Sentences with phrase «about outliving»

It's still one of the best ways to tell how much monthly income you can generate from your nest egg without having to worry about outliving your savings.
Another survey, a poll of financial planners by the American Institute of CPAs, found that even affluent clients have substantial fears about outliving retirement money and runaway health expenses.
If you are worried about outliving your retirement savings, you are not alone.
For seniors who concern about outliving a term life insurance.
For people concerned about outliving their term life insurance and who are not concerned about cash value accumulation this can be a viable solution.
So you don't have to worry about outliving your children.
With a permanent policy, you wouldn't have to worry about outliving your coverage.
If your family has longevity, and your worried about outliving your coverage, these policies are also available until age 105, 110, or even 120.
Gerber's policy rates and coverage are through age 100, so you really don't have to worry about outliving it.
So the takeaway is that either way you slice it, you can leave your beneficiaries the most money if you purchase a term life policy, and you don't need to worry about outliving it as long as you «save the difference».
If you are worried about outliving your coverage, Globe offers a return of premium life insurance rider.
No need to worry about outliving your money anymore; this risk has been shifted to the insurance company.
You can also set up these payouts for the rest of your life - so you won't have to worry about outliving this income.
For this reason, many parents of special needs children will be particularly interested in securing a cash value whole life option so that they never have to worry about outliving their insurance coverage.
If you're worried about outliving your term coverage (which many people are), a permanent life insurance will ease those fears and still give you affordable coverage.
If one of these durations is long enough for you, and you're not concerned about outliving the coverage, then term insurance may be perfect for you.
Worried about outliving your savings after your retire?
If retirees fret primarily about outliving their money, the «longevity insurance» aspects of life annuities would seem to be a no - brainer.
With an immediate need annuity, you don't have to worry about outliving your money because the monthly payments continue for the length of your life.
I see it with many seniors worried about outliving their savings.
My latest MoneySense Retired Money column, just published, looks at how the 17th century «tontine» scheme may help solve 21st century angst about outliving your money in Retirement.
If you have ANY worries about outliving your savings during your retirement years, the safety and stability of an annuity may be an appealing option for you.
An annuity may be suitable for those who have no pension or are concerned about outliving their money
So if you're prudent about how you tap your conservatively invested $ 800,000 nest egg for discretionary outlays — say, starting with an initial withdrawal rate of 3 % to 4 % subsequently adjusted for inflation each year — you should easily be able to fund a comfortable lifestyle that extends well beyond the basics without having to worry about outliving your assets.
Payments can be guaranteed to last as long as you do, so there is no need to worry about outliving your income.
Are you worried about outliving your income?
If you're concerned about outliving your nest egg, the early 70s might be an opportune time to put some money into annuities.
It's still one of the best ways to tell how much monthly income you can generate from your nest egg without having to worry about outliving your savings.
With Americans living longer and more concerned than ever about outliving their savings, this is an important enhancement to retirement policy and the tax code.
Running out of money ranks as Americans» top retirement concern, according to a recent survey of financial planners.1 Guaranteed streams of income may help reduce anxiety about outliving savings and help people maintain their lifestyle during retirement.
Worried about outliving your money?
Having a sound retirement drawdown strategy and keeping to it is crucial if you want to be able to live comfortably in retirement and not spend time worrying about outliving your savings.
If you are worried about outliving your retirement savings, you are not alone.
After all, more than half the advisors had noticed their older clients» concern about outliving savings, and more than half had predicted that retirement distribution planning will be their older clients» main goal in five years.
Of course, there are single women who aren't particularly concerned about outliving their money.
Financial professionals are still pushing accumulation strategies when older clients are most worried about outliving their funds, survey says.
If you're worried about outliving your retirement savings, you're not alone.
And, 44 % expressed concern about outliving their assets or having to make major sacrifices to their retirement plans.
In fact, a majority (62 per cent) are worried about outliving their retirement savings.
More time and more money to spend as you like... no taxes on your foreign income, no inflated healthcare costs, no more worries about outliving your retirement nest egg.
If you're concerned about outliving your savings, plan to be flexible with withdrawals.

Not exact matches

Right, as long as you personally can outlive longevity of finite hydrocarbon energies, why bother caring about or planning for what alternative energies our descendents are, with certain, going to need when we've exhausted and / or priced hydrocarbons out most people's reach?
What do you know about longevity planning and how does your current plan address the risk of outliving your assets?
About 70 percent of the massive intergenerational wealth transfer will soon go to women, who will inherit once from their parents and again from their husbands (women in the U.S. tend to outlive men by 4.8 years).
As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.
Wenger has simply outlived his football life... By about 6 years... Some people should learn when to leave the stage... The team is just a sad reflection of his tired flaccid and arrogant ways
Moreover, it may be that the barbs about McAdoo's shooting and passing have outlived their validity.
Teitelbaum outlived Spitzer in state government, but ended up resigning in May 2009 after the state IG accused him of leaking sensitive information about the Troopergate probe to a top Spitzer aide.
But nowadays women outlive men by about five to six years.
We are about to witness the first generation that won't outlive their parents on a regular basis — kids who are under 10 getting high blood pressure, type 2 diabetes and all this other lifestyle problems because of the rubbish they eat.
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