Sentences with phrase «about default credit»

Not exact matches

Who'd make a movie about credit - default swaps?»

The surface reading of an increase in the price of a credit - default swap is that investors are more worried about whatever the swap is referencing, be it a company, a country, or a basket of mortgages.

«When they refinance, if the economy isn't as strong, if we're not much closer to the credit default cycle, that's a juncture that we are concerned about.»

While I continue to believe that the dollar faces substantial risk of further erosion in its exchange value, as well as a near doubling of the CPI over the coming decade or so (both reflecting the massive increase in U.S. government liabilities in recent years), those prospects are not likely to emerge until risk - aversion about credit default materially abates.

In 2012, JPMorgan Chase, the largest bank on Wall Street, lost $ 6.2 billion betting on credit default swaps tied to corporate debt — and then publicly lied about the losses.

They collected data about the negative aspects of consumers» credit histories, such as delinquencies, defaults, and bankruptcies, while minimizing information about on - time payments.

Though the underlying reason for that Treasury price strength was concern about economic weakness and credit defaults, falling bond yields do allow us to take a more constructive stance once market internals show evidence of improvement.

These differences between FICO and VantageScore make the credit rating agencies, lenders and servicers, and end investors in residential mortgage backed securities (RMBS) nervous about depending upon newer scores to judge default risk.

For example, although I am always current with my credit card payments, I am always scared about default.

Divergence conveys information or investor perceptions about oncoming credit risk and default.

«They use default emissions factors for various types of coals, they have to use various efficiency rates and things like that, and slight tweaks in those has huge impacts when you're talking about hundreds of millions of credits.»

With america about to default on our credit don't you think this is exactly the time to be thinking about how the....

I didn't see Repo Men (Universal), the satirical sci - fi thriller about a future where organ transplants on credit are next big credit default market and starring Jude Law and Forrest Whitaker are the guys who do the repossessing, though my MSN and Parallax View colleague Kathleen Murphy found is dark fun.

In a nice touch that Disney extends to all their Studio Ghibli films, toggling between the default English dub and the original Japanese soundtrack brings about changes in visuals, not only the credits but in the words written on screen (like Shawn's note to Arrietty).

In July 2006 the ABX index that tracks credit default swaps based on AAA subprime tranches fell by about 45 % over the course of eight months.

However, arrears and default rates are higher, and have risen more, among customers with the lowest credit ratings, who account for about 3 % of lending.

Plus, if you've already had to declare bankruptcy and are also about to default on your student loans, you could end up with a double whammy on your credit record.

When you apply for a credit card, the credit card company cares most about how you handle credit cards, and the likelihood of you defaulting on a credit card.

Props to Michael Lewis for this one, I've often sent this quote from The Big Short (with credit to Lewis) to people who are confused about the instrument known as the credit default swap.

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And OF COURSE, since you are blogging about this, you already know there are other risks to bond funds than just the credit / default risk.

What is really interesting about the Einhorn's sovereign picks, however, is his long credit default swap (CDS) book.

Information about missed payments, defaults or court judgments will stay on your credit file for six years.

I earn minimum wage and have almost $ 10K in student loans, plus about the same in credit card debt which came from pulling cash to make student loan payments (in an ultimately futile attempt to avoid default on the student loans) and a business startup which ultimately failed due to an extended illness and ospitalization.

Defaults and concern about the deteriorating credit quality of Chinese corporates captured plenty of global headline news.

Credit default swaps rose about 100 basis points (1 percentage point) to 500 basis points, or $ 500,000 per year for five years to insure $ 10 million of debt, traders said.

You may care about the person and want to help them out but the risk to your credit should they default outweighs the benefit they'll receive from the cosigning.

(Read Credit Default Swaps: An Introduction to learn more about the derivative that took AIG down.)

report Personal Information about your account to credit bureaus (late payments, missed payments, or other defaults on your account may be reflected in your credit report);

Get answers to your questions about the credit reporting of defaulted loans, financial aid eligibility for defaulted borrowers, and wage garnishment.

Most credit cards have a default rate of about 30 %.

Unemployed for most of the past two years, Mr. Mize has experienced a sharp about - face:» [M] y credit cards are in default.

I'm going to write about credit default swaps.

Defaulting on your private student loans is a valid strategy as long as you are well informed about the consequences and you are aware what may happen to your credit.

Extended on credit, unsecured debt presents a higher risk to a lender since - in the United States - there are no debtor's prisons and if a borrower defaults on a loan, there is little that a lender can do about it except seek costly legal action and report to the credit reporting agencies.

In the NPRM, the Department stated that it intends to collect and, where appropriate, publish information about the performance of parent and graduate and professional student PLUS loans, including default rate information based Start Printed Page 63323on credit history characteristics of PLUS loan applicants and individual institutional default rates.

The Department will collect and, where appropriate, publish information about the performance of parent and graduate and professional student PLUS loans, including default rate information based on credit history characteristics of PLUS loan applicants and individual institutional default rates.

1 - The lender does care about who is paying the loan and it can affect her credit if they know that the primary borrower has defaulted.

The General Theory is a bit light on what to do about credit default swaps, for example.

In most cases, default listings and other information about your credit history can not be removed from a report unless it is proven to be incorrect.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

I was not making anywhere near enough to cover my expenses despite working about 50 hrs a week a few jobs so to avoid default I started getting into credit card debt.

While the U.S. equity market advanced strongly on the day the Treasury plan was announced, most market indices were lower by the end of the week, and credit spreads (indicators of bondholder concerns about default risk) did not budge.

I considered letting my loans go into default, accepting a bad credit score, and forgetting about being a home - owner.

Hedge funds, credit default swaps, can be legitimate instruments when trying to insure against whether someone will default or not, but the problem came about when the market became more speculative in nature.

Throughout the Financial crisis I read periodicals, googled explanations about derivatives, credit default swaps and other exotic financial instruments and never even heard of Ms.Brooksley Born.

You can get obsessive about the anecdotes, or you can follow a real market indicator, the credit default swaps on state debt.

Moreover, something that gets lost in the arguments about credit quality is that the second - best predictor of mortgage default was how much skin in the game these buyers had, and even if Canada is not as risky as the US on lending to people with poor credit scores, we are awash in high loan - to - value lending (with its explicit government backing).

Critics had been raising questions about administration proposals to regulate certain derivatives, such as credit - default swaps, which many blame in part for the financial crisis.

See related: In case of default, business credit cards get personal, How to keep a small business credit limit from being cut, 5 things you should know about business credit scores