Sentences with phrase «about your credit risk»

It appears that investors have become at least somewhat more realistic about credit risk and potential earnings volatility, which we're observing in a somewhat weaker preference for speculative stocks.

Whatever the factor they consider, everything still bother about the credit risk of the person applying for the loan.

A more passive investing style lowers costs and is best suited to investors worried about credit risk.

Hence, the investor usually does not have to worry about credit risk.

Whatever the factor they consider, everything still bother about the credit risk of the person applying for the loan.

Admittedly, I am hardly knowledgeable about the investment risks the larger banks are taking in derivatives, and I don't know much about the credit risks in consumer lending, especially in credit card portfolios.

That good, not just because of the time value of money, but also so we don't have to worry too much about credit risk since most of Mallinckrodt $ 5.9 billion in debt is due between 2022 and 2025.

I have written about credit risk of ETNs before, but now I have to write about credit risks of ETFs.

The Manchester Guardian Society publicized its findings in weekly reports about credit risks in the area.

One of them came up to me and indignantly told me that he'd been a muni bond dealer for 38 years, and that of course he knew all about credit risk, as had his forebears before him.

You can learn about the credit risk of different bonds from a credit rating agency like DBRS, Fitch, Moody's or Standard & Poor's.

But should be aware and beware, specially about credit risk.

Applying for credit cards you're more likely to qualify for in the first place will minimize your odds of being rejected due to concerns about your credit risk.

Revealed today in a Bloomberg report, JPMorgan is expected to start its ban on Feb. 3 due to concerns about the credit risk of those who make purchases through their cards.

Not exact matches

Do not let any other customers charge anything until you check their credit; doing this will help you minimize your risk and go a long way toward presenting your company as being serious about your business.

«If there were greater worries about the economy or other downside risks, then we should have seen the dollar rise, credit and swap spreads widen, and emerging markets underperform.

In some cases, a banker gets interested, but he or she expresses anxieties about perceived risks; a credit - line commitment might be offered, contingent upon the company's being able to carry out some type of equity offering simultaneously.

With the global economy «floating on an ocean of credit,» the current acceleration of credit via central bank policies will likely produce a positive rate of real economic growth this year for most developed countries, PIMCO chief Bill Gross writes in his latest monthly commentary, but «the structural distortions brought about by zero bound interest rates will limit that growth and induce serious risks in future years.»

In other words, when markets are volatile and there are worries about a recession, interest rate exposure can help offset credit risk in a fixed income portfolio.

Similar to D&B, Experian captures information about your business» background, company financial information, credit score and risk factors, banking, trade, and collection history, liens judgments, bankruptcies, and your industry to create a 100 - point ranking for your business (but the data is weighted and scored differently than the PAYDEX score).

In our view, the divergence and uniformity of observable market internals and credit spreads provides essential information about the risk - preferences of investors.

But with FDIC reports noting that large commercial banks have the lowest level of loan loss reserves in a decade, and showing concerns about deterioration in credit quality and regional risk factors, Superior is a microcosm of a much broader problem.

In hindsight, the stock market has followed this typical post-war pattern, and we clearly could have captured some portion of the market's gains over the past year had I ignored the risk of a second wave of credit strains (which I remain concerned about, primarily over the coming months).

Under this initiative, senior Company human resources, compliance, credit, and legal personnel compiled and analyzed extensive information about the Company's incentive plans, including plan documents, eligibility criteria, payout formulas and payment history, and held extensive interviews with business line managers to understand how evaluation of business risk affects incentive plan performance measures and compensation decisions.

A recent survey of institutional investors in Australia found that exposure to credit risk had increased in the first half of 1999 and that about half of the respondents intended to take on additional credit risk in their bond portfolios over the remainder of 1999.

If you want to test my theory, have your spouse, or parent add you as an A.U. on a couple of their cards without even giving you the physical card (to avoid risk if they worry about abuse) watch your scores go through the statosphere if the balances are low because it increases your presumed available amount of credit and expands your ratio of credit vs balances

In a bit of a surprise, he said he is not as yet convinced the recent cooling in housing activity in Canada, and slowdown in credit accumulation, represents a fundamental shift, indicating he remains concerned about the downside risk of keeping rates low for a very long time.

While I continue to believe that the dollar faces substantial risk of further erosion in its exchange value, as well as a near doubling of the CPI over the coming decade or so (both reflecting the massive increase in U.S. government liabilities in recent years), those prospects are not likely to emerge until risk - aversion about credit default materially abates.

With the S&P 500 within about 8 % of its highest level in history, with historically reliable valuation measures at obscene levels, implying near - zero 10 - 12 year S&P 500 nominal total returns; with an extended period of extreme overvalued, overbought, overbullish conditions replaced by deterioration in market internals that signal a clear shift toward risk - aversion among investors; with credit spreads on low - grade debt blowing out to multi-year highs; and with leading economic measures deteriorating rapidly, we continue to classify market conditions within the most hostile return / risk profile we identify — a classification that has been observed in only about 9 % of history.

Tempted by promises of «rags to riches» transformations and easy credit, most investors gave little thought to the systemic risk that arose from widespread abuse of margin financing and unreliable information about the securities in which they were investing.

Suffice it to say that an improvement in market internals and credit spreads would significantly ease our concerns about immediate downside risks, and we'll take that evidence as it arrives.

For that reason, we have to join the Iron Law of Valuation with what I call the Iron Law of Speculation: the near - term outcome of speculative, overvalued markets is conditional on investor preferences toward risk - seeking or risk - aversion, and those preferences can be largely inferred from observable market internals and credit spreads (when investors are inclined to speculate, they tend to be indiscriminate about it).

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

And if I hold a corporate bond, there are both interest rate risk and credit risk to worry about.

These differences between FICO and VantageScore make the credit rating agencies, lenders and servicers, and end investors in residential mortgage backed securities (RMBS) nervous about depending upon newer scores to judge default risk.

LendingCrowd's risk experts award each business a Credit Band to help you make decisions about the potential risks and rewards of lending to a business.

The central lesson from our challenging transition between my 2009 stress - testing decision and mid-2014 (when we completed that transition) is this: some observable data — specifically market internals, credit spreads, and other risk - sensitive measures — are informative about what is currently in that black box.

Unless we observe a rather swift improvement in market internals and a further, material easing in credit spreads — neither which would relieve the present overvaluation of the market, but both which would defer our immediate concerns about downside risk — the present moment likely represents the best opportunity to reduce exposure to stock market risk that investors are likely to encounter in the coming 8 years.

Want to learn more about how to manage credit risk?

Kenneth was always passionate about mathematics and strategy and after a summer interning at Goldman Sachs, he accepted their full time offer and began working on their automated credit risk desk in 2015.

Divergence conveys information or investor perceptions about oncoming credit risk and default.

Now, I'll give the readers here credit for catching the part where they flashed up on the screen a nice graphic stating that you COULD put an extra ice pack or two into the lunch and probably «decrease the risk,» but I think talking about how not even an ice pack, or refrigeration at many day cares, is enough to keep your child from possibly coming down with foodborne illness could be enough to make some less conscious parents throw up their hands in disgust and say «I give up.»

Now breast cancer advocacy groups credit her with a surge in enquiries from women concerned about their risk.

In the Fall 2011 issue of Education Next, June Kronholz wrote about Performance Learning Centers (PLCs), high schools use blended learning to help at - risk kids recover credits and make their way to graduation.

[19] The program involved monitoring student attendance, suspensions, course grades, and credits to provide individualized attention to at - risk students, and basic interventions include conversations between a monitor and the student about topics such as progress in school and how to resolve conflicts and cope with challenges.

She credits her long tenure to training at Long Beach State, the mentorship of older teachers at her school, her colleagues» willingness to share supplies without a second thought, and the knowledge that she can talk to her principal about any issue she's having without risk of judgment.

The «Introduction to the R&D Tax Credit» webinar, led by Kirk Chen, will inform participants about what qualifies as R&D in the eyes of the IRS, the basic principles of the R&D tax credit, how the credit could benefit your company, the potential risks involved andCredit» webinar, led by Kirk Chen, will inform participants about what qualifies as R&D in the eyes of the IRS, the basic principles of the R&D tax credit, how the credit could benefit your company, the potential risks involved andcredit, how the credit could benefit your company, the potential risks involved andcredit could benefit your company, the potential risks involved and more.

Once that is settled, banks can make intelligent decisions about what credit risk to take versus their liabilities.

Once credit bureaus began compiling detailed reports about consumers» habits, it wasn't long before banks hit upon the idea of using credit scores to evaluate the risk of the people who handle cash.

Thus, when you see financial firms with weak balance sheets taking on significant credit risks, be wary, it is often a sign that the credit cycle is about to turn.