«Limited job prospects, student debt and flat wage growth have combined
with tight credit conditions and low inventory to price Millennials out of some of the top cities such as New York and San Francisco,» he says.
With tight credit requirements, decreased construction and issues with changes in the climate that are causing people to move to new areas, there are simply fewer homes available in the traditional markets.
While problems
with tight credit conditions for buyers and obtaining accurate appraisals are still lingering, new problems like spot shortages and rising costs for labor, materials and lots are beginning to emerge.
«A lot of this is due to their location in secondary or tertiary markets of larger metro combined
with tight credit markets for mortgages.»
«Limited job prospects, student debt, and flat wage growth have combined
with tight credit conditions and low inventory to price millennials out of some of the top cities such as New York and San Francisco,» says Lawrence Yun, NAR's chief economist.
A volatile economy
with tight credit would seem to be an ideal environment for sale - leasebacks, but these transactions, like the commercial market in general, fell on tough times during the downturn.
GM is counting on the sale or closure of Saturn and Hummer, along
with tight credit and declining business, to account for half of its targeted cuts.
The markets» low - yield environment hit the bank
with tighter credit spreads, which were reflected in a $ 567 million pretax debit valuation adjustment loss.
Annual credit growth continues its downward trend,
with tighter credit conditions weighing on investor housing credit, while business credit picked up, supporting the rise in March.
Lenders are willing to give better rates even
with tighter credit norms since they are assured that the loan will be paid off by HUD in the event of a foreclosure.
You may decide to apply for a new balance transfer credit card, but
with tighter credit all around, don't be surprised if your application is rejected.
Not exact matches
But
with the Fed looking at more rate hikes and
credit spreads already near their
tightest levels of the cycle, it's tough to see how liquidity would become much more loose than it was two months ago.
With U.S. stocks trading for more than 20x trailing earnings,
credit spreads
tight and volatility roughly 35 % below its long - term average, it is difficult to argue that investors are overly pessimistic (source: Bloomberg).
With many consumers still operating
tight budgets, shoppers feel that Fingerhut understands tough financial situations by offering
credit and payment installment plans for items that would otherwise be out of their reach.
It took some time but eventually it «dinged»
with me that I needed to switch to another card that was dormant but has a
credit limit of something like $ 6,900 and a minimum payment of $ 10 (always), making it flexible when my budget was
tight.
A former employer
with several convenience stores and some cash flow issues (he lost a supplier because he couldn't meet the
tight payment terms, and went to a pricier supplier
with longer terms) runs everything (including debit cards) as
credit — signature and no PIN.
He was talking about the housing market, and how mortgage lenders were still being
tight with credit.
Summary of the Robin Hood conference: Einhorn, Tepper, Druckenmiller etc [ValueWalk] Profile of Renaissance Technologies» secretive Medallion Fund [Bloomberg] Reflections on the Trump Presidency, after the election [Ray Dalio] How T. Boone Pickens sits
tight in the riskiest of businesses [NYTimes] The next generation of hedge fund stars: data - crunching computers [NYTimes] Treasury officials are warning hedge funds could create the next big crisis [Vox] Bill Ackman's 2016 fortune: down, but far from out [NYTimes] Omega's Einhorn sees Trump's policies boosting stocks [Reuters] Tourbillon's Jason Karp says Trump will make stock pickers great again [Reuters] John Paulson got Trump elected and now has favor to ask [Vanity Fair] Jim Chanos says Valeant was biggest loser ever for hedge funds [CNBC]
Credit Suisse said raising $ 2 billion for hedge fund stakes [Bloomberg] Tyrian Investments to close [Reuters] Hedge fund strategies no longer correlated
with equity returns [Investing] Female fund managers are a rarity across the globe [Morningstar] This is why alternatives are worth it [ValueWalk]
Cape Town, South Africa leads the rankings
with prime rents up 10.2 % year - on - year, as a shortage of rental stock coupled
with the introduction of
tighter credit regulations has led to a spike in demand as potential homebuyers find themselves having to look for rental accommodation instead.
When
credit is easy his business grows rapidly, but
with stringency in the money market and
credit tight he discovers that he is not ready for an emergency.
Our credible fiscal policy allows for supportive monetary policy, and
with the Bank of England, we are directly addressing the problems of
tight credit through the # 70bn Funding for Lending Scheme.
Polish, who tells a story at most of The Monti shows,
credits his Ph.D. adviser
with teaching him how to tell a
tight story without loose ends.
Having a
credit card
with clothing rewards makes my closet fuller on a
tight budget!
While TRANSCENDENCE tried to incorporate a love story in order to give it some humanity, Besson skips over any romance in favor of keeping the film
tight and lean (it runs a mere ninety minutes
with credits), but strangely winds up being a far more compelling film.
To its unwavering
credit, The Commuter has all the kooky thriller on a train action you'd expect — leaping between exploding train cars, blurry handheld fight choreography in
tight corridors — as well as some you would not — like an impromptu paper mache project and hand - to - hand combat
with an electric guitar.
Even at a lean two hours (including
credits), it still feels like Justice League could've been shorter
with some
tighter writing and editing.
Opening
with a
tight close - up on a snow - covered crucified stone Jesus, the
credits roll as Morricone's main theme slowly builds, the camera painstakingly pulls back, revealing more of the statue as the music builds to its crescendo.
Texas can tolerate constructive criticism of its education record — we do have a lot to work on, and budgets will be painfully
tight this year — but that should be balanced
with credit where it's due.
With U.S. stocks trading for more than 20x trailing earnings,
credit spreads
tight and volatility roughly 35 % below its long - term average, it is difficult to argue that investors are overly pessimistic (source: Bloomberg).
With credit spreads
tight (i.e. a sign that bonds are expensive) and U.S. equity valuations still stretched, investors may consider lightening up on their portfolio insurance, but they should not abandon it.
A personal loan is an unsecured loan that does not require any collateral down to qualify and may come
with a lower interest rate than a
credit card for a low - risk alternative when you need money to get yourself out of a
tight financial jam or to fund a family vacation.
This refinance program provides easy qualifying requirements, and quick closing, but changing FHA guidlines reflect
tighter credit requirements across the mortgage lending industry.For all streamline refinance transactions
with FHA case numbers issued on or after November 17, 2009 changes in FHA's streamline refinance program include:
Even folks
with good
credit histories keep their fingers crossed when applying for various types of home loans because of the
tight qualifications.
The lender provides the
tightest APR range of any secured line of
credit provider — between 6.25 % and 7.25 % — and allows you to renew your
credit line annually,
with no limits on the number of renewals.
They are recognized bad
credit lenders
with loan packages designed for those who have low scores, or are in a
tight financial situation.
He was talking about the housing market, and how mortgage lenders were still being
tight with credit.
with falling home values and
tighter credit requirements, an FHA home loan can provide the flexibility needed by first time buyers or homeowners
with little home equity.
With liquidity sources drying up and
tighter credit restrictions affecting consumers, P2P lending has become a great option for borrowers to try out.
This is certainly true for large loans, but the term is also important for a $ 5,000 personal loan
with bad
credit when budgets are
tight.
Adjustable rate mortgage payments combined
with decreasing home equity and
tighter mortgage lending guidelines has triggered a severe
credit crunch and all but wiped out the subprime market nationwide.
Re / Max
credits low interest rates for the housing market's success, along
with tight inventory levels and increased urban demand.
With an interest rate lower than most
credit cards and the ability to structure a repayment plan to fit your budget, a student line of
credit is a good option for students on a
tight budget.
With home values declining the equity homeowner's counted on may have evaporated and a
tight credit market makes it difficult for any but the best qualified to obtain loans.
The major benefit of applying for an unsecured personal loan
with poor
credit is the ease of the application process and the lack of collateral requirements; disadvantages include higher interest rates and
tighter repayment terms.
However, those
with a longer - term horizon should take note of historically
tight spreads, rising corporate debt and lower
credit quality.
Banks have been real
tight with credit and they aren't quick to give out a loan to pay off another debt without there being something to secure your loan.
At one point, he was discussing how mortgage lenders are still being fairly
tight with credit.
If that assumption proves wrong for you, then you might need a secured card, which comes
with limitations — including a
tight credit limit — but is designed for those who need to build or rebuild their
credit history.
Obviously it's not wise to apply for something you will not be able to manage financially but
with proper budgeting and
tight control over spending you can make these loans work to your definite advantage rather than work against you and your
credit score.
A highly leveraged company
with low liquidity can be forced into bankruptcy through a single period of poor profitability and
tight credit conditions — even if historical profits have been good.