Worry
about a high debt - to - income ratio first, she advised.
Investors continue to be concerned
about high debt levels in many European countries.
In the case of the household sector, both Mr. Flaherty and the Governor of the Bank of Canada are warning Canadians
about their high debt levels and urging them to curtail their consumption and to reduce their debt.
Not exact matches
Turner: One of the things that people in the industry often talk
about when it comes to money management is this barbell, where as you said you have low - cost, passive index tracking funds and at the other end you have
higher fees,
higher active share, things like private
debt which you mentioned, and it's those in the middle that are charging
higher fees for something that looks quite a lot like beta that are really going to struggle.
Worries
about debt cause untold numbers of students to pursue safer, but limited career paths, or even skip
higher education entirely.
If mortgage interest rates were
higher, paying down this
debt would make more sense, but with rates at
about 4 percent, investing that money could yield a
higher rate of return.
And bankers are already talking
about cutting up the deal into some
high yield and some investment grade
debt.
(Free cash flow on a per share basis is up 2 % year - over-year and stands at a strong $ 559 million for the quarter, despite a very
high debt ratio of
about 78 %.)
That could potentially make the $ 96.7 billion (or
higher) price tag — which includes the $ 80 billion bid value plus
about $ 16.7 billion in Time Warner net
debt — worth it to Murdoch.
If you have a
high credit score and are picky
about what kind of
debt you take on, you should investigate SBA loans from traditional lenders or new lenders.
The proposed regulations, put out for public comment Jan. 4, would ban
high upfront fees and restrict the kinds of contracts
debt settlement companies can offer, effectively outlawing the business model most popular with, among others, Cambridge Life Solutions, a company Matt McClearn and I wrote
about in this magazine last fall.
However, the lender also cautioned clients
about the possibility of a sudden drop in the value of cryptocurrencies which «could expose them to substantially
higher debt levels than they are able to repay.»
There has been a public debate
about whether Canadians will have sufficient income in retirement given that generally people live longer, that there are more people of retirement age and that savings rates are low
debt levels
high.
Elevated
debt levels from the acquisition, after accounting for the recent C$ 345 million equity issue, contribute to estimated pro forma leverage of
about 3.5 x, which is
high for the rating.
The court ordered an auction, but when no other suitors presented themselves, Gaglardi's offer of US$ 51 million cash for the team and the assumption of
debts worth
about $ 100 million was accepted (ESPN reports the final tally as being
higher, around US$ 265 million).
The central bank has concerns
about the ability of households to keep paying down their
high levels of
debt when interest rates continue their rise, as is widely expected over the coming months.
Notably, families in the Northeast spend
about 70 % more on college than those in the West, Midwest, and South, which might explain why the average
debt per graduate is
higher in that part of the country.
ACCRA, April 30 - The International Monetary Funds board on Monday approved the next disbursement of
about $ 191 million under Ghanas aid program, while urging the West African country to take further steps to address its
high debt.
Musk's latest noisy antics sank Tesla's stock nearly 7 per cent in New York on Thursday (Friday AEST), as investors fretted
about the billionaire innovator's failure to address Tesla's
high debt and under shooting of car production targets.
The $ 1.2 trillion market for U.S. junk bonds yields
about 6.6 percent, double what's offered by
higher - rated company
debt, according to Bank of America Merrill Lynch index data.
Compared to the broad XIC, XEG has a) a price to earnings ratio that is only slightly
higher, b) a price to book ratio that is lower, c) a
debt to equity ratio that is
about half of XIC, d) a dividend yield that is comparable and e) profit margins that grew 30 % this year versus 18 % for XIC.
Therefore, one can assume that the Fed would be OK
about keeping rates low for the time being so they are not rolling it over at increasingly
higher rates with
higher debt payments.
The decision
about how to adjust the discount rate depends on whether investors believe that additional infrastructure spending will increase the country's potential growth rate, or instead that it will simply increase economic activity at the expense of
higher debt.
The cheap loans helped propel property values to record
highs in big cities such as New York and San Francisco, alleviating concerns
about the mountain of
debt coming due.
Max Lance dug himself out of six figures of student loan
debt and travels to colleges and
high schools around the country teaching people
about financial literacy.
As the gap widens, it creates rising uncertainty
about how excess
debt servicing costs will ultimately be allocated, and at the point at which this uncertainty is
high enough to alter materially the behavior of economic agents, and so lower the net asset value of the economic entity, the borrowing country has «excessive»
debt.
Debt payments now represent
about 14 per cent of household disposable income, the
highest share in three years.
With the S&P 500 within
about 8 % of its
highest level in history, with historically reliable valuation measures at obscene levels, implying near - zero 10 - 12 year S&P 500 nominal total returns; with an extended period of extreme overvalued, overbought, overbullish conditions replaced by deterioration in market internals that signal a clear shift toward risk - aversion among investors; with credit spreads on low - grade
debt blowing out to multi-year
highs; and with leading economic measures deteriorating rapidly, we continue to classify market conditions within the most hostile return / risk profile we identify — a classification that has been observed in only
about 9 % of history.
This he presents unequivocally as good news, since it suggests an easing of
high, mortgage - driven household
debt levels that have been among Carney's more acute longstanding concerns
about the Canadian economy.
If you are talking
about high - quality
debt, it isn't going to be Greek or Russian or Argentinian
debt; it isn't even going to be Italian or French
debt.
Continuing the theme of rising interest rates and following up from my last blog, «With all the News of
Higher Interest Rates, Don't Forget
About Floating - Rate
Debt,» bond laddering is a strategy that provides increased income and the ability to adjust the stream of income in a rising - interest - rate environment.
The Pennsylvania legislature recently passed a bill that will ensure borrowers are up - to - date on their student loan
debt.The average Pennsylvania college student graduates with $ 35,000 in student loans, which is
higher than any other state in the U.S. And within three years of graduation, 10 percent of Pennsylvania student loan borrowers default on their
debt.In order to combat this problem, the Pennsylvania House of Representatives recently passed a bill that would ensure students stay informed
about how much
debt they are accumulating.HB 2124 would require all colleges and universities to provide annual notices to students
about their outstanding student...
The speed with which China's GDP growth slows in 2013 will tell us a lot
about how determined Beijing is to rebalance the economy in such a way that growth is driven more by
higher household income and consumption and less by investment funded by rising government and government - related
debt.
«He doesn't want to leave any question
about the independence of the Governor of the Bank of Canada, but we have a situation under the Conservative government that has allowed record household
debt... and the bank is really caught between a rock and a hard place, because these
high debt levels create pressure for
higher interest rates, but inflation is very low.
«When we talk
about the risks looming on the horizon, one of the risks has to do with the
high level of public and private
debt.»
In the period ahead, moreover, we might expect to see households inclined to save a
higher share of current income, and perhaps to be more cautious
about the amount of
debt they take on, than in the preceding upswing.
Taking into consideration the fact that there is just two other circumstances when the
debt / GDP NYSE margin had increased by
about 30 basis points or more in a period of only three months — that happened when the ration had reached its two major secular bull market
highs — the likelihood is highly probable that the NYSE margin
debt / US GDP, is once more at its peak of all time
high of 2.87 %!
As of January 2018, China held $ 1.168 trillion in American
debt, more than a $ 100 billion increase since the same time last year, but down
about 11 percent from the record
high above $ 1.3 trillion in late 2013.
Before the 2008/2009 financial crisis during the 2007 economic bubble, the margin
debt of the NYSE was only
about 2.62 % of US GDP, just short of the dot - com bubble
high of 2000.
Taking the context in real terms, it implies that the margin
debt of the NYSE amount currently to
about 2.87 % of US GDP, surpassing the previous all - time
high of 2.78 % which has been set at the peak of the biggest stock market bubble in global history, in March 2000.
Now before you send me an angry email
about the moral irresponsibility of suggesting
debt can go
higher, save your clicks.
One would hardly realize that the problem facing U.S. industrial employment is that wage earners must earn enough to pay for the most expensive housing in the world (the FDIC is trying to limit mortgages to absorb just 32 per cent of the borrower's budget), the most expensive medical care and Social Security in the world (12.4 per cent FICA withholding),
high personal
debt levels owed to banks and rapacious credit - card companies (
about 15 per cent) and a tax shift off property and the
higher wealth brackets onto labor income and consumer goods (another 15 per cent or so).
Gross... bought
about $ 35 billion in Treasury notes and other
high - quality U.S.
debt securities over the past two weeks.
Your comment
about debt - to income ratio being
higher than in the U.S in 2008 is disingenuous.
If it were 45 %
higher, that would bring it to nearly 30, or 20 percent
higher than where it was at the peak of last year's
high - yield
debt concerns and not much lower than where it was during much of the worries
about European
debt in 2012.
These doubts have been fueled by a
high (but declining) unemployment rate, worries
about a possible «double - dip» recession, and of course, the European
debt crisis and U.S. fiscal cliff.
The reason for Australia's third - ranking iron ore miner traditionally being seen more as prey than predator is a function of its once sky -
high debt levels, uncertainty
about its ore grade, and a belief that at some point Forrest would be tempted to cash out of the company he created.
Record
High Debt The most recent number for global debt is at $ 233 trillion, and about $ 63 trillion of that is central government d
Debt The most recent number for global
debt is at $ 233 trillion, and about $ 63 trillion of that is central government d
debt is at $ 233 trillion, and
about $ 63 trillion of that is central government
debtdebt.
Taking these facts into account, and allowing for the fact that households with
debt have, on average, incomes
about 30 per cent
higher than the average for all households, interest and principal repayments probably account for something like 20 per cent of disposable income among those households who have
debt.
Why does Canada have a youth unemployment rate of over 15 per cent; a federal
debt $ 150 billion
higher than when the they took office in 2006; a federation weakened by federal - provincial squabbling over health, training and pensions; greater uncertainty
about retirement; widening income inequality?