Sentences with phrase «about debt ratios»

Learn about debt ratios and how to use them to assess a company's financial health.

Learn about the debt ratio, debt - equity ratio, capitalization ratio, interest coverage ratio and the cash flow to debt ratio.

If a firm is wise about its debt ratio and how it uses its increased profits, taking on debt can make the company more attractive to investors.

Not exact matches

(Free cash flow on a per share basis is up 2 % year - over-year and stands at a strong $ 559 million for the quarter, despite a very high debt ratio of about 78 %.)

Morneau can risk expanding the deficit because the federal government's debt - to - GDP ratio is a relatively paltry 30 %, about half of what it was in the 1990s when Canada faced a fiscal crisis.

That is, when debt service ratios are calculated using the discounted mortgage rates actually charged by banks (about 125 percentage points below posted rates), the average Canadian homeowner is paying just 25 % or so of income on mortgage payments, far below the 32 % benchmark used for mortgage - insurance qualification.

Policymakers are fixated on the debt ratio in part because it was at above 160 per cent that households in the United States and Britain ran into trouble about five years ago, contributing to defaults and the financial crisis that triggered the 2008 - 09 recession.

He also talked about the ratio of government debt to the size of the economy when asked about the $ 10 - billion deficit promise from the election.

Importance of Looking at Debt While debt ratios tell investors little about a company's growth prospects or earning performance, these ratios are vital tools for gauging balance sheet durabilDebt While debt ratios tell investors little about a company's growth prospects or earning performance, these ratios are vital tools for gauging balance sheet durabildebt ratios tell investors little about a company's growth prospects or earning performance, these ratios are vital tools for gauging balance sheet durability.

Compared to the broad XIC, XEG has a) a price to earnings ratio that is only slightly higher, b) a price to book ratio that is lower, c) a debt to equity ratio that is about half of XIC, d) a dividend yield that is comparable and e) profit margins that grew 30 % this year versus 18 % for XIC.

When applying for a traditional mortgage loan, lenders usually prefer for your debt - to - income ratio (the money you use to pay off debts each month divided by your monthly income) to be below about 36 %.

I'm actively looking at my debt and determining if it makes more sense to pay down mortgages (locking in a guaranteed ~ 4 % return) or investing in bonds (~ 1 % returns if held to maturity) or stocks (uncertain, but I just wrote an article about the current PE ratio and the inevitable reversion to the mean and I believe we are likely headed for 10 years of low single digit returns).

Assuming official (concessional) financing through end — 2018, the debt - to - GDP ratio is projected at about 150 % in 2020, and close to 140 % in 2022.

I would like to say a little more about it today and will divide the subject into two aspects: the shorter - term cyclical fluctuations in household credit growth, and the fact that various debt ratios have trended upwards over time.

«We will continue to urge the government to remain vigilant about its spending and keep our debt - to - GDP ratio on a downward trajectory.

While the level of mortgage arrears is still low by historical standards, a rising debt - service ratio could signal that's about to change.

A recent Department of Finance report (1) showed that the federal government's fiscal position is sustainable and that the federal debt - to - GDP ratio would fall to about 24 per cent by 2020 - 21.

Using the conventional total debt - to - income ratio, where debt is measured as a share of income, college - educated student debtors are by far the most indebted.2 The median college - educated student debtor has total debt equal to about two years» worth of household income (205 %).

In my recent National Post column, I make reference to some back - of - envelope calculations to the effect that replacing the fiscal anchor of balanced budgets to one of a fixed debt - GDP ratio allows the federal government to increase spending by 1.2 percentage points of GDP, or by about $ 25 billion.

A forward P / E ratio of 16.5 times earnings isn't anything to write home about, even if the stock trades on a forward free cash flow - to - enterprise value (market cap plus net debt) yield of 5.2 %.

Here's what you need to know about debt - to - income ratios.

The GSEs also have specific requirements for debt - to - income ratios, and we will talk about those in a moment.

To understand why, we have to talk about credit scores and debt ratios — both of which are very important during the mortgage application process.

The debt / GDP margin in 2000 was for about six month in very dangerous territory, in 2007 the ratio it was in very dangerous territory for just 3 months.

As the gross debt - to - GDP ratio steadily rises, should the U.S. worry about its ability to repay debt, cut spending, and raise interest rates?

This can include information about outstanding debts, payment history and debt - to - income ratios.

From January 2015, the margin of the debt / GDP ratio of the NYSE has risen in the last three months about 35.9 basis points — that is the biggest basis point registered for the past eight years!

Any initial conversation with a broker or loan officer should include specifics about what you want in a mortgage — as well as what you're bringing to the table in terms of down payment, debt - to - income ratio and credit score.

Compared to conventional loans, FHA loans are also stricter about your debt - to - income ratio and what sources you use to pay for the loan.

The government should start thinking about additional «critical public sector investments» that will maintain a deficit target of 1 per cent of GDP and a stable debt ratio of around 30 per cent of GDP

Your comment about debt - to income ratio being higher than in the U.S in 2008 is disingenuous.

If you have been to a bank recently to apply for a business loan, the banker may have started doing calculations and talking about debt service and debt service ratios.

According to this article, Japan reached an enormous debt / GDP ratio of about 250 %.

When asked for specifics he talked about his concern that the debt to gross domestic product ratio is 100 %, and went further to decry the unfunded liabilities debt that is currently at closer to $ 117 trillion.

[66] By March 2015 the annual deficit had been cut by about half of the initial target; thus, the debt - to - GDP ratio was still rising.

The bond owners (at least the short - sighted ones) don't care about that ratio, only that their interest and / or maturity has been paid; and thus the rating / validity of the debt is sound.

The Finance Minister indicated that, the current debt to GDP ratio is about 71 percent, whiles noting that «for the first time in over 12 years, since the declaration of HIPC [Ghana assuming the status of a Highly Indebted Poor Country], we have seen the rate at which we actually accumulate debt decline.»

Equally remarkably, when Harold Macmillan as new prime minister in July 1957 told the British people that they had «never had it so good», the size of the government debt at that time was 120 % of GDP, far far higher than the debt ratio of about 70 % in 2010 when Gordon Brown was accused of mortgaging Britain's future by profligacy.

She is also not convinced about government's approach to managing debts as well as fiscal policies, ruling out the possibility of the country attaining the targeted debt to GDP ratio of 71 % by close of 2017.

The first tweak appears to be a marginal change because the differential between a 3 - year rate (that is currently used to determine debt service ratios) and a 5 - year fixed - rate mortgage is only about 0.5 %.

The company is also very clear about what it takes to qualify for one of its loans: a minimum FICO score of 660, a debt - to - income ratio of 50 % or less, three years of credit history, two open and satisfactory trades, no current delinquencies and no delinquencies greater than 90 days in the last 12 months.

To understand why, we have to talk about credit scores and debt ratios — both of which are very important during the mortgage application process.

The GSEs also have specific requirements for debt - to - income ratios, and we will talk about those in a moment.

The ABA predicts that delinquencies will hover around historic lows «over the next several quarters,» in part because consumers have strong debt - to - income ratios and because bankers are said to be more cautious about gauging applicants» ability to pay.

They should at the very minimum talk to you about how high your credit score should be, viable down payment amounts, and your debt - to - income (DTI) ratio.

Ask about the «front - end» and «back - end» Debt - To - Income ratios.

Lenders are pretty consistent and clear about how DTI (debt - to - income ratio) is calculated and the limit of 45 % for a traditional mortgage against a primary residence.

They are living in a world of unknowns, and have no idea about your income, credit score, or debt to income ratio.

Improve your credit score, pay off some of your debt so that your debt - to - income ratio is lower, and think about bringing on a cosigner to put your lender at ease.

If you tend to overspend and have no control over your income and expenses, you need to learn about budgeting and other money management procedures that will help you improve your income to spending ratio thus providing you with sufficient remaining income to start eliminating debt by paying it off.