What do you need to know
about jewelry insurance?
Ask our agents
about jewelry insurance and fine arts insurance so that all of your most valuable items are covered.
A few other things worth noting
about jewelry insurance: Some policies stipulate you get your pieces repaired or replaced with certain service providers.
Our eMarketing executive Alyssa Tyson sat down with our Personal Lines Sales Executive, Katie Odenbaugh to talk
about jewelry insurance.
Not exact matches
Home
insurance quotes for HO5 policies will typically run
about 15 % more than an HO3, but will cover things like
jewelry, artwork and heirlooms, and may also cover building code upgrades and sewer backups.
We got a question from an insured with Modesto, CA Renters
Insurance about coverage for a number of specific items,
jewelry and firearms.
If you have
jewelry of significant value, speak with your
insurance expert
about making sure it's covered.
In the event a category of a student's personal property surpasses its designated limit (for example,
jewelry is usually limited to
about $ 2,000 of coverage), the studnet might need to purchase a renters
insurance endorsement or schedule an item.
For example, no matter the personal property claim limit chosen by a renter, renters
insurance policies typically only cover up to
about $ 2,000 of
jewelry in the event of a loss.
Many standard home
insurance policies will cover only
about $ 1500 for
jewelry but not exceeding $ 1000 for any one article.
If your home were to be broken into, you may find yourself very upset
about the lack of coverage you could have on your
jewelry insurance.
For something as extravagant as a high - priced piece of
jewelry, you may want to think
about scheduling it and getting a special Connecticut
jewelry insurance policy to protect it.
Home
insurance quotes for HO5 policies will typically run
about 15 % more than an HO3, but will cover things like
jewelry, artwork and heirlooms, and may also cover building code upgrades and sewer backups.
If you have
jewelry of significant value, speak with your
insurance expert
about making sure it's covered.
Below is some information
about homeowners and renters
insurance coverage of
jewelry to help you protect your precious items.
If there are high - value items on your personal property list, ask the
insurance company
about a separate rider for such unique items as
jewelry or antiques.
GreatFlorida
Insurance has budget friendly renter's coverage to protect against damage or theft of your small appliances, electronics, computer and entertainment equipment, clothes, shoes,
jewelry, furniture, bikes and just
about anything else you own.
In the event a category of a student's personal property surpasses its designated limit (for example,
jewelry is usually limited to
about $ 2,000 of coverage), the studnet might need to purchase a renters
insurance endorsement or schedule an item.
«For instance,
insurance for
jewelry is
about one to two percent of the value of the item, so insuring a $ 50,000 diamond ring could cost between $ 500 and $ 1,000 annually.»
One last thing to keep in mind
about personal property coverage: homeowners
insurance policies cap the amount of coverage available for certain item categories like
jewelry, firearms, and golf equipment.
For example, no matter the personal property claim limit chosen by a renter, renters
insurance policies typically only cover up to
about $ 2,000 of
jewelry in the event of a loss.
Tell your renters
insurance agent
about any expensive
jewelry, antiques or electronics you have.
We got a question from an insured with Modesto, CA Renters
Insurance about coverage for a number of specific items,
jewelry and firearms.
Another important point to remember is that just
about every
insurance policy has certain limitations for relatively expensive items such as electronic devices, art, valuable collections, and
jewelry.