Sentences with phrase «about portfolio loans»

The most attractive part about portfolio loans is their incredibly low interest rates.

«There is nothing inherent about a portfolio loan that makes it safer,» said Mitria Wilson, a vice president of government affairs at the Center for Responsible Lending.

Not exact matches

Interestingly, Mulji says Amur has not received any inquiries from federal regulators about the growth of its loan portfolio.

The firm's mortgage investment corporation has about 2,400 such loans in its portfolio, with an average size of $ 85,000, and says it maintained a $ 4.3 - million loan loss provision on a $ 214 - million portfolio last year.

The 7 (a) portfolio of loans is currently worth $ 100 billion, and in 2013 the SBA helped guarantee loans worth about $ 30 billion, in part, by convincing more small banks to make them.

Between 1995 and 2007, bank lending to companies with less than $ 10 million in annual revenue averaged about 37 percent of total bank commercial loan portfolios, according to Shapiro's research.

James Ballentine, the head lobbyist with the American Bankers Association, said there should be far fewer worries about loans held in bank's own portfolios because the loans are «properly underwritten» and bank examiners provide a backstop.

Jack Hartings, chairman of the ICBA, asked the Alabama Republican about possible changes to the Consumer Financial Protection Bureau's «qualified mortgage» rule, including a proposal that would allow more loans held in portfolio to be considered QM, along with relief from some escrow requirements and balloon mortgage restrictions.

The nice thing about Synovus is that its diversified commercial loan portfolio will help insulate against risk, as commercial loans are often more profitable and safe investments for banks.

The best way to go about it is to place funds into a few lower risk and a few higher risk borrowers to get a diversified peer - to - peer loan portfolio with strong average annual returns.

But bank loans can not... The worry is that investors will stampede out of loan ETFs, which account for about $ 10 billion of the $ 156 billion in loan fund investments, faster than the ETF managers can sell the underlying loans in their portfolio.

For me, it's hard to get excited about stocks at these valuations when I can add to my rental portfolio and earn 15 - 20 % cash on cash returns quite easily before accounting for any appreciation and loan paydown... of course you have the headaches of managing tenants and maintenance issues, but even if you pay a 10 % management fee, the numbers are still a lot better than average stock returns.

In August, Commonwealth Bank of Australia reported that its $ 21.7 billion agricultural portfolio had about $ 390 million in impaired loans down from $ 458 million.

A recent study of bank credit in 17 countries over the last 120 years by Oscar Jorda, Mauritz Schularick and Alan Taylor found that the share of mortgage loans in banks» total lending portfolios has roughly doubled over the course of the past century — from about 30 per cent in 1900 to about 60 per cent today.

The reports below provide information about the federal student loan portfolio.

While my soul hurts from such ridiculously high loans, I am still comfortable enough with my debts that I always max out my Roth IRA and I carry an investment portfolio worth about 10k isntead of paying down my loans.

Mortgage Industry Advisory Corp. (MIAC) is facilitating the sale of a portfolio of performing agency / government mortgage loans with unpaid principal balance of about $ 2.24 billion.

Bottom line: Prosper over states my loan portfolio performance by about 3 %.

About 19.44 % of the portfolio is Freddie Mac loans.

The U.S. Department of Education's loan portfolio is current at about $ 1.18 trillion.

That being said, as long as you invest $ 25 for each loan, and diversify into many, many, many loans, like I have, and am making about 7.5 % net, and 8.5 % net on 2 different portfolios since then, even after all of the hundreds of defaults, fees, and other issues, you shouldn't mind....

But bank loans can not... The worry is that investors will stampede out of loan ETFs, which account for about $ 10 billion of the $ 156 billion in loan fund investments, faster than the ETF managers can sell the underlying loans in their portfolio.

The other thing you forgot to mention about apartment complexes, if you need money from the bank, it's not so easy with commercial properties, the bank want's more then just a simple 20 % down payment to give you the loan, they want prior real estate investing experience, including a past portfolio, business plan, etc..

Without information about how valuations are done, it is more difficult to assess a mortgage scheme's loan portfolio risks.

Business loans of some kind are about 88 % of the bank's loan portfolio.

As of Oct. 31, 2011 (the latest quarter for which detailed information is available) Aberdeen had an investment portfolio of about CAD $ 80 million, $ 8 million in cash, $ 8 million in loans and $ 6 million in receivables plus royalties valued on the books of $ 27 million.

After 15 years in the mortgage business, New American Funding has continued operating off of its foundational principles, which has enabled the company to employ about 2700 individuals, establish more than 145 nationwide branches, maintain a servicing portfolio of $ 23 billion, and fund approximately $ 900 Million in loans per month.

Mr. Rainey declined to say how much of PayPal's profit was tied to lending but said that the loan portfolio PayPal is selling to Synchrony would generate about $ 1 billion in revenue for 2017.

About 70 percent of the current lending portfolio in the private equity group is devoted to mezzanine loans with $ 200 million in new production during 2006.

The company services about $ 18 billion in loans owned by Prudential Insurance, and will be able to service more by acquiring WMF's $ 13 billion servicing portfolio.

Since the HUD auctions in June, there have been about $ 9 billion in offerings of nonperforming and re-performing residential loans, said Patrick Dodman, a portfolio manager at Ellington responsible for residential whole - loan trading.

Ultimately, Hard Money Investment Property Refinancing is one of the most flexible types of real estate loan we can offer, so if you're thinking about refinancing one, or many properties in your portfolio, feel free to contact us directly or fill out our quick, online 2 Minute Pre-Qual ™ to get more info.

Rubicon America Trust manages a 6.3 million sq. ft. portfolio of primarily office buildings and about 40 commercial real estate loans, but in late June the company announced that its properties had dropped 7 % in value to $ 1.2 billion.

Of its $ 700 million portfolio, about $ 300 million is comprised of hotel and resort loans.

Throw in other types of non-bank lenders, such as Los Angeles - based Mesa West Capital, a privately - held portfolio lender with a capital base of over $ 4 billion, and Red Mortgage Capital, a multifamily and affordable housing lender that's a subsidiary of Tokyo - based financial services group Orix Corp., and what you get is total non-bank origination that came to about one - third (34 percent) of loan originations in our sample.

It was about what items to include in the portfolio that I present when applying for a commercial loan on an apartment building.