Even
with these conservative assumptions, the median household stood to save $ 1,920 per year by refinancing.
A February study by NSIDC
with conservative assumptions concluded, «Thawing permafrost feedback will turn Arctic from carbon sink to source in the 2020s, releasing 100 billion tons of carbon by 2100.»
, shows that we can start on the path to the necessary emissions reductions using existing and emerging technologies, even
with conservative assumptions about lifestyle changes and new technologies.
The report finds that proven technologies, even
with conservative assumptions, could reduce emissions 33 Gt CO2e / year by 2030.
This is
with conservative assumptions (including no carbon cycle feedbacks), and other studies of this ilk predict higher temperatures.
With conservative assumptions about sea level rise and the subsidence of the area, two diversion structures — large concrete sluices placed in the river embankment — would create about 700 square kilometers of land over 30 years, said Gary Parker of the University of Illinois, Urbana Champaign.
Olayan «bought
it with some conservative assumptions» about rents, said a source familiar with the deal.
I prefer to stick
with a conservative assumption as it leaves some extra room for positive news and / or revaluation.
Not exact matches
Using our interactive models, we find that using our $ 43 target as a take - out price, fairly
conservative deal structures and synergy
assumptions could result in an accretive deal for direct peers or regional banks, although given the more obvious scale synergies possible
with peers the accretion potential would seem higher for that group.
To obtain these estimates, each borrower's maximum borrowing capacity is estimated using a measure aligned
with APRA's prudential standards and
conservative assumptions where possible (such as around minimum expenses).
Despite the unforeseen fall in oil prices in 2014, the
Conservative government,
with a lot of slight of hand (reduction in contingency reserve, selling GM shares at fire sale prices, optimistic economic and oil price
assumptions), produced a budget that financed all of its pre-election promises, while still leaving a surplus of $ 1.4 billion in 2015 - 16 rising to $ 4.8 billion in 2019 - 20.
I based my growth expectations on what I think were
conservative estimates of consumption growth and the growth in productive investment (
with which the reported data is currently consistent, although do not prove my
assumptions one way or the other), but I always pointed out that as long as credit growth accelerated, the growth in non-productive investment would remain high, in which case reported GDP would also remain high for much longer.
Generally, I am
conservative with my
assumptions.
It is clear from the model, however, that without a major change or disruption in policymaking, current debt dynamics will be hard to sustain, even
with assumptions underlying the logic that are very
conservative.
Moody's recently began using a new methodology
with more
conservative investment
assumptions.
In this context of aughties - unease, older
conservative assumptions of a natural alliance between more libertarian Americans and more socially
conservative ones, around the supposedly shared attributes of religious Liberty, economic Liberty, and political Liberty,
with the threat of Islamist terror cast as the substitute for that of Communist domination, fell flat.
It may, of course, be
conservative in spirit and is so at least to the extent that it begins
with the
assumption that the Scriptures remain normative for the church.
Given the overwhelming evangelical ambience of the Sunbelt, however, and the safe
assumption that the RCA must reflect that attitude in order to succeed in the area, it is not difficult to predict that what has been the dominant theological position of the church may very well in the next ten years become a minority one as the
conservative evangelicalism of the new Sunbelt churches joins forces
with the existing strength of that position in the midwest.
Let's start
with one rather large false
assumption made in the quote above by Amanda, affirmed by Martha and the book she was reviewing: that Attachment Parenting (AP) is an elaborate parenting theory created to achieve the same result as the
conservative movement — i.e. to hold a woman at home, tied to the kitchen.
Farron is far too much of a pro to be drawn on whether he would rather ally
with Labour or the
Conservatives, but the general
assumption is that the left - leaning Lib Dem would be far more at home
with Ed Miliband than David Cameron (or Boris Johnson, come to that).
There has been a widespread
assumption that the
Conservatives have nothing to gain from electoral reform, and the work that has been done so far — such as the YouGov poll for the Spectator earlier this month — has indeed suggested that the Tories would be the biggest net losers when comparing A.V.
with First Past The Post (FPTP).
Conservatives pleased
with the appointment of Balls seem to be working on the
assumption that the appointment of Ed Balls signifies Miliband is going down the first route, though we shall see.
The lawsuit filed by a
conservative group seeking to repeal the same - sex marriage law that took effect Sunday relies on a lot of
assumptions, incendiary charges and the hope the judiciary will become involve
with the rules of order in the state Senate.
Let's make the most
conservative assumption with regard to utilization, which is that parents maintain the same rate of utilization of non-relative care as is presently the case (33 percent).
This will give you the percentage of your portfolio that you should have dedicated to stocks,
with the
assumption that the remaining amount be invested in
conservative investments like bonds.
Generally, I am
conservative with my
assumptions.
If you make the
conservative assumption that your investments will just keep pace
with inflation during the years leading up to age 65, that means you will need an extra $ 50,000 in your nest egg to cover every year earlier you retire.
Last year, I had combined intermediate term timing
with a dividend strategy to lift the continuing withdrawal rate to 5.4 % (plus inflation) under realistic
assumptions or 4.8 % (plus inflation) using highly
conservative assumptions.
He starts
with conservative long - term
assumptions: 6.5 % returns for equities and 3 % for bonds.
With life insurance reserving, we use
assumptions that are
conservative for reserves and capital.
My assumed return was 6.5 % (one can get nearly 7 % in municipal bond funds that I'm comfortable
with, so my
assumption is a fairly
conservative one).
With more
conservative assumptions, this rate falls to 4.8 %.
After that, let's just assume 10 years of sales, increasing by 5 % a yr —
conservative perhaps, but somewhat offset by the
assumption there's zero expense associated
with administering it.
Did you note that yesterday Goodbody released a research note on Donegal.Target price EUR 6.70
with VERY
conservative assumption (they used a 20 % discount on the low - end valuation for the mushroom business, and used bear case valuations for a lot of other stuff).
10, as 17th / 83rd percentile CIs from independent Gaussian distributions, a
conservative simplifying
assumption in that it narrows overall uncertainty compared
with assuming any correlation.
The more
conservative assumption allows for some stations to be affected by large heat islands which persist to some extent even in windy weather (Morris et al. (J. Applied Meteorology, 40, 169 - 182 (2001)-RRB--RRB-; but GSN stations will almost always be in smaller settlements than Melbourne,
with smaller heat islands easily reduced by any wind, or
with no heat island at all.
With the Greenland ice sheet melting like butter now and not 100 years from now as IPCC originally expected, the Equilibrium Climate Sensitivity measure and its inherent
assumption that ice sheet and tundra response will be slow, seems to be shaping up as too
conservative.
(C) even under very
conservative assumptions, adding solar generation capacity (possibly
with a certain amount of battery or other form of storage capacity) is a clear win, even if the social cost of carbon emissions is close to zero.
While results can vary from firm to firm, the research relies on generally
conservative assumptions and interviews
with 45 law firms (
with 50 attorneys or fewer) to make a compelling business case for practice management.
Purchasers of current -
assumption policies are presented
with an illustration of projected premiums, cash values, and death benefits that use the company's current
assumptions regarding the various premium pricing factors as well as an illustration showing the minimum guaranteed values based on the current premium and the statutorily mandated
conservative pricing
assumptions.
The common
assumption with most churches is that they're
conservative and are beholden to time - honored traditions.
When working
with an agent, have them run
conservative return
assumptions too.
Again, this are all
assumptions as I am new to this, but I tried to be
conservative with the numbers.
Naked Capital re-underwrites every deal
with independent and highly
conservative assumptions and independently stress tests financial performance outcomes under variable market conditions.
Furthermore, if household formation is 1 million in 2013 along
with 300,000 demolished / uninhabitable units and 100,000 in new demand for vacation homes this year — a reasonable and
conservative assumption — then it will take 1.4 million housing starts just to meet the new demand this year without solving the previously accumulated shortage.