Sentences with phrase «about other life insurance policies»

Be prepared for questions about your financial health, including your income and net worth, as well as about other life insurance policies you have.

Not exact matches

In reality, most people who are seriously considering a guaranteed universal life policy for securing a permanent death benefit should probably forget about the other types of universal life insurance and focus on a comparison with traditional whole life insurance.

However, just because you have auto, healthcare, home, and other insurance policies, do not assume that you are already knowledgeable about life insurance.

To fully understand annuities, the first important aspect to note is that, just like other insurance products, regardless whether we're talking about convertible term life insurance, whole life insurance, universal life insurance, etc., annuities are a contract between the policy owner and the insurance company.

A majority of Americans understand the death benefit of a life insurance policy, but most are unclear about the many other tax benefits, particularly with permanent life insurance.

For more information regarding final expense insurance, as well as general information about other policies, such as universal life insurance, be sure to check out Protective's Learning Center or some of the following articles:

what is the best investment, insurance policy, or any other way I can make sure that he has a monthly income of about # 1500 - # 2000 for the rest of his life after I have died.

If there's a gap between expenses and savings, you might need to think about other ways to contribute to retirement accounts or build savings in other potential income sources, such as annuities or life insurance policies that grow cash value.

Guaranteed issue life insurance is sometimes referred to as a «last resort»; because the insurer really has no idea about what they're insuring, guaranteed policies are very expensive and the death benefits are usually less than what you'll get with other insurance types.

One of the most attractive things about Universal Life policies with Secondary Guarantees is that they provide lifelong coverage at rates that can be considerably lower than other forms of permanent insurance.

For the insurance companies to consider you for a paragliding life insurance policy they will want to know other things about you before issuing a life policy.

Having a final expense life insurance policy can help to ensure that your loved ones will not need to worry about the payment of funeral or other related costs — especially during an already difficult time in their lives.

For whole life insurance, it's about performance and while we can't effectively show you how other life insurance companies out perform State Farm, if you really want to know, give us a call and we'll examine your policy or illustration they sent you.

People that care about the others around them often take out term life insurance policies simply so they don't burden others financially if they are to pass away.

You can view the AARP / New York Life insurance policy reviews to see what other people say about these policies.

If you have any questions about variable life insurance policies or about the other kinds of insurance that you can buy, please contact one of our agents today.

In the event of your death, the last thing your loved ones need to worry about is struggling to locate your life insurance policy and other financial records.

Most insurance agents and advisors can agree, though, on one point: Other, more critical financial matters should come first before you even think about buying a life insurance policy on a child.

I purchased this life insurance policy about a two years ago after comparing prices with several other companies.

If someone dies without leaving a letter of instruction, last will and testament, or other document specifying whether they purchased a life insurance policy, there are several ways to go about finding out if they did.

At Policy Bazaar we not only shall provide you health related insurances but also will give you suggestions as to how you can go about purchasing other types of insurances such as a car, travel, life, etc..

For more information regarding final expense insurance, as well as general information about other policies, such as universal life insurance, be sure to check out Protective's Learning Center or some of the following articles:

Guaranteed issue life insurance is sometimes referred to as a «last resort»; because the insurer really has no idea about what they're insuring, guaranteed policies are very expensive and the death benefits are usually less than what you'll get with other insurance types.

It's the «boring» stuff you might find elsewhere about purchasing a life insurance policy — but combined with the other information we provide, it makes you the most educated customer around.

Policy illustration: A depiction of how a life insurance policy will work, showing premiums, death benefits, cash values, and information about other factors that may affect policy Policy illustration: A depiction of how a life insurance policy will work, showing premiums, death benefits, cash values, and information about other factors that may affect policy policy will work, showing premiums, death benefits, cash values, and information about other factors that may affect policy policy costs.

While shelving the idea of purchasing of a home or delaying a marriage to focus on a career or other priorities might make sense for some individuals saddled with debt, it could also impact decisions about other major life choices, such as a buying a life insurance policy.

Contact a local Trusted Choice agent to learn more about your options when it comes to car, home, life, health, business, boat, and many other Washington, D.C. insurance policies.

One of the most notable advantages of these policies is that it's going to be more affordable than just about any other option for life insurance protection, but that's because it only covers specific circumstances, which are less likely to happen.

If you have any type of health history or any other risk factors such as hazardous occupation, travels, or hobbies, a history of drug or alcohol abuse, or mental health disorder such as PTSD, bipolar disorder, anxiety / depression, be very careful about being narrow minded about «having to have» a 25 year term life insurance policy.

For the most part they do not even inquire about any of the other excellent life insurance policies available.

Curious why some life insurance claim forms ask about life insurance policies with other companies.

So while you will pay a higher life insurance premium as a smoker than a non-smoker will, you'll still pay less for a policy with Banner than just about any other top 10 life insurance companies.

If we're going to go into benefits like the option to increase coverage (including your premiums — it's an upsell), lets talk about other benefits where you can get a term life insurance policy for the same amount as Primerica and get living benefits.

Read our whole life insurance reviews below to find out what others are saying about this policy.

For many, the purchase of a life insurance policy can be fairly simple, entailing the completion of an application for coverage (which asks about the applicant's health condition and other key factors), as well as the taking of a medical examination where a blood and urine sample are usually required.

The proceeds of a life insurance policy are payable immediately, allowing your heirs to take care of estate taxes, funeral costs, and other final expenses without having to worry about liquidating other assets.

When reviewing your quotes, be thorough, collecting the details about the policy's coverage, life insurance rate information, and other terms.

However, just because you have auto, healthcare, home, and other insurance policies, do not assume that you are already knowledgeable about life insurance.

Now this isn't to say that anyone should go without life insurance altogether, but how about a policy that offers greater flexibility, can be purchased precisely when you need it and is less expensive than the other, permanent options?

Just like all other large life insurance companies, Banner life has an application process that takes about 3 to 5 weeks from the time we do the application to the policy being issued.

In reality, most people who are seriously considering a guaranteed universal life policy for securing a permanent death benefit should probably forget about the other types of universal life insurance and focus on a comparison with traditional whole life insurance.

On any life insurance application that you complete — other than on a guaranteed issue policy — you will be asked a large number of questions about your health, and just about everything else in your life.

To fully understand annuities, the first important aspect to note is that, just like other insurance products, regardless whether we're talking about convertible term life insurance, whole life insurance, universal life insurance, etc., annuities are a contract between the policy owner and the insurance company.

On the other hand, if you do decide that you want to buy whole life insurance, you will need to be very discerning about the policy and company.

Unlike other whole life insurance, the policy is only about $ 10,000 - $ 25,000 of coverage.

As life insurance specialists for many years, we've discovered way too many times that clients have come to us with old policies that are not set up to maximize tax advantages.In other words, the policy will not protect the policyholder's estate from taxes as intended.Most life insurance agents rarely meet clients requiring life insurance for estate protection, and when they do, they often get excited about their commission potential and take the easy path to place a policy in force.

Unlike traditional life insurance policies, a person's spouse or other heirs have no choice about how to spend the benefit from a mortgage protection life insurance policy.

Guaranteed issue life insurance policies will typically only provide about $ 25,000 in coverage, they «tend» to cost more than other more traditional types of life insurance policies and they will contain a graded death benefit.

Talk to Business Insurance Agents about Additional Services You may want to get your auto, health, life and other policies on the same plan for a so - called multiline discount.

If you are thinking about purchasing a guaranteed issue life insurance policy, in addition to other things including price, you should definitely compare the different «graded death benefit» clauses that are out there so that you're fully aware of what you're actually purchasing.