Sentences with phrase «without financial knowledge»

People without financial knowledge are the same people who struggle in the financial system.
Without this financial knowledge, which I call financial intelligence or financial IQ, my road to financial independence would have been much more difficult.
Without financial knowledge, people look for someone to tell them what to do and where to put their money.

Not exact matches

For instance, it may be hard for people without a reasonably intimate knowledge of the financial system to understand JPMorgan's «London Whale» trading scandal in 2012 or the Barclays Libor - rigging scandal in 2014.
Yes, it's certainly possible to get ahead purely with financial acumen, a product or service customers can't live without, or knowledge and experience that makes you irreplaceable.
He had paid cash for her house in Gainesville, valued at roughly $ 900,000, but he says one of his financial advisers took a loan out against it in his name without his knowledge — which left Hearn - Pearson as one of her son's largest creditors.
The agency added that «we assume the majority of cryptojacking is carried out by cyber criminals, but website owners have also targeted visitors to their website and used the processing power of visitors» CPUs, without their knowledge or consent, to mine cryptocurrency for their own financial gain.»
Third, there appears to have taken place a number of questionable financial activities that were conducted by friars entrusted with the care of the patrimony of the Order without the full knowledge or consent of the former and current General Definitorium.
Such an account can expose you to financial liability without your knowledge.
Without full knowledge of what you have, and what you spend, you can not make sound financial decisions.
Moreover, Dufrane alleged, all the private loan money was disbursed directly to him «without any input, knowledge or approval of the Financial Aid Office...»
He came to understand — via his firsthand experience — that anyone in today's society, regardless of income or education, can come to financial ruin without an understanding of our credit system and knowledge of how to make it work for them rather than against them.
The reason is that, without having a basic knowledge of financial ratios, you may find it difficult to understand what the debt to equity ratio is all about.
A lot of people embark in the real world without having the right financial knowledge.
There are two types of sceptic — larger majority motivated by economical, financial, political or other reasons, without deeper knowledge or interest in the background science.
«Fund Transfer fraud means the fraudulent... electronic... instructions issued to a financial institution directing such institution to transfer, pay or deliver money or securities from any account maintained by an insured at such institution without an insured's knowledge or consent.»
< https://www.wsj.com/articles/equifax-hack-disclosed-drivers-license-data-for-more-than-10-million-americans-1507664315 > Yahoo may collect personal information to provide free email accounts, but Equifax has a detailed file on everyone who uses financial services, most of it sensitive information from a variety of sources, often held without your knowledge.
The insurance policy covered losses resulting from «funds transfer fraud», which the policy defined as «fraudulent... instructions issued to a financial institution directing such institution to transfer, pay or deliver money or securities from any account maintained by an insured at such institution without an insured's knowledge or consent».
However, for the general public, investing without a solid knowledge of the virtual asset itself, an understanding of decentralized systems which do not operate in the same way as traditional financial systems, and being aware that coins are often purchased at your own risk, can lead to disaster.
Around a quarter of a million people took the test willingly, but millions of people reportedly had their private data used for political and financial gain without their knowledge or consent.
And as the network of Bitcoin users grows, waiting times will get longer, because there are more transactions to process without a change in the underlying technology that processes them,» says financial knowledge site Investopedia.
«What we are speaking of is not about the technology or how cool it is, but how it can be used without another person's knowledge,» said Jonathan Murmett, a bar manager in San Francisco's Financial District.
QUALIFICATIONS SUMMARY • Over 2 years of practical experience in accounts payable management • Comprehensive knowledge of GAAP, accounting systems and standards • Proficient in arithmetic and statistics for accurate accounting calculations and data analysis • ERP, EDI and Financial System Technologies • Proven self - starter and without the need to be directed • Brilliant communication skills with ability to negotiate and manage vendor relationships
Couples therapy may also be of limited or no value if one or the other partner is engaged in an ongoing secret affair or is making covert significant financial decisions without the other partner's knowledge).
Secure your bank accounts and financial documents so that your spouse can't take all the money without your knowledge or say so
79 DOS 99 Matter of DOS v. Pagano - disclosure of agency relationships; failure to appear at hearing; proper business practices; unauthorized practice of law; unearned commissions; vicarious liability; fraudulent practice; jurisdiction; ex parte hearing may proceed upon proof of proper service; DOS has jurisdiction after expiration of respondents» licenses as acts of misconduct occurred and the proceedings were commenced while the respondents were licensed; licensee fails to timely provide seller client with agency disclosure form prior to entering into listing agreement and fails to timely provide agency disclosure form to buyer upon first substantive contact; broker fails to make it clear for which party he is acting; broker violates 19 NYCRR 175.24 by using exclusive right to sell listing agreement without mandatory definitions of «exclusive right to sell» and «exclusive agency»; broker breaches fiduciary duties to seller clients by misleading them as to buyer's ability to financially consummate the transaction; broker breaches his fiduciary duty to seller by referring seller to the attorney who represented the buyers when he knew or should have known such attorney could not properly protect seller's interests; improper for broker to use listing agreements providing for broker to retain one half of any deposit if forfeited by buyer as such forfeiture clause could, by its terms, allow broker to retain part of the deposit when broker did not earn a commission; broker must conduct business under name as it appears on license; broker engaged in the unauthorized practice of law in preparing contracts for purchase and sale of real estate which did not contain a clause making it subject to the approval of the parties» attorneys and were not a form recommended by a joint bar / real estate board committee; broker demonstrated untrustworthiness and incompetency in using sales contract which purported to change the terms of the listing agreement to include a higher commission; broker demonstrated untrustworthiness and incompetency in using contracts of sale which were unclear, ambiguous, vague and incomplete; broker failed to amend purchase agreement to reflect amendment to increase deposit amount; broker demonstrated untrustworthiness in back - dating purchase agreements; broker demonstrated untrustworthiness in participating in scheme to have seller hold undisclosed second mortgage and to mislead first mortgagee about the purchaser's financial ability to purchase; broker demonstrated untrustworthiness by claiming unearned commission and filing affidavit of entitlement for unearned commission; DOS fails to establish by substantial evidence that respondent acted as undisclosed dual agent; corporate broker bound by the knowledge acquired by and is responsible for acts committed by its licensees within the actual or apparent scope of their authority; corporate and individual brokers» licenses revoked, no action taken on application for renewal until proof of payment of sum of $ 2,000.00 plus interests for deposits unlawfully retained
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