Sentences with phrase «about nearing retirement»

But as you think about nearing retirement and then in retirement, the question of well, how should I be allocated?

Q: Buying non-contributory service in a defined benefit pension plan is a no - brainer when you're young, but how about near retirement?

Not exact matches

For example, a couple nearing retirement with a $ 750,000 retirement portfolio would pay about $ 18,000 a year in fees if they were completely invested in typical mutual funds.

As a result, inflation is near the top of the list of things people fear about retirement.

And while their experience, maturity and skills are valued, sometimes employers are concerned about near - retirement candidates» energy levels, comfort with new technology and willingness to embrace change.

According to the 2013 Survey of Consumer Finances, median retirement savings among people nearing retirement (age 55 to 65) is only about $ 100,000, which only buys $ 5,000 a year of inflation - protected annuity income.

I am tired of hearing about cops nearing retirement gobbling up overtime and getting a pension base of $ 150K or more.

The amazing thing about 228i is that I believe it can appeal to a college graduate fresh out of school and a man nearing retirement.

And to the extent you do hear about them, they're usually associated with older investors looking to preserve capital in or near retirement.

As they neared their 50th birthdays, they could see the financial progress they had made, but now they were starting to think about retirement.

60 Minutes recently re-aired a story about 401 (k) s and the fact that so many nearing retirement age are actually are putting off their retirement because their 401 (k) investments have faltered due to market volatility... In response to this segment, an article in Inside Tucson Business outlines some alternatives to 401 (k) investments including self - directed IRAs and Fixed Indexed Annuities.

If you're near the income cutoff, be careful about financial moves that could increase your adjusted gross income and make you subject to the surcharge, such as rolling over a traditional IRA to a Roth or making big withdrawals from tax - deferred retirement accounts.

My wife and I have about $ 2 million in savings spread among a series of bank savings accounts, CDs and money - market accounts that we plan to draw on for retirement income in the near future.

I'm nowhere near retirement and the amount that I'm talking about is less than $ 5000.

That decline translated into a significant reduction in retirees» and near retirees» expectations about retirement income and consumption.

So yeah, it's just being a little bit smarter on putting these portfolios together, and it's all about, not only your rate of return, but it's mitigating your risk — it's two things in one, and that gets especially important when you're near retirement and you start drawing the dollars out of your portfolio.

If you have parents trapped in debt and nearing retirement, now is a good time to have a talk about the future.

If you're considering retiring in the near future, you've probably heard or read that you need about 70 % of your end salary to live comfortably in retirement.

If you're like most people in or nearing retirement, you're probably at least a bit worried about running through your savings too quickly.

You may find that life insurance becomes less about insuring your income and more about protecting assets as you near retirement.

[00:06:57] PA: I was just going to say, that's a big thing, you hear about a lot of people that have lost their entire retirement, a lot of times because it's these people that are nearing retirement, they're 60 years old or something and they haven't actually sat down and thought out, «Maybe I want to start transferring some of this money into something a little bit more stable than stocks.

The update to the question about «nearing retirement age» makes a well structured ladder of inflation - indexed bonds sound like a good fit for someone with a low tolerance for volatility who is willing to sacrifice the possibility of growth in exchange for stability and predictability.

Findings suggest that short deferral period annuities can reduce the cost of funding retirement, provide longevity protection, and offer behavioral benefits to clients concerned about near - retirement market performance.

Financial planners creating a retirement income strategy can reduce the expected costs of funding a retirement income by allocating a portion of their client's investments to a DIA, particularly if the retiree is worried about investment risk in the near term or running out of money later in life.

About Blog We help create retirement income strategies for people in or nearing retirement so their retirement income lasts as long as they do.

Based on figures from the Federal Reserves's 2016 Survey of Consumer Finances, the Boston College Center for Retirement Research estimates that the median combined 401 (k) and IRA account balance for working households nearing retirement was $ 135,000, about enough to generate just $ 600 a month in lifetime income for a couple.

You may find that life insurance becomes less about insuring your income and more about protecting assets as you near retirement.

A couple nearing retirement asked me about the pros and cons of electing a single - life pension option and using life insurance to replace the spouse's benefit.

Regardless of whether you are a student with looming tuition fees and school debt, a senior citizen nearing the golden age of retirement or an established family trying to balance work and play, you do not want to worry about the financial implications of a serious disaster.

Washington DC About Blog Financial Advisor For You, LLC provides young professionals and people nearing retirement with expert and independent personal financial planning advice.

About Blog We help create retirement income strategies for people in or nearing retirement so their retirement income lasts as long as they do.

My biggest complaint about the current situation is that I have been paying $ 72,000 per year of permanent alimony for over 10 years and I am getting near retirement time.

So, as many second homeowners are closing up their family retreats for the season, it might be a good idea for those at or nearing retirement age to think about how they might pass the asset down to the next generation — especially when multiple children and their spouses will be entering into joint ownership.

But then, we are near retirement age in a few more years, and we want to be free to travel and not worry so much about the upkeep of a large home and yard.