Adding a term
rider to your policy, particularly when you are
younger and
need a larger death benefit, is a great way to allow you to have the death benefit you
need and contribute to your policy for more paid up additions.
Make sure that cheap health insurance will cover the
needs your situation requires such as well care doctor visits if you have
young children, how many yearly physicals you are entitled to as an adult, if they have dental or vision coverage, and if your plan will include prescription medicines or there is a
rider available for them.