call the credit card company and request to lower my interest rate?

And they move in ways that aren't intuitive: bond prices go down when interest rates go up, and vice versa.

Thus, when Bob has all the power to decide when to pay, Alice is sure to lose no matter which way interest rates move.

Taking time over available options is a good move, and when dealing with an unsecured personal loan with rather high interest rates, it is essential to make the loan deal as affordable as possible.

We're introducing a better money market that moves when Prime does to give you the best interest rates available.

Nobody knows how far, how fast, or even when interest rates will move.

Since education loan interest rates are based on market rates, and the market tends to anticipate interest rate moves by the FOMC, the dates of upcoming FOMC meetings should be considered when projecting likely education loan interest rate increases.

As personal time deposit rates tend to move more slowly than market interest rates in general, and because the W - COSI is composed of a portfolio of such deposits with different maturities, the Wachovia Cost of Savings Index lags when market rates move up or down.

While the forecast for 2014 is interest rates will move higher, when and how quickly is tough to call.

Especially when interest rates start moving.

Moving money from a checking account into a simple savings account leaves the funds earning a higher interest rate, while still be relatively easy to access when the time comes.

When a loan or group of loans is moved to one single loan with a lower interest rate.

Although the relationship between interest rates and the stock market is fairly indirect, the two tend to move in opposite directions: as a general rule of thumb, when the Fed cuts interest rates, it causes the stock market to go up; when the Fed raises interest rates, it causes the stock market as a whole to go down.

For instance, if you transferred several card balances to a new card that offered a 1 % introductory interest rate for the first twelve months, but still have a significant balance left on it when the twelve months is almost over, it may be a smart financial move to take out a lower - interest personal loan and pay off that credit card balance.

When the monthly payment due is almost entirely consumed by the interest accrued that month it is in the card holder's best interest to either negotiate a lower interest rate with the current credit card issuer or move their balance to another institution using a balance transfer check.

Since no one knows when the interest rate will go up, I want to wait until the rates do start moving up, sell the XSB units and buy GIC's.

However, in the case of student loan lender Earnest, it's actually reducing its interest rate slightly on some of its loan products at a time when the Fed is moving them higher.

When the media talks about rising interest rates, too often investors presume that rates all along the yield curve will rise by the same amount - the curve will move up in parallel.

When you refinance, you move your debt from your credit cards with various due dates to a single lender at a lower interest rate with a fixed repayment plan.

okay here's my two cents worth folks im up for renewal and have just nagotiated a rate 5 yr variable1.75 persent or if i want a five yr fixed at 4.49 still quite a gap between fixed and variable here i believe i have a little lee way here apparently i was only interesed in variable and five yr fixed but i made it absulutly apparent to them that when lock in from a variable i get the whosale discounted rate at that time and written into the contract i kinda believe this the way the market is heading as we head out of ressesion and the bank of canada is going to make there move i believe coming up in june and just to make this firm i do not believe the boc will raise rates in fast mode far from it will be slow process i don't care what the ecconmists are thinking we have to remember manufactering sector is reallt taking a hit on the high dollar and don't forget our niegbours to the south how dependent our canada is with them i believe it will be a slow process a lot of people heve put themselves in a debt load over these enormously low interest rates but i may be wrong i think a variable is the way to go if you want to work on that princibal at least should i say the say the short to medium term and betting that the bond markets stay put for the short to medium term - i have given enough interest to the banks maybe i can pay a little less at least fot the short to mediun term here i have not completly decided yet put i think im going variable although i wish my mtge was up a year ago that would have been just great congradulations to all that did.

The move comes at a time when interest rates are on the rise after the treasury auction which was covered by The Student Loan Report.

Because the coupons on existing bonds don't change when rates move, the interest payments you receive every month likely won't get any lower.

Transferring your balances will result in reduced credit card costs because companies normally offer lower interest rates when you move your account to them.

When interest rates are down for a long period of time, insurance companies are often forced to move money to more risky investments, or to charge more.