Sentences with phrase «about one's credit history»

Your credit reports contain information about your credit history including loans, credit cards, inquiries, payments and more.

An honest credit repair company will ask questions about your credit history and may even view your credit reports before talking about what it will do.

Don't worry about your credit history either — we work hard to get our drivers financed quickly and easily.

Your credit reports will tell you everything that credit bureaus know about your credit history.

Cash advance companies do not ask about your credit history or other loans.

If that hadn't happened I don't know if I would have learned this much about credit history, identity theft and all that.

The point is that direct payday lenders don't care about your credit history.

Credit reporting agencies or credit bureaus collect and store your credit record and sell the information to financial institutions that are interested in learning about your credit history.

Plus, they also released a new study about credit history.

The first thing any lender wants to know is something about your credit history.

In fact, they care so little about your credit history that they do not bother to run a credit check or do any type of credit inquiries into your previous credit performance.

It's important to understand lenders care much more about your credit history rather than just your credit score.

During a credit search, credit reference agencies will give lenders information about your credit history based on your name and address.

You can not do anything about your credit history.

The scores are based on data about your credit history and payment patterns.

If you're not sure about your credit history, before you apply for a loan, get a credit report that can show your status.

Since you know everything about your credit history, it should not be difficult to find erroneous figures or statements in your own report.

Credit scores give lenders and businesses insight about your credit history to help them make a more informed decision to approve or deny credit requests.

One thing about credit history is that you have the power to change it.

As a general rule, information about your credit history stays on your file for 6 years.

Banks are very strict about credit history, which leads to rejection of many applications.

With increased bad debt cases, banks and other financial institutions have become really cautious about your credit history and will conduct detailed background checks before lending you loans.

If you have specific concerns about your credit history, consult with a trusted financial advisor or credit consultant today.

You may have also heard of landlords increasingly asking people about their credit history.

It might seem odd to answer questions about your credit history when applying for life insurance, but to an insurance company, your credit history can indicate risk.

Loans are all about credit history — it's hard to land a mortgage without one.

Credit bureaus gather and sell credit information about consumers and are a principal source of information about your credit history.

It's a great way to get the money you need to pay your expenses, without worrying about credit history or large amounts of documents.

The application only takes a few minutes, since it doesn't ask nearly as many detailed questions about your credit history and expenses.

When a lender claims not to care about your credit history, or has ads that guarantee you will be approved, be skeptical.

The lender cares more about your credit history and the reason for borrowing money than it does about your car.

If you want to access auto loan, every financial institution that you will approach will definitely like to know about your credit history.

However, if you are seeking any of these positions with the federal government, there is a good chance you will be asked about your credit history.

Items that affect your credit score include payment history, outstanding obligations, the length of time you've had outstanding credit, the types of credit you use, and the number of inquiries that have been made about your credit history in the recent past.

But other scores, including a newer version of FICO called FICO 9.0 and the VantageScore, incorporate more information than FICO scores, which can help consumers who have «thinner» files with less information about a credit history in them, said Brian Riley, the director of credit advisory services at Mercator Advisory Group.

They'll need to talk about your credit history, but don't sweat it.

Examine the date that is recorded about your credit history.

The ECOA also requires creditors to consider additional information you might supply about your credit history.

Sadly, we don't have any information about credit history required to be eligible for AARP credit card.

Think of a credit score as a mathematical formula that takes facts about your credit history and spits out a number that's used to assess the likelihood that you'll make payments on time.

Some key misperceptions remain and the lending industry as a whole needs to stress to consumers to become more educated about their credit history and what they can do to improve it: ► Fewer than half (44 percent) understand that a credit score typically measures risk of not repaying loans rather than amount of debt (22 percent), financial resources (21 percent), or other factors.

It also tells you in black and white that a Credit Reporting Agency (CRA) can only remove accurate information about your credit history if it is more than seven years old.

If you can buy the car in cash, you're no longer worrying about your credit history or about whether a bank will offer you a good rate.

Some lenders might not ask too many questions, some lenders will ask a great number of questions about your credit history.