Sentences with phrase «about retirement withdrawal strategies»
An article about retirement withdrawal strategies wouldn't be complete without mention of sequence of returns risk.
http://retirementstartstodayradio.com/
An article about retirement withdrawal strategies wouldn't be complete without mention of sequence of returns risk.
Nice to read about retirement withdrawal strategy Joe.
Not exact matches
Basically, he asked if I would be interested in participating in an ongoing conversation amongst retirement bloggers about their personal retirement withdrawal strategy.
As we pointed out in our post last week, a withdrawal rate strategy should respond to market factors like equity valuations and bond yields as well as personal factors like age, retirement horizon, and expectations about pension and Social Security benefits.
To do that, you'll want to go through a rigorous retirement - income planning process that starts with thinking seriously about how you'll live in retirement and then moves on to such tasks as making a retirement budget; assessing different strategies for claiming Social Security benefits; considering whether you want more guaranteed income than Social Security alone offers (which is where an annuity might play a role); and, settling on a withdrawal rate that has a reasonable shot at making your savings last as long as you do.
There are withdrawal strategies (such as drawing from bonds, drawing from dividends) that help soften the blow of such a downturn (a portfolio down about 20 - 25 % for someone starting retirement would have been more appropriate IMO).
Asked about their withdrawal strategies from defined contribution (DC) plans and individual retirement accounts (IRAs), many retirees aren't withdrawing much from them.