Sentences with phrase «about retirement benefits»

Three key decisions about retirement benefits can help couples make their money last — or dramatically increase the chances that the survivor will end up old and broke.

Test your knowledge, and learn more about your retirement benefits, by...

It is unclear what information, if any, Nevada provides to teachers about their retirement benefits.

Schmitz: What do you wish you had known about your retirement benefits going into teaching?

This part of our web site explains key facts about the retirement benefit provided by the social security program.

Not exact matches

They benefited from rising property values mostly after they purchased their homes, and once they burned their mortgages and their kids left the nest, they set about saving for retirement in a big way.

The survey also reveals that millennials are just as concerned about their retirement support, with 77 % reporting that retirement benefits might prompt them to change jobs.

AFPs cover about 10 million affiliates, and provide retirement benefits to more than a million retirees.

The aggregate retirement deficit in 2015 was about $ 4.13 trillion for all U.S. households, according to the Employee Benefit Research Institute.

«Planning before year - end will provide valuable insight about current tax savings strategies for your business while estimating future retirement benefits for both you and the employees.

If you start your retirement benefits at age 62, your monthly benefit amount is reduced by about 30 percent.

The total varies, but generally the total amount you and your family can receive is about 150 to 180 percent of your full retirement benefit.

If you start receiving spouse's benefits at age 62, your monthly benefit amount is reduced to about 32.5 percent of the amount your spouse would receive if their benefits started at full retirement age.

The Bipartisan Budget Act of 2015 (Public Law 114 - 74; November 2, 2015), made some changes to Social Security's laws about claiming retirement and spousal benefits.

Here's the breakdown: In 1960, a married couple in which each spouse earned average wages over a career beginning at age 22 and retired on his or her 65th birthday would receive about $ 300,000 in health and retirement benefits.

Married couples need to think about how their Social Security claiming strategy will affect [one another's] benefits and income in retirement.

Steve Garfink, author of Retire in Luxury on Your Social Security, will talk about what, specifically, you can do to ensure you're positioned to claim the maximum retirement benefit due to you.

While it is known that salary, vacation, retirement plans, benefits, and work flexibility can make the difference in recruiting, those factors can continue to influence your employees about their commitment to you or their desire to find new work.

When the OASDI trust fund is exhausted, beneficiaries will face an across - the - board 23 percent benefit cut, the equivalent of about $ 5,800 per year in today's dollars for a typical beneficiary reaching the full retirement age in 2033.

For example, if your full retirement age is 67 and you start your retirement benefits at 62, prepare for your monthly benefit amount to be reduced by about 30 percent.

We're not exactly talking about the tax benefits of contributions to retirement accounts here.

According to Financial Engines research, seven out of ten current retirees say Social Security benefits are a major source of their retirement income, while the Social Security Administration says about one in four married couples — and nearly half of unmarried individuals — rely on Social Security for 90 % or more of their income.

The materials in this toolkit are designed to educate workers approaching retirement about their options for taking Social Security benefits, and about why it can pay to wait.

Today, a post about the under - recognized benefits of spending less in early retirement, because spending less means earning less, and earning less means a whole bunch of benefits.

Find out why 401 (k) s are such a popular way to save for retirement and learn about key features and benefits that make them unique.

According to a 2011 Pew Research Center poll, more than 40 percent of people aged 18 to 30 believe they will receive no retirement income from Social Security, even though Social Security receipts are estimated to equal about 75 percent of benefits on a sustainable basis under the current regime.5

As a general rule, early or late retirement will give you about the same total Social Security benefits over your lifetime.

This planner provides detailed information about your Social Security retirement benefits under current law.

As a general rule, survivors benefits based on age will be about the same total Social Security benefits over a lifetime, whether they start early or at full survivors retirement age.

The Social Security Administration itself says, «As a general rule, early or late retirement will give you about the same total Social Security benefits over your lifetime.»

The SEC has inquired about payments that MetLife failed to make for people who receive a type of annuity benefit from the company via its retirement business.

Think about when you'd like to retire and weigh the options of when to take your government retirement benefits i.e. CPP / QPP and OAS.

Steve Garfink, author of Retire in Luxury on Your Social Security, will be on hand to talk about what, specifically, you can do to ensure you're positioned to claim the maximum retirement benefit due to you.

Greater saving has been driven by increases in inequality and in the share of income going to the wealthy, increases in uncertainty about the length of retirement and the availability of benefits, reductions in the ability to borrow (especially against housing), and a greater accumulation of assets by foreign central banks and sovereign wealth funds.

If you're worried that you won't have enough income for the lifestyle you want in retirement, you might want to discuss with a financial advisor or insurance professional about the potential benefits of using annuities as part of your overall retirement plan.

If you receive a spouse's benefit beginning at age 62, your benefit is reduced to about 32.5 percent of the amount your spouse would receive if he or she started getting benefits at full retirement age.

As we pointed out in our post last week, a withdrawal rate strategy should respond to market factors like equity valuations and bond yields as well as personal factors like age, retirement horizon, and expectations about pension and Social Security benefits.

Our Services and Fees Whether you need a comprehensive financial plan or just have questions about educational planning, retirement readiness, or when to take Social Security benefits (or other issues), Safe Harbor offers the right level of services that you need now at a reasonable cost.

Once Cheryl learned nearly 10,000 baby boomers were retiring each and every day — all of whom could benefit greatly by working with advisors that possessed the expertise necessary to help them make the best possible decision about when and how to file for Social Security retirement benefits, she embarked on the course to create that which was to become CSSCS.

In addition, greater education about living benefits in that channel may bring about greater interest in purchasing an FIA to meet retirement income needs, in addition to accumulation needs.

Here is what employers need to know about wages, benefits, retirement plans and taxes.

However, beginning on April 10, «retirement clients won't be able to add to legacy assets, or have the benefit of our investment advice about new purchases in their IRA brokerage accounts,» Merrill explained.

Or, if your workplace savings plan is already with Fidelity, call your toll - free retirement benefits line or log on to Fidelity NetBenefits ® to find out more about the investment options available to you in your workplace savings plan.

As noted earlier, the advantage of introducing individual retirement accounts into the picture is to partially repair the present disconnect between individuals» savings and the political decisions about their eventual Social Security benefits.

For individuals, inadequate saving can make retirement difficult, if not impossible, should expectations about future benefits not be met.

Save his or her Social Security benefits letter and any kind of information about retirement (CDs, IRAs or 401 (k)-RRB-; life insurance; any revocable or irrevocable trusts; and any burial policies.

«While we're in no way complacent about people's income in retirement, the single group of people who have benefited most in terms of their standard of living has been pensioners,» she says.

The days of such generous retirement benefits are gone in the private sector, for the most part, and I truly resent DiNapoli's comments about the purpose of 401 (k) s.

The outgoing head of the Port Authority is set to receive a retirement benefit reserved for just him and about 50 other execs at the scandal - scarred agency — a double - dip pension, The Post has learned.

Pat Foye, the outgoing head of the Port Authority, is set to receive a retirement benefit reserved for just him and about 50 other execs at the scandal - scarred agency — a double - dip pension.