Sentences with phrase «about income when»

Not exact matches

«Don't forget that when you're buying a house you're not just going to think about your current income, but the next five to 10 years,» Conroy said.

This was later confirmed when we talked about their rental income.

«I think the president can stop it,» Obama said Sunday on ABC's «This Week,» when asked about the top 1 percent capturing most of the country's income gains.

The one - stop shopping cart of retirement vehicles, they are designed to put you on a comfortable «glide path» toward retirement — owning more equities when you are young, more fixed income and cash when you are older — while keeping investors from having to make potentially wealth - destroying decisions about timing the market.

When we say the residents of this upscale Westmount neighbourhood are blessed, we're not just talking about their $ 590,000 average annual household income; this leafy enclave is tucked into the hill directly behind Montreal's spectacular St. Joseph's Oratory, giving them easy access to the divine and a sweeping view of the city as well.

But in an environment in which income inequality is becoming an important issue, and when Stumpf talks about the 5,300 employees who were fired from «good - paying jobs» were making $ 37,000 to $ 60,000 a year, the size of Tolstedt's compensation raises eyebrows.

But when that CCPC reinvests any surplus in, say, mutual funds or bonds, the passive income from those investments is taxed at a rate of about 50 per cent.

Finally, have your attorney and accountant provide letters and documents about the venture, such as: articles of incorporation, investment letters, opening balance sheet and income statements (when applicable), documentation on patents pending and other intellectual property and trademarks / copyrights in place or in process, and an initial capitalization sheet outlining the founding team's stakes in the venture.

That is, when debt service ratios are calculated using the discounted mortgage rates actually charged by banks (about 125 percentage points below posted rates), the average Canadian homeowner is paying just 25 % or so of income on mortgage payments, far below the 32 % benchmark used for mortgage - insurance qualification.

When asked about the PBO findings Thursday, Morneau said the government pursued the changes because some Canadians were lowering their taxes by sprinkling income to children or their spouses in a private corporation, even though those family members weren't actively engaged in the business.

Karin Mizgala wasn't surprised when her friend, an educated woman with a PhD and a high income, told her that she hates thinking about money.

«Without talking about the reward component, all that is left is risk aversion, and you end up scaring people at a time when investors need to be looking at building income,» he said.

Given the continued uncertainty — particularly about when interest rates will rise — income builders are good vehicles for these unpredictable times.

I've thought about this topic a lot, and I keep coming back to the same annoying conclusion: lots of families spend all of their income (or more), and when they realize this is a problem, they try to cut back on small luxuries when they should be thinking about housing and car expenses — the elephants in the room.

When he does, he invariably talks about three things — the corporate income tax rate cut, the tax cut for middle class families with kids, and Opportunity Zones.

I did think about the scores assigned to each factor, but I believe tax deductions are a SIGNIFICANT factor when comparing passive income steams.

When asked about the expected impact that external - affairs issues will have on their companies» income in the next three to five years, 42 percent of respondents believe their income will decrease, 15 percent believe it will stay the same, 33 percent believe it will increase, and 11 percent say they don't know or it's not applicable.

When I say net rental yield, I'm talking about rental income minus all expenses, including a mortgage, operating expenses, insurance, and property taxes.

Whether it's because they expect to earn enough through passive income when they leave the workforce or they're expecting a trust fund payout, about one in 10 Americans don't feel the need to set aside a portion of their paycheck for the future, found the survey.

When analysts talk about the so - called quality of earnings, they often recommend investors buy shares of companies where the cash flows don't differ substantially from the reported net income.

In other words, when markets are volatile and there are worries about a recession, interest rate exposure can help offset credit risk in a fixed income portfolio.

When applying for a traditional mortgage loan, lenders usually prefer for your debt - to - income ratio (the money you use to pay off debts each month divided by your monthly income) to be below about 36 %.

Carefully consider the tax consequences of the conversion and maybe even wait until the fourth quarter when you know more about this year's income.

It's when you feel comfortable enough to follow your passion, instead of thinking about the income you are bringing in.

What worries me more about Arcelor is the fact that, while its stock looks cheap when valued on GAAP earnings, S&P Global Market Intelligence figures show that only about 20 % of the company's net income is backed up by real free cash flow, which amounted to only $ 661 million over the past 12 months.

While retiring overseas isn't something you hear much about in the mainstream press... those in the know realize how powerful a retirement strategy it can be when you can effectively double your disposable income.

When you open an account, you will need to answer a short questionnaire about yourself, your income and your investing goals.

Run the numbers both ways to determine your best option, keeping in mind that unemployment benefits are only a percentage of the income you brought in when you were working — usually about 60 percent of your average weekly earnings.

Sam, there is one key tax you did not talk about when it comes to savings in income taxes.

You can also Estimate Your Benefits by going to the Social Security website and answering some questions about yourself and your income, it will give you a good idea of what to expect when you retire.

Their median income is $ 54,340, which is about the same as what first - time homebuyers made in the 1970s, when adjusted for inflation.

Barely three years later he was named as a finalist for Fixed Income Manager of the Decade — a title that eventually went to Bill Gross — when, in a move that shocked the industry, he was summarily fired from TCW (makes you wonder about those stewardship grades).

So at this point I would be more thrilled about an increase in passive income, but I am very much looking forward to the day when I feel like you!!!!

When thinking about your fixed income investment options, bear in mind that over the past several years, traditional bond funds have become much more correlated to stocks.

Put the income in something glass like a income marketplace account, says Losi, so that you can easily take it out when you need to compensate taxes, but you don't have to worry about it dwindling in value.

I question your comment about income increasing in a bond fund when rates increase.

When talking about average income, it is important to go back to middle school math and remember about the differences between medians and averages.

Think about it like this: When a lender is calculating your mortgage affordability, they use your gross taxable income, or your income before taxes, to figure out how much of a mortgage payment you can afford.

A good friend of mine (who went beyond the call of duty to teach me much about fixed income despite his role at an investment bank that could not benefit from our relationship) took a macroeconomics class taught by then Professor Yellen when he was getting his MBA at UC Berkeley.

I talk about passive income a lot on this site (and I guess I probably should since it is called, «CreatingaPassiveIncome.com»), but I don't often talk about actual success stories when it comes to passive income.

While payments are expected to rise in Alberta, the report says that Calgary and Edmonton are still the most affordable condo markets when local incomes are taken into account, with mortgage payments taking only about 9 per cent of household income.

Millennials aren't naive about Social Security; just 17 percent expect it to be their primary source of income when they retire.

It shows that, even when controlling for age, marriage rates, and price - to - income ratios (home value to income ratios), the Hispanic or Latino homeownership rate is still about 11 percent lower than the white homeownership rate, suggesting that factors beyond what is accounted for in the model are affecting the differences.

My current plan is simply to be 100 % in equities forever, or about 95 % with a cash float to help create a progressive dividend income when I want it.

But when you make a wild claim that «they are receiving $ 135K a year in tax deductions» that are «above and beyond any standard deduction or exemptions», it certainly appears to be ignorant of factors like income - based phaseouts that kill the very exemptions you were complaining about.

Today, we will talk about the income and documents needed to buy a house in California, when using a mortgage loan.

Tell them and they will buy, according to a study that showed that when advisors tell pre-retirees about income annuities, at least 30 percent said they were likely to purchase one...

Why does Canada have a youth unemployment rate of over 15 per cent; a federal debt $ 150 billion higher than when the they took office in 2006; a federation weakened by federal - provincial squabbling over health, training and pensions; greater uncertainty about retirement; widening income inequality?

When he talks about the growing income gap, his example is from basketball.

I'm not sure it is good policy, but Santorum's policy of no corporate income taxes on manufacturers, might do him some good when added to the stuff about his biography, etc..