I will save the discussion
about high annual fee cards and their benefits for another post.
If you're concerned
about the higher annual fee cards in the list, read this post about how the benefits far outweigh and offset the annual fee, particularly in the first year of membership.
Not exact matches
If you care
about these benefits, and believe they are worth the significantly
higher annual fee, then we recommend going with the Citi Prestige ® Card over Citi ThankYou ® Premier Credit Card.
Through 2009, the National Park Service plans to phase in
higher rates for
annual park passes and
fees paid per vehicle or person at
about 130 of the 390 parks, monuments and other areas the agency manages.
If you care
about these benefits, and believe they are worth the significantly
higher annual fee, then we recommend going with the Citi Prestige ® Card over Citi ThankYou ® Premier Credit Card.
Otherwise, the Venture Card is a better choice for its overall
high earnings rate, and simplicity (you won't have to worry
about spending enough on airfare and hotel to make the card's
annual fee worthwhile).
Given the
high annual fee, the rewards program on its own is nothing to be excited
about — there are many cards that offer similar effective rewards and / or cash back rates with an
annual fee of less than $ 100, and some that have no
annual fee at all.
The Discover card was born in 1985 and set
about disrupting the credit card industry by offering no
annual fee and
higher credit limits than other cards.
So when you factor in
higher management
fees and the possibility of lower returns than broader - based index funds, investors could be giving up
about 1 % in average
annual investment returns.
Another thing you may need to know
about using secured credit card to build credit history is that, it may require that you pay
annual fees that are
higher than regular credit cards.
You also need to think
about whether you want to pay a
fee — the cards with the
highest cashback tend to have an
annual fee.
«Our
annual fees, which average
about 2.8 %, are ridiculously
high.»
One of the big negatives
about the Citi Prestige ® Card for many people is that it has a
high $ 450
annual fee.
With the addition of the Chase Sapphire ReserveSM to the
high end travel rewards market, and the discussions
about all of its benefits and services to offset the $ 450
annual fee, we thought that it would be a good time to compare the airport lounge benefits associated with each of the 3 top cards in this upscale travel rewards category.
In my mind, these differences a small enough that they are not worth worrying
about, and you shouldn't worry
about having to pay a
higher annual fee to get all the additional benefits that come with a Sapphire Preferred card.
I've... [Read more...]
about The First Step To Recovery Is Admitting You Pay
High Annual Fees
Even though it's a premium card that comes with a
high $ 400 $ 450
annual fee (update — I originally wrote $ 400... [Read more...]
about Citi Prestige Makes Changes Official: Flight Points, Companion Pass Gone
How
about the «concierge» service that often comes with
high annual fee cards?
But over the past couple of years, the credit card market has been inundated with new premium credit card products, as consumers become more comfortable
about signing up for credit cards with
higher annual fees.
Read my article on applying for these cards with
high annual fees here to learn more
about whether it might be worth it for you to apply.
Because these cards have such
high annual fees, it's a decision you definitely want to be informed
about before taking action.
If you spend a decent amount on AA flights and care
about obtaining elite status with them, then this can be one of the most valuable AA credit cards for you (but note the
higher annual fee).
Yesterday, August 21, was long reported to be the official launch day for the Chase Sapphire Reserve, a new premium card with a
high annual fee but potentially lucrative rewards and a 100,000 - point... [Read more...]
about Applications for the Chase Sapphire Reserve Now Available Online
Reasons to get it: Though the
annual fee on this card is among the
highest on the market, it has several valuable perks that you can learn more
about in the posts I've linked to below (after the description of the Business Platinum card).
Reasons to get it: Though the
annual fee on this card is among the
highest on the market, it has several valuable perks that you can learn more
about in the posts I've linked to below.
The good thing
about the Mercedes - Benz Platinum AMEX compared to most other AMEX Platinum offers is the low spend requirement of just $ 1000 in 3 months to receive the bonus, even though the
annual fee is $ 25
higher than the regular AMEX Platinum.
Your assertion that the Sapphire Reserve
annual fee «has a
high chance to be wasted, either from forgetting
about the $ 300 travel credits, or by not redeeming them correctly» suggests that you don't actually have the card.
I think that the $ 450
annual fee (although possibly offset by
annual $ 300 travel credits) has a
high chance to be wasted, either from forgetting
about the $ 300 travel credits, or by not redeeming them correctly.