It's all
about category bonuses Many rewards credit cards have category bonuses, which means that at certain types of stores you will earn more points for your charges.
You don't have to worry
about category bonuses or categories that rotate throughout the year with this card.
Not exact matches
If you don't want to worry
about remembering what your
bonus categories are, the Spark Cash is a great card - you get 2 % cash back on everything.
Bonuses are relatively rare in the world of cash back cards, so if you're looking to earn cash back and you don't want to have to worry
about rotating cash back
categories, take a look at the Chase Freedom Unlimited ® card.
Each colorful ad depicts a produce director,
category manager or vice president agonizing over the unexpected «pitfalls» of stocking incredibly popular Idaho ® potatoes, from stressful decisions
about how to spend all that
bonus money to a suddenly overcrowded trophy case.
In the first wave of
bonuses,
about 85 percent of the Miami - Dade district's 20,000 - plus teachers qualify for extra money in four
categories, depending on how their school, department or students scored on the FCAT.
That effectively translates to a 2 % cash - back rate with no
bonus categories to worry
about.
According to many FatWallet members, the Freedom 10 and 10 program was created to appease customers whom Chase was
about to upset by downgrading
bonus category rewards.
This card is another solid no annual fee travel credit card where you don't have to worry
about remembering your
bonus categories - you get 1.5 points for every dollar on every purchase.
We awarded a
bonus point in the governance
category to charities that disclosed the exact salary of their executive director, as we believe that charity leaders — just like CEOs of public companies — should be transparent
about their pay.
Since the Double Cash card doesn't have rotating or any other type of
bonus categories to worry
about, all you have to do is swipe, pay off your card and reap the benefits!
The great thing
about this system is you don't have to remember to sign up for quarterly
bonus programs, or keep in mind
categories and their
bonus limits.
Unlike rotating
category cash back credit cards, you never have to worry
about spending caps or quarterly
bonus categories.
Without
bonuses and in all years after year 1, you'll want to spend
about $ 745 dollars a month on
categories outside of travel and dining, for the Barclays Arrival Plus ® World Elite Mastercard ® to be more lucrative.
The huge 5 % cash back
bonus in select
categories is no doubt the best thing
about the Chase Freedom card.
Below is what we know
about the quarterly rewards calendar so far, including how to activate your 5 percent
bonus and tips for maximizing the
bonus categories.
You don't have to worry
about which purchases earn
bonuses or what the current
bonus categories are.
You won't have to worry
about bonus categories or limits on rewards.
If you're serious
about your rewards, think
about getting a card that has rotating
bonus categories and a second card that earns a fixed return, such as the Freedom Unlimited or Quicksilver.
No
category bonuses to remember, and no hassles to worry
about.
This Amex card has a much simpler structure without rotating
bonus categories to think
about.
There are no rewards tiers to worry
about, and there is no need to sign up for the
bonus categories, which is great if you like to keep things simple.
Talk
about a fun
bonus category!
And you don't need to worry
about changing
bonus reward
categories to get all the rewards the card has to offer.
Participation in the regular It's
bonus categories requires quarterly signup, and cardholders need to stay informed
about which types of spending earn the higher cash back percentage (and when); however they have the potential to earn more in the long run.
These
bonus categories are really where this co-branded card shines as it allows just
about anyone to earn a ton of points.
This is an easy way to earn tons of points without worrying
about spending in certain
bonus categories.
Every dollar you spend earns 1.25 miles, so you don't have to worry
about special
bonus earning
categories in order to maximize your points.
Since you earn the same rate on every purchase, you don't have to keep track of
bonus categories, nor do you have to worry
about enrolling in
categories each quarter.
Based on my spending patterns, I calculate that the three cash back credit card combination above should yield a minimum return of
about 2.8 % of total annual spend with very little personal time investment other than knowing the right
bonus categories for each of the three cards.
You don't have to worry
about which purchases earn
bonuses or what the current
bonus categories are.
However, at this point I think this is the low - hanging fruit of the travel hacking game, and I do strongly recommend at least thinking
about getting in on the Charity
category bonus with one of those two cards.
If you're serious
about your rewards, think
about getting a card that has rotating
bonus categories and a second card that earns a fixed return, such as the Freedom Unlimited or Quicksilver.
Like
category bonus cards, tiered rewards cards offer more cash back in select spending
categories, but to maximize your earnings you have to think
about which card to use with each purchase.
No
category bonuses to remember, and no hassles to worry
about.
Talk
about a fun
bonus category!
Think
about that: if your small business spends a combined $ 150,000 in a year in these
bonus categories, you would earn 450,000 Ultimate Rewards points.
You don't have to worry
about keeping track of
bonus categories or
categories that change over time.
A quick word
about store and retail cards before moving on: If one of these cards offers rewards, and it can be used outside of the store its branded with, then it may also offer
bonus points in a variety of
categories.
Plus, since there is a one month lag in posting the 5 % for
bonus categories, Amex essentially stole
about $ 300 I had legitimately earned on purchases.
You don't have to worry
about carrying other credit cards that have changing
bonus categories or other hurdles.
You can read more
about how to take advantage of the current quarterly
bonus category and also
about a few tricks with the very valuable portal Discover Deals that is available to Discover cardholders.
Think
about how much you can realistically spend in the
bonus categories.
Not only for the world famous roller... [Read more...]
about One Man's Life, Measured in
Bonus Categories
Now that the benefits are factored into the decision, it's time to think
about how the new 5X
bonus category rate factors in.
With
bonus categories that cover just
about everything, cash back credit cards come in so many flavors these days it's practically like an ice cream shop.
I have to admit, even I sometimes get confused
about which cards have which
bonus categories.
There are no rewards tiers to worry
about, and there is no need to sign up for the
bonus categories, which is great if you like to keep things simple.
You don't have to worry
about specific
bonus categories or merchants to get the full 2.0 percent cash back.
But if we miss an occasional
category bonus here or there because we forgot or made a mistake or just didn't want to spend hours figuring it all out, maybe we don't need to worry
about it quite so much.