Sentences with phrase «about creditworthiness on»

Over 90 percent of all creditors base their decisions about creditworthiness on the FICO score.

Not exact matches

These days they often include argumentum ad hominem attacks, such as sly references to the agencies» sterling ratings on Lehman Brothers the day before it filed for bankruptcy, that distract from relevant discussion about the country's creditworthiness.

Depending on a borrower's creditworthiness and other factors, interest rates can run from about 6.5 percent to nearly 36 percent.

What you think about your own creditworthiness based on your score and your report doesn't really mean anything.

Having just loans on your credit report doesn't tell the entire story about your creditworthiness and your credit score may reflect that.

We review the information provided on your application and other information about your creditworthiness.

Creditors make a judgment about your creditworthiness by reviewing items on your reports like your payment history and the amount of debt you have.

Lenders make decisions about the creditworthiness of borrowers based primarily on credit reports and credit scores — two ways to quickly assess an applicant's credit history.

What you should be thinking about: Since the length of credit history, types of credit, and new accounts make up almost half of your credit score, it might be beneficial to hold off on refinancing until you have accrued more years of creditworthiness.

Everything about your credit score and report is calculated, so remember that most lenders will take a conservative approach to approving or rejecting a loan applicant based on their creditworthiness.

You acknowledge, agree, and authorize that (a) your information may be sent to lenders and / or third - party partners on your behalf, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness.

The credit reference agencies can not offer an opinion to lenders on your «creditworthiness» - they only pass on factual information about your borrowing history.

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

We review the information that you provide on the application, information in your credit report, as well as other information we may have about your creditworthiness.

To determine if you qualify for an account, we review the information that you provide on the application, information in your credit report, as well as other information we may have about your creditworthiness.

Secured credit cards require a minimum security deposit of about $ 200 or less, depending on your creditworthiness.

Market prices in OPMI markets seem to be set by market participants focused on short - run outlooks and trying to pick market bottoms; technical chartist considerations; predictions about stock market movements over the near term; general stock market predictions at the expense of company analysis; emphasis on earnings per share, cash flow and dividends to the exclusion of balance sheet considerations, especially creditworthiness.

We review the information provided on your application and other information about your creditworthiness.