Let's highlight the differences and clear the air
about personal auto insurance policies and commercial vehicle insurance to properly determine which plan you need.
Getting the law straight and understanding all of your options as a Washington drivers can help you to make good choices
about your personal auto insurance policy.
Not exact matches
But it's also important to think
about how
insurance changes based on
personal events — new drivers or changes to a family
auto policy can alter car
insurance premiums, and other kinds of
insurance can be affected by changing property values or even changes in the local business world.
If you have questions
about whether your vehicle should be on a commercial
auto insurance policy instead of a
personal policy or whether or not you need commercial plates, give our agents a call!
But it's also important to think
about how
insurance changes based on
personal events — new drivers or changes to a family
auto policy can alter car
insurance premiums, and other kinds of
insurance can be affected by changing property values or even changes in the local business world.
Hopefully,
auto insurance companies will be encouraged by California's new regulations to create hybrid
personal and commercial
insurance policies, but questions still remain
about how those
policies would work.
Because the
personal umbrella
policy pays out after the underlying coverage is exhausted, most insurers will want you to have
about $ 250,000 of liability
insurance on your
auto policy and $ 300,000 of liability
insurance on your homeowners
policy before they will sell you an umbrella
policy.
In
auto insurance advertising nowadays, the term «accident forgiveness» is bandied
about quite frequently, but few insurers really spend any time in their marketing campaigns explaining what accident forgiveness is or what effects it can have on your
personal auto insurance policy.
Just remember: for
auto insurance alone, there are
about 160 companies offering
personal insurance policies in Kansas.
You can read more
about the type of
policy you need here: Consider commercial
auto insurance instead of
personal auto insurance... We can cover you with the right
auto policy for your business.