In spite of my stance however, until such a time that
abetter way comes my way, I would still use a realtor when buying or selling a property
The «Goldilocks» approach is
abetter way to go — that is, create a stocks - bonds mix in your 401 (k) that's neither too conservative nor too aggressive for your risk tolerance, age and financial goals, and then leave it alone, except to rebalance periodically.