Sentences with phrase «about lowering your debt»

The bottom line is you need to get aggressive about lowering your debt.

Whether you are concerned about lowering your debts, your retirement fund, your mortgage repayments, your student loans, or how to improve your return on your investment and savings.

Use our short form above to contact us today about lowering your debts.

Not exact matches

The study involving about 1000 Facebook users in the US found that those who spent relatively more time on Facebook and had a strong network on social media were more likely to have lower credit scores and more credit card debt compared to those who used it less and had a comparatively weaker network.

Lower corporate taxes and Apple comments about holding an equal amount of cash and debt over time have elevated expectations.

Canadians ignored warnings from policymakers about piling on debt for years because low interest rates were too enticing.

Pretty much from his first statements as governor in 2013 — that's about $ 100,000 ago in real estate appreciation terms — through to last week when the bank released its latest financial system review, Poloz has walked a tightrope between admitting that elevated house prices and debt levels pose a risk to the economy, and assuring Canadians that the likelihood of a crash is actually pretty low.

On Monday, the yen slid towards 99 per dollar, its lowest in nearly four years, as markets prepared for the BOJ to start buying about 70 percent of debt issued by the government.

While his income is low — $ 18,000 in 2011 — so is his debt: he has no student loans and only about $ 500 on a credit card.

Meanwhile, he is seriously worried about the side effects of low rates, repeatedly citing household debt as the biggest domestic risk to Canada.

Turner: One of the things that people in the industry often talk about when it comes to money management is this barbell, where as you said you have low - cost, passive index tracking funds and at the other end you have higher fees, higher active share, things like private debt which you mentioned, and it's those in the middle that are charging higher fees for something that looks quite a lot like beta that are really going to struggle.

FCAC spokeswoman Julie Hauser said that between last October and the end of March the agency received just 35 inquiries about debt settlement, a number she calls «very low.»

After gaining widespread plaudits for his leading role in the IMF's management of Europe's debt troubles, speculation about the political future of the former French finance minister has risen to a low boil in recent months.

There has been a public debate about whether Canadians will have sufficient income in retirement given that generally people live longer, that there are more people of retirement age and that savings rates are low debt levels high.

Alexander would like to see Morneau produce a plan to balance the books, while Perrault is less concerned about it as long as Ottawa keeps lowering the debt - to - GDP.

It has climbed about 9 percent from a low of $ 1.2050 hit in July last year amid a debt crisis in Spain.

That means investors are less concerned about losing their money on lower - quality corporate debt.

Compared to the broad XIC, XEG has a) a price to earnings ratio that is only slightly higher, b) a price to book ratio that is lower, c) a debt to equity ratio that is about half of XIC, d) a dividend yield that is comparable and e) profit margins that grew 30 % this year versus 18 % for XIC.

Therefore, one can assume that the Fed would be OK about keeping rates low for the time being so they are not rolling it over at increasingly higher rates with higher debt payments.

Personal loans tend to offer lower rates compared to credit cards and the repayment terms are fixed, which means you won't have to worry about the debt lingering.

However, borrowers need to be aware of the caveats of federal student loan forgiveness, including tax implications, uncertainty about the viability of forgiveness programs, and the need to take lower - income positions before relying heavily on a forgiveness program to repay student loan debt.

I'm actively looking at my debt and determining if it makes more sense to pay down mortgages (locking in a guaranteed ~ 4 % return) or investing in bonds (~ 1 % returns if held to maturity) or stocks (uncertain, but I just wrote an article about the current PE ratio and the inevitable reversion to the mean and I believe we are likely headed for 10 years of low single digit returns).

While the level of mortgage arrears is still low by historical standards, a rising debt - service ratio could signal that's about to change.

Specifically, there is great concern that low volatility in the markets is bound to reverse, that investors are ignoring the real concerns about North Korea, a U.S. debt ceiling that expires this fall, an unpredictable president and Washington gridlock.

As the gap widens, it creates rising uncertainty about how excess debt servicing costs will ultimately be allocated, and at the point at which this uncertainty is high enough to alter materially the behavior of economic agents, and so lower the net asset value of the economic entity, the borrowing country has «excessive» debt.

Third, in a world where interest rates over horizons of more than a generation are far lower than even pessimistic projections of growth, traditional thinking about debt sustainability needs to be discarded.

With the S&P 500 within about 8 % of its highest level in history, with historically reliable valuation measures at obscene levels, implying near - zero 10 - 12 year S&P 500 nominal total returns; with an extended period of extreme overvalued, overbought, overbullish conditions replaced by deterioration in market internals that signal a clear shift toward risk - aversion among investors; with credit spreads on low - grade debt blowing out to multi-year highs; and with leading economic measures deteriorating rapidly, we continue to classify market conditions within the most hostile return / risk profile we identify — a classification that has been observed in only about 9 % of history.

«He doesn't want to leave any question about the independence of the Governor of the Bank of Canada, but we have a situation under the Conservative government that has allowed record household debt... and the bank is really caught between a rock and a hard place, because these high debt levels create pressure for higher interest rates, but inflation is very low.

In the late 1940s through the early 1970s, the U.S. and UK both reduced their debt burden by about 30 % to 40 % of GDP per decade by taking advantage of negative real interest rates, but there is no guarantee that government debt rates will continue to stay so low.

Saddled with more than $ 4 billion in debt and cumulative financial losses of about $ 1.7 billion since 2011, the airline has been increasingly squeezed in recent years by competition from nimbler, low - cost rivals in the region, including AirAsia, founded by the Malaysian billionaire Tony Fernandes.

Public debt charges are expected to be about $ 0.4 billion lower than that forecast in the FES.

As I've mentioned before, about $ 10 trillion worth of global government debt now carries historically low or negative yields.

And so for example, if you look at U.S. government debt, which is the one almost everyone always talks about, most people aren't sitting there worrying about how much debt does Amazon have, when you look at government debt, interest payments on government debt as a percent of GDP or as a percent of tax revenue, currently because interest rates are relatively low, are very low, are running half, literally half of what they were in the second half of the»80s and the first half of the»90s.

The interview / investment discussion ceases immediately and we begin talking about how to get rid of or even simply lower credit card debt in a timely manner.

Unfortunately, far too many millennials trying to cope with these economic conditions have low levels of financial literacy and are wrestling with concerns about their debt.»

In fact, debt is lower by about 3 % since the start of 2017.

If it were 45 % higher, that would bring it to nearly 30, or 20 percent higher than where it was at the peak of last year's high - yield debt concerns and not much lower than where it was during much of the worries about European debt in 2012.

sorry this is a bit of the subject does anyone know what the situation with our overall debt is at the moment and what our repayments are i was under the impression that we are at about the # 245 million mark gross debt and about # 97 net debt are the stadium repayments lower now or something is the bonds interest dropped lower inprice we were paying something like # 20 - # 30 million in repayments but heard its down to about # 15 million per yr now i know we will have broken throught the # 300 million mark in revenue now i am guessing that contributes more to the transfer funds or if not what makes up the transfer funds in the club i.e deals or match day revenue plus cash in the bank which stands at a high level but must be just in case we might default on a payment we need heavy cash in hand to bail us out this side of the club really intrigues me as it is not a much talked about subject unless you are into that type of area of work or care about the general fianacial outcome of the club does anyone have more insight into our finances would be great to hear from anyone about this matter cheers gonerwineverything (because we are)

For four years, while we paid off all of our debt except for our homes, we kept to an $ 80... Read More about 12 Tips to Lower Your Grocery Budget

As a result, the United States slowly dug itself out of debt to about $ 33,000 or so in debt in 1835, the lowest debt ever in the United States (see here).

When he visited Syracuse University in February, he held a brief press conference about the Reducing Educational Debt Act, a bill that would make the first two years of community college free, allow student loan borrowers to refinance at lower rates and increase the number of Pell Grants, which, unlike loans, do not have to be paid back.

In more than an hour of talking about student debt, for instance, Grimes doesn't speak Obama's name, let alone mention how the president has lowered college costs.

An Ernst & Young study of 430 loan transactions by 15 community - development financial institutions (CDFIs) involving 336 charter schools found a foreclosure rate of 1 percent, lower than the corporate sector debt - default rate of about 3 percent.

The low level of personal savings and high level of debt among Americans has raised concerns among national leaders about the need for more financial education, and the U.S. Congress has designated April Financial Literacy Month.

Learn more about how higher education institutions are graduating low - income students, first - generation students and students of color with less debt.

To put a fine point on this matter, according to Bloomberg, the Enterprise Value (Market Value + Net Debt) of Barnes & Noble has fallen to about 3.2 x FY2018E EBITDA, lower than nearly every other publicly - traded retailer.

However, you need to be realistic about whether you can actually pay off that debt while the low or 0 % interest period lasts.

Despite the drop off in subprime loans, borrowers with the lowest credit ratings still hold over $ 210 billion in auto loan debt or about 20 percent of the $ 1.1 trillion in total outstanding debt.

The ABA predicts that delinquencies will hover around historic lows «over the next several quarters,» in part because consumers have strong debt - to - income ratios and because bankers are said to be more cautious about gauging applicants» ability to pay.

When your Lower Mainland credit card debt is so high that it doesn't seem like your minimum payments pay down the balance, taking steps to get relief will reduce your stress, allowing you greater freedom to gain clarity about where you're going and how you're going to get there.