Sentences with phrase «about their retirement security»

However, despite his advocacy of nation - wide programs, Farrington has a simple message for Canadians thinking about their retirement security: «We hope that this ranking can be a rallying cry to employees to be saving as much as possible, as early as possible.»

«There are people who engage in magical thinking about retirement happiness, just as some engage in magical thinking about retirement security — they want it, but they take no steps to get there,» says James Pawelski, who is also the executive director of the International Positive Psychology Association.

Three out of five financial advisors say more than half of clients are more concerned about retirement security than last year.

Worse, the story they tell about the retirement security offered to our nation's public school teachers is dangerously wrong.

They're essentially admitting that they only care about retirement security for those «committed» to the profession.

Talking about retirement security.

Not exact matches

Tony James, Blackstone chief operating officer and «Rescuing Retirement» author, talks about the need to devise a plan that guarantees retirement security for all Americans.

According to human resources consulting group Aon Hewitt, about 24 % of 401 (k) accountholders had outstanding loans against their bank balances at the end of 2016 — not a great sign for their future retirement security.

You may also contact Social Security at 1-800-772-1213 (TTY 1-800-325-0778) to speak with a representative about your retirement options.

The Bipartisan Budget Act of 2015 (Public Law 114 - 74; November 2, 2015), made some changes to Social Security's laws about claiming retirement and spousal benefits.

Married couples need to think about how their Social Security claiming strategy will affect [one another's] benefits and income in retirement.

Steve Garfink, author of Retire in Luxury on Your Social Security, will talk about what, specifically, you can do to ensure you're positioned to claim the maximum retirement benefit due to you.

Pundits spend a good deal of time advising Americans about the best age to claim Social Security — at age 62, at full retirement age, at age 70 and the like.

It goes into great detail about why the plaintiffs believe hedge funds and private equity funds are inappropriate investments for Employee Retirement Income Security Act (ERISA) retirement plans.

The lawsuit goes into great detail about why the plaintiffs believe hedge funds and private equity funds are inappropriate investments for Employee Retirement Income Security Act (ERISA) retirement plans.

According to Financial Engines research, seven out of ten current retirees say Social Security benefits are a major source of their retirement income, while the Social Security Administration says about one in four married couples — and nearly half of unmarried individuals — rely on Social Security for 90 % or more of their income.

The materials in this toolkit are designed to educate workers approaching retirement about their options for taking Social Security benefits, and about why it can pay to wait.

AARP: Retirement Planning CFA Institute: Retirement Security Choose to Save: Ballpark E$ timate ® Edelman Financial Services LLC: Retirement & Estate Planning Financial Mentor ®: Retirement Calculators How to Save Money for Retirement (retirement savings guide) IRS: Adding Automatic Enrollment to Section 401 (k) Plans — Sample Amendments IRS: Changes in Your Life May Affect Retirement Planning IRS: Help with Choosing a Retirement Plan NEFE Financial Workshop Kits Retirement Series Preparing for Retirement from DOL Save it Like You Mean It: The (Non-Scary) Guide to Retirement Planning Saving Matters from DOL U.S. Department of Labor: Taking the Mystery Out of Retirement Planning WISER: What Women Need to Know About Retirement

According to a 2011 Pew Research Center poll, more than 40 percent of people aged 18 to 30 believe they will receive no retirement income from Social Security, even though Social Security receipts are estimated to equal about 75 percent of benefits on a sustainable basis under the current regime.5

As a general rule, early or late retirement will give you about the same total Social Security benefits over your lifetime.

Although the first wave of boomers became eligible for early retirement under Social Security about six years ago, the generation still constitutes about one - third (31 %) of the workforce, similar to percentages for millennials (33 %) and Generation X (32 %).

This planner provides detailed information about your Social Security retirement benefits under current law.

As a general rule, survivors benefits based on age will be about the same total Social Security benefits over a lifetime, whether they start early or at full survivors retirement age.

The Social Security Administration itself says, «As a general rule, early or late retirement will give you about the same total Social Security benefits over your lifetime.»

Use the NewRetirement Calculator to find out about your Social Security options and what you really need for a secure retirement!

Turn key rental properties are an investment that may help you put a financial security cushion in place, allowing you to feel better about your retirement income position.

Steve Garfink, author of Retire in Luxury on Your Social Security, will be on hand to talk about what, specifically, you can do to ensure you're positioned to claim the maximum retirement benefit due to you.

Your decisions around Social Security can make a big impact on your retirement — especially considering that Social Security Administration estimates say it makes up about 40 % of the average 65 - year - old's retirement income today.

Discover 10 things everyone gets wrong about Social Security — and the truths you need to know to prepare for retirement.

You can find a wealth of information about retirement planning on the «Retirement Planner» page of the Social Security Administration website.

As we pointed out in our post last week, a withdrawal rate strategy should respond to market factors like equity valuations and bond yields as well as personal factors like age, retirement horizon, and expectations about pension and Social Security benefits.

Our Services and Fees Whether you need a comprehensive financial plan or just have questions about educational planning, retirement readiness, or when to take Social Security benefits (or other issues), Safe Harbor offers the right level of services that you need now at a reasonable cost.

«My background in the law really drove my desire to do this, and once I saw all the confusing and inaccurate advice people were getting about Social Security, and realized the extent of the growing retirement crisis, I knew it was important to ensure that my system be as comprehensive as possible.

Strategize about retirement distributions, Social Security, withdrawal rates and health care costs

Once Cheryl learned nearly 10,000 baby boomers were retiring each and every day — all of whom could benefit greatly by working with advisors that possessed the expertise necessary to help them make the best possible decision about when and how to file for Social Security retirement benefits, she embarked on the course to create that which was to become CSSCS.

While realizing it's literally impossible for an advisor or client to learn and retain all the rules and nuances of a system as complex as the Social Security retirement system, Cheryl was passionate about developing a training course and providing the ongoing support and expertise advisors need in order to solve even the most complex of Social Security claiming riddles.

If Mike waited until his full retirement age of 66 to claim Social Security, he would collect about $ 2,200 per month.

I am repeatedly impressed how quickly I, and other well - meaning Christians, turn from impassioned statements about the evil of oppression and hunger on a global scale to talk of our need for better salaries, our hopes for economic security in retirement, and our boats or Summer cottages.

As noted earlier, the advantage of introducing individual retirement accounts into the picture is to partially repair the present disconnect between individuals» savings and the political decisions about their eventual Social Security benefits.

Save his or her Social Security benefits letter and any kind of information about retirement (CDs, IRAs or 401 (k)-RRB-; life insurance; any revocable or irrevocable trusts; and any burial policies.

For example, rather than generic calls for «expanding» Social Security, we should be talking about how to make the Social Security formula more progressive to better cover low - income Americans with spotty work records and limited access to retirement savings plans.

Rather than cast aspersions and demagogue the issue, teachers need leaders willing to have courageous conversations about how to modernize and improve retirement security for all of our nation's teachers.

Given that some financial experts usually recommend savings rates of about 15 percent to 20 percent for retirement security, teachers who take a refund may be under - saving.

We need to get past discussions of size and start talking about the most effective ways to ensure retirement security for all public sector workers.

Lincove added that charter leaders worried about teachers not viewing it as a long term career should «think systematically about what kinds of long term retirement benefits and long - term job security might need to be offered to avoid this.»

We are trying to change that conversation to be about things our country sorely needs: retirement security, infrastructure and jobs.

Back in September I put a piece up at This Week in Ed about teacher pension reform: In other words McGee and Winters are proposing sacrificing educators» retirement security to achieve a system that is in some respects more fair and — perhaps — educationally more efficient.

Philly teachers also receive Social Security (about a third of state and local government workers don't), so the total contribution by the Philly schools system to retirement costs is actually 29 percent of salary.

Even among Iowa teachers who make it to age 55, the state assumes only about 3 percent will make it all the way to age 65 (the normal retirement age for Social Security).

That's a fundamentally flawed way to look at retirement security, because it discards large numbers of former teachers and ignores the basic facts about how individual teachers accrue benefits over time.