Getting serious
about credit card debt requires lifestyle changes, so we suggest taking it a step further than just using excess cash to pay off credit card debt.
Getting serious
about credit card debt requires lifestyle changes, so we suggest taking it a step further than just using excess cash to pay off credit card debt.
Not exact matches
There seems nothing to be done
about banks impoverishing people by extortionate
credit card rates, junk securities and a
debt burden so heavy that it will
require one bailout after another over the next few years.
In New Mexico, Attorney General Gary King adopted a rule in December
requiring debt collectors to inform borrowers if the loan they are inquiring
about has passed the statute of limitations — four years for most
credit -
card debt in that state.
The other concerns are also as he mentioned, getting a home mortgage depends on much more than just a great
credit score, you also need good ratios on your front end (ALL housing expenses incl taxes, ins, etc) and back end ratios (ALL
debt expenses, housing,
credit cards, car, etc) so a good income is
required, as well as a down payment of some sort (some programs go as low as 3.5 %, others still want 20 %) Assets can also figure in to this as well, but that's getting away from the bit I know
about current lending standards and I don't want to start going off the wrong path here!