With debt validation you request the debt collector to send proof of the debt you allegedly owe.
Not exact matches
If the collection agency has been harassing you
with phone calls or sending threatening letters, a
debt validation request is a good technique to stop ALL correspondence from them until the authenticity of the
debt has been validated.
Second, once you've sent the collection agency a letter
requesting validation of a specific
debt, the collection agency can no longer contact you regarding that particular
debt until they provide you
with reasonable evidence that they do in fact have a right to collect the
debt from you.
After
requesting Validation of a
debt from a
debt collector, they sent me a copy of a note
with my name on it, but no signature.