Sentences with phrase «when negative items»

Though there are some differences among them in terms of severity and time required to fix the damage, there are no scoring benefits — long or short term — when negative items such as these hit your credit score.

When negative items are removed from your credit report, the credit bureau sends a copy of the revised report to your home.

When negative items or inaccuracies are found, it automatically generates personalized letters written by a business attorney demanding the appropriate action be taken.

When a negative item is disputed, that item (while under investigation) goes into a «limbo» status where it is no longer factored into the credit scoring algorithm UNTIL the investigation has been completed by the Credit Bureaus and the Reporting Creditor, this is typically a 30 - 45 day window.

Not exact matches

Reviews give the most useful information when they give both the positives and negatives of the item being reviewed.

When violations occur, the bureaus and creditors are required to remove the negative item from your report; and we're here to make sure that happens.

Often, when we talk about raising a credit score by removing something negative from the credit report, the focus veers toward the item (s) being deleted — usually in terms of how bad and how many.

A stop - loss order is handy for an individual investor to protect themselves against a rapidly disseminating negative news item (e.g., a report of accounting fraud) when they know that they can't keep minute - to - minute tabs on their investments (for instance, due to a day job).

The Fair Credit Reporting Act is great for protecting your rights as a consumer when it comes to your credit report and it gives you an opportunity to monitor your credit so that negative items on your credit report that have happened to you as a result of real - life circumstances don't become a life - long punishment.

When you look at your consolidated credit report if any of them list negative information longer than the seven year period, then when you write to the credit bureaus to point out any incorrect information, you can tell them about the old itWhen you look at your consolidated credit report if any of them list negative information longer than the seven year period, then when you write to the credit bureaus to point out any incorrect information, you can tell them about the old itwhen you write to the credit bureaus to point out any incorrect information, you can tell them about the old items.

Collection: A negative item on a credit report that hurts a credit score, an account goes to collections when it goes past due and a creditor wants to collect the debt that is owed.

If this latter scenario is the one that applies to you, and especially if you have any recent negative items of your own, don't be surprised to see your score take a bit of a drop when the account is removed from your credit report.

In the section showing the negative items, these accounts will be listed showing when a late payment occurred and how late is was, the balance on these accounts, and if this account was a charge - off or went to a collection agency.

Especially look for; Late payments, charge - offs, collections or other negative items that aren't yours, Accounts listed as «settled,» «paid derogatory,» «paid charge - off» or anything other than «current» or «paid as agreed» if you paid on time and in full, Accounts that are still listed as unpaid that were included in a bankruptcy, Negative items older than seven years (10 in the case of bankruptcy) that should have automatically fallen off your report (you must be careful with this last one, because sometimes scores actually go down when bad items fall off yournegative items that aren't yours, Accounts listed as «settled,» «paid derogatory,» «paid charge - off» or anything other than «current» or «paid as agreed» if you paid on time and in full, Accounts that are still listed as unpaid that were included in a bankruptcy, Negative items older than seven years (10 in the case of bankruptcy) that should have automatically fallen off your report (you must be careful with this last one, because sometimes scores actually go down when bad items fall off yourNegative items older than seven years (10 in the case of bankruptcy) that should have automatically fallen off your report (you must be careful with this last one, because sometimes scores actually go down when bad items fall off your report.

The credit report automatically adjusts so that users know when a item has been deleted, repaired, or is still negative.

NEGATIVE ITEMS Lenders report delinquency information when you have missed a payment.

When you apply for one, make sure you don't have too many negative items on your credit report.

When violations occur, the bureaus and creditors are required to remove the negative item from your report.

When Joe's Credit Repair dispute a negative credit account with the credit bureaus, you are demanding that they perform an investigation to determine whether or not the item should be listed on your credit reports, this is your right and is backup by law with The Fair Credit Reporting Act.

Even so, when an employer has to look at an entire credit report, he or she must see the whole history — and possibly even see a statement you might have included about mitigating circumstances related to negative items on your credit report.

The 202 - page bill, the Comprehensive Consumer Credit Reporting Reform Act (H.R. 5282)-- sponsored by the House Financial Services Committee's ranking Democratic member, Rep. Maxine Waters (Calif.)-- covers a wide array of contentious issues, including restricting the use of credit information in most hiring decisions and shifting more of the burden of proof to creditors when they report negative items about consumers who later dispute them.

Erroneous or outdated negative items on your credit report can be deal killers — or at least deal delayers — when you're trying to purchase a house and get a mortgage.

We do not require a payment upfront to enroll into our program and our clients only pay us when we actually correct or removal qualified negative items from their credit reports.

Instead, when you enter the deposit, you would add a line item with a negative dollar amount, representing the bank fees.

With Overdraft Privilege, we will generally pay your overdraft items when paying them would not cause your available balance to go more than $ 500.00 into the negative.

You can ask to have a negative item removed when paid but there is no obligation for them to do it and in fact it would be against their agreement with the credit bureau.

Practices may vary according to the type of financial information sought; the exclusion of items outside applicant's control, such as medical expenses; the time period preceding the employment application for that information; when in the selection process the information is used; and consideration of the applicant's explanation for negative information.

When disputing all negative derogatory credit items, a company like New Day Credit Repair will send in dispute packages to each credit bureau for each derogatory item.

So, when a card goes from being reported as a charge - off to being settled, though the outcome is better, the more recent settlement date on the negative item can lead to a lower score than it was prior to settling, as part of the «time since the most recent delinquency» calculations.

When sprayed on items at nose level, it can help cats in the vicinity feel more calm and reduce territorial, stress - related negative behaviors.

As an example, we are aware of one firm that, when you plug their name into Google, some of top references in the search results include news about a major malpractice lawsuit against the firm, associate layoffs, and other negative items.

It levels the playing field when dealing with institutional defendants where a negative cost award is simply a balance sheet item not bankruptcy.

When making your document you'll want to focus on items that could affect your business in a negative way.

Not all farmers are bad - players have to farm as part of the game Persistent farmers are bad - the type that do nothing but farm (since we know their gold / items are used for sale, not personal use) Not all farmers are rude The majority of farmers seem to be Chinese (see above as to why) Chinese - speaking players are only encountered when they are farming Chinese farmers are rude, train mobs, try to control an area, and are disruptive to players attempting to play in the same area Chinese farmers monopolize an area, causing other players distress Non-Chinese farmers typically do not exhibit the rudeness and other negative attitudes / behaviors

Items are scored on six scales, labeled as Lack of Emotion Awareness (6 items; α = 0.85), Lack of Emotional Clarity (5 items; α = 0.85), Difficulties Controlling Impulsive Behaviours When Distressed (6 items; α = 0.87), Difficulties Engaging in Goal - Directed Behaviour when Distressed (5 items; α = 0.89), Non-acceptance of Negative Emotional Responses (6 items; α = 0.92), and Limited Access to Effective ER Strategies (8 items; α = 0Items are scored on six scales, labeled as Lack of Emotion Awareness (6 items; α = 0.85), Lack of Emotional Clarity (5 items; α = 0.85), Difficulties Controlling Impulsive Behaviours When Distressed (6 items; α = 0.87), Difficulties Engaging in Goal - Directed Behaviour when Distressed (5 items; α = 0.89), Non-acceptance of Negative Emotional Responses (6 items; α = 0.92), and Limited Access to Effective ER Strategies (8 items; α = 0items; α = 0.85), Lack of Emotional Clarity (5 items; α = 0.85), Difficulties Controlling Impulsive Behaviours When Distressed (6 items; α = 0.87), Difficulties Engaging in Goal - Directed Behaviour when Distressed (5 items; α = 0.89), Non-acceptance of Negative Emotional Responses (6 items; α = 0.92), and Limited Access to Effective ER Strategies (8 items; α = 0items; α = 0.85), Difficulties Controlling Impulsive Behaviours When Distressed (6 items; α = 0.87), Difficulties Engaging in Goal - Directed Behaviour when Distressed (5 items; α = 0.89), Non-acceptance of Negative Emotional Responses (6 items; α = 0.92), and Limited Access to Effective ER Strategies (8 items; α = 0.When Distressed (6 items; α = 0.87), Difficulties Engaging in Goal - Directed Behaviour when Distressed (5 items; α = 0.89), Non-acceptance of Negative Emotional Responses (6 items; α = 0.92), and Limited Access to Effective ER Strategies (8 items; α = 0items; α = 0.87), Difficulties Engaging in Goal - Directed Behaviour when Distressed (5 items; α = 0.89), Non-acceptance of Negative Emotional Responses (6 items; α = 0.92), and Limited Access to Effective ER Strategies (8 items; α = 0.when Distressed (5 items; α = 0.89), Non-acceptance of Negative Emotional Responses (6 items; α = 0.92), and Limited Access to Effective ER Strategies (8 items; α = 0items; α = 0.89), Non-acceptance of Negative Emotional Responses (6 items; α = 0.92), and Limited Access to Effective ER Strategies (8 items; α = 0items; α = 0.92), and Limited Access to Effective ER Strategies (8 items; α = 0items; α = 0.91).

Many of the scales demonstrated weak psychometrics in at least one of the following ways: (a) lack of psychometric data [i.e., reliability and / or validity; e.g., HFQ, MASC, PBS, Social Adjustment Scale - Self - Report (SAS - SR) and all perceived self - esteem and self - concept scales], (b) items that fall on more than one subscale (e.g., CBCL - 1991 version), (c) low alpha coefficients (e.g., below.60) for some subscales, which calls into question the utility of using these subscales in research and clinical work (e.g., HFQ, MMPI - A, CBCL - 1991 version, BASC, PSPCSAYC), (d) high correlations between subscales (e.g., PANAS - C), (e) lack of clarity regarding clinically - relevant cut - off scores, yielding high false positive and false negative rates (e.g., CES - D, CDI) and an inability to distinguish between minor (i.e., subclinical) and major (i.e., clinical) «cases» of a disorder (e.g., depression; CDI, BDI), (f) lack of correspondence between items and DSM criteria (e.g., CBCL - 1991 version, CDI, BDI, CES - D, (g) a factor structure that lacks clarity across studies (e.g., PSPCSAYC, CASI; although the factor structure is often difficult to assess in studies of pediatric populations, given the small sample sizes), (h) low inter-rater reliability for interview and observational methods (e.g., CGAS), (i) low correlations between respondents such as child, parent, teacher [e.g., BASC, PSPCSAYC, CSI, FSSC - R, SCARED, Connors Ratings Scales - Revised (CRS - R)-RSB-, (j) the inclusion of somatic or physical symptom items on mental health subscales (e.g., CBCL), which is a problem when conducting studies of children with pediatric physical conditions because physical symptoms may be a feature of the condition rather than an indicator of a mental health problem, (k) high correlations with measures of social desirability, which is particularly problematic for the self - related rating scales and for child - report scales more generally, and (l) content validity problems (e.g., the RCMAS is a measure of anxiety, but contains items that tap mood, attention, peer interactions, and impulsivity).

For example, when conflicts with others arise, individuals who use negative coping will ignore the opposing side for a long time.50 Each item is rated on a 5 - point Likert Scale.

The coercive parenting scale measures the tendency to respond in a negative and restrictive manner to the child with a 7 - item scale: 1, I have been angry with my infant when he was particularly fussy; 2, I have raised my voice or shouted at my infant when he was particularly fussy; 3, When my infant cries, he gets on my nerves; 4, I have spanked my infant when he was particularly fussy; 5, I have lost my temper when my infant was particularly fussy; 6, I have left my infant alone in his bedroom when he was particularly fussy; and 7, I have shaken my infant when he was particularly fuwhen he was particularly fussy; 2, I have raised my voice or shouted at my infant when he was particularly fussy; 3, When my infant cries, he gets on my nerves; 4, I have spanked my infant when he was particularly fussy; 5, I have lost my temper when my infant was particularly fussy; 6, I have left my infant alone in his bedroom when he was particularly fussy; and 7, I have shaken my infant when he was particularly fuwhen he was particularly fussy; 3, When my infant cries, he gets on my nerves; 4, I have spanked my infant when he was particularly fussy; 5, I have lost my temper when my infant was particularly fussy; 6, I have left my infant alone in his bedroom when he was particularly fussy; and 7, I have shaken my infant when he was particularly fuWhen my infant cries, he gets on my nerves; 4, I have spanked my infant when he was particularly fussy; 5, I have lost my temper when my infant was particularly fussy; 6, I have left my infant alone in his bedroom when he was particularly fussy; and 7, I have shaken my infant when he was particularly fuwhen he was particularly fussy; 5, I have lost my temper when my infant was particularly fussy; 6, I have left my infant alone in his bedroom when he was particularly fussy; and 7, I have shaken my infant when he was particularly fuwhen my infant was particularly fussy; 6, I have left my infant alone in his bedroom when he was particularly fussy; and 7, I have shaken my infant when he was particularly fuwhen he was particularly fussy; and 7, I have shaken my infant when he was particularly fuwhen he was particularly fussy.

Because we assessed both partners, we used only the 16 items of own dyadic coping including one's own emotional («I show my partner through my behaviour when I am not doing well or when I have problems») and problem - focused stress communication («I let my partner know that I appreciate his / her practical support, advice, or help») as well as one's own supportive and common emotional (e.g. «I show empathy and understanding», «We help one another to put the problem in perspective and see it in a new light»), one's own supportive and common problem - focused («I take on things that my partner would normally do in order to help him / her out», «We try to cope with the problem together and search for ascertained solutions») and one's own negative dyadic coping (e.g., «I blame my partner for not coping well enough with stress»)(Cronbach's Alpha between α = 0.71 and 0.92).