Sentences with phrase «about your debt settlement program»

A court in Texas a just issued an opinion that appears to fly in the face of the FTC Telemarketing sales rules claims about debt settlement program performance statements.

Learn more about a Debt Settlement Program.

Not exact matches

If you are current on your credit card monthly payments and have a high credit score, learn about these credit card relief programs here, before joining a debt settlement plan.

Debt settlement has negative consequences included, which you can read about at «debt relief program disclosures.&raDebt settlement has negative consequences included, which you can read about at «debt relief program disclosures.&radebt relief program disclosures.»

Fraudulent credit card debt settlement programs have become such a problem in New York that the city's Department of Consumer Affairs (DCA) is warning consumers about using them.

This is a follow up post by one of our guest writers about her experiences with dealing with loan modification companies, debt settlement companies and other debt management programs.

Over the course of about a week I self educated myself on Debt Management Programs, Debt Settlement Programs, and the difference between the two.

Unfortunately, a lot of debt settlement companies that offer a long - term program don't do a great job of explaining these risks to people, so please see my 4 - part series about how debt settlement works to gain a better understanding of the things you need to know about.

You are about to learn all you need to know about Arizona debt relief, settlement, and consolidation programs.

For some time the esoteric argument of debt relief companies putting debt outside the statute of limitations in a credit counseling or debt settlement program, has been bantered about.

Counselors can provide debt settlement advice or explain how a debt settlement program works, compare debt forgiveness and debt management plans, offer suggestions for dealing with debt recovery companies, and answer questions about debt consolidation qualifications.

Special Tennessee Hotline: Call 423-758-3414 for free information about Debt Relief, Settlement and Consolidation Programs in Knoxville, Memphis, Chattanooga, Gatlinburg, Murfreesboro, Franklin, Johnson City, Jackson, Cleveland, Kingsport, Oak Ridge, Cookeville, Maryville, Bristol and Gallatin Tennessee.

According to Robert Manning, founder of the Responsible Debt Relief Institute, «about 60 percent of the people drop out of the debt program in six months and never get the benefits of the settlemDebt Relief Institute, «about 60 percent of the people drop out of the debt program in six months and never get the benefits of the settlemdebt program in six months and never get the benefits of the settlement.

Unless and until the CCAs wake up to the fact that they need to collectively start educating consumers about the debt settlement option, the entire industry is doomed to irrelevance as the existing DMP solution becomes replaced by internal bank programs (and consumers taking matters in their own hands via all the information readily available online nowadays).

Learn more about the details of how our debt settlement program works.

Be cautious about debt counseling firms that try to talk you into a debt settlement program that requires making monthly deposits with them to pay off bills.

Debt settlement Florida program is for consumers that are experiencing a financial hardship (i.e., medical condition, divorce, reduced income, unexpected expenses came up, etc...) A financial hardship can be just about any incident that occurred which resulted in stress on your finances.

If you are figuring out whether debt relief is the correct program for you, find out more about other debt strategies and see how they compare to debt settlement.

During your consultation you will learn about each program including debt settlement, debt validation, credit repair, consumer credit counseling and debt consolidation — you will become a financial wizard by the time we're done teaching you!

To qualify for the company's debt settlement program, you'll need to have a total minimum of $ 7,500 in debts — the typical minimum debt requirement for many companies is about $ 10,000.

There are many debt settlement programs, but most people are confused about how they work and if they do in fact work.

Did they clearly explain about the benefits and risks of their debt settlement program?

Learn more about how our debt settlement program helps people get out of debt faster and for less here.

You can explore our website to get the latest news about the credit card industry, find out the rules and regulations of your state, and learn about debt managment, counseling, negotiation and settlement programs.

If I am not planning on buying a house or a car in the next few years, how concerned should I be about the impact on my credit score from credit counseling or debt settlement programs?

Learn about the Golden Financial Services debt settlement program, and all of your answers to frequently asked debt settlement questions.

We are not in the business to put anyone in a worse position than they are currently in, we do not mislead anyone when they call for information, and we are up front about all the pro's and con's of a debt settlement program.

That's right, the discussion will really be about how to leverage people in debt settlement programs to increase collections from them.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

Debt Relief Companies Expand Services with Debt Settlement and Attorney Backed Mortgage Relief Programs More About Bankruptcy Attorneys Low Rate Mortgage Relief May Be Temporary

Keep in mind, if I only knew about 3 - and 4 - year debt settlement programs as the only available alternatives for debt settlement I would offer the exact same waterfall of advice.

And if that capability doesn't exist, think about debt settlement with program durations of no more than 24 months.

Clients have problems with debt settlement when they are not informed and educated enough about how the program works, or if the company does not have the necessary experience, leverage and legal protection for their clients.

I Am Scared, Sad, and Confused About Staying in the Debt Settlement Program With Freedom Financial.