When you apply for life insurance, you don't have to list all your
hobbies like sewing or fishing, but there are typically questions that ask
about specific «
risky»
hobbies.
They might request some additional information from your doctor, and then it all goes off to the underwriter, who uses all of the information collected
about you, from your family's health history to your current health to your
hobbies, to determine how
risky you are to insure and place you into a classification.