Sentences with phrase «about your retirement portfolio»

I want to get everybody talking about their retirement portfolios because making the proper net worth allocation, deciding on how often to rebalance, and running different growth scenarios matters more over time.

Paying off your debt clearly has a better return, so do that before worrying about your retirement portfolio.

They aren't the dividend monsters they once were, but they survived deregulation and are suitable for just about any retirement portfolio.

If you want to ask questions about retirement portfolios, it is probably worth posting a new question.

Here are some of our latest findings about retirement portfolios.

In fact, arguably when thinking about a retirement portfolio, it's better to think in terms of «retirement cash flows» than retirement income, as what constitutes «income» for investment purposes (interest and dividends, but not principal) is different than what constitutes «income» for tax purposes (as interest and dividends might be tax - free coming from a Roth, while principal may be fully taxable if withdrawn from a pre-tax retirement account).

Not exact matches

For example, a couple nearing retirement with a $ 750,000 retirement portfolio would pay about $ 18,000 a year in fees if they were completely invested in typical mutual funds.

In terms of portfolio planning, it is important to address any overconfidence, Silveira said, especially with those who are now thinking about retirement.

Author and life coach Tony Robbins urges Americans to get educated about the fees they pay for portfolio management and retirement saving.

Some plan sponsors have been sued for poorly performing portfolios, others for failing to educate participants about the risks of investing, but many observers predict a wave of legal action over the fees — high fees and hidden fees — embedded in the mutual funds that underpin so many retirement accounts.

If you are getting close to retiring, or are recently retired, now is the time to think about developing a strategy that seeks to generate income from your retirement portfolio.

We've spent time learning about various investment strategies for retirement based on Modern Portfolio Theory.

Butler also said pre-retirees should think about what's changed since you first established your retirement portfolio 20 or 30 years ago.

I get at least a handful of emails every week from those either in retirement or approaching retirement with questions about how to structure their asset allocation or what the correct withdrawal rate is for a portfolio.

This account I started this year after reading about it from several different authors on Seeking Alpha (side note: if you are interested in Dividend Growth Investing and managing your retirement portfolio you HAVE to check out this site, it's one of my main sources for stock research).

For those that would like a personalized experience from starting their retirement fund, to building their portfolio, to learning about tax loss harvesting and trusts, Betterment is a good choice.

For all the clamoring about gun stocks in retirement plans, ordinary investors don't seem to vote with their portfolios.

Additionally, when asked about their reaction to a 5 % decline in their retirement portfolio, just 39 % said they would be concerned, down from 44 % last year.

For investors concerned about whether their portfolio can withstand any financial climate after retirement, finding an online dealer that can facilitate a gold IRA is essential.

Benartzi's research focuses on how retirement plans can increase effectiveness and Markowitz, dubbed, «The Father of Modern Portfolio Theory» has written about the importance of crafting an asset allocation that can help achieve gains while protecting investors from market volatility.

Think about how much this trading advantage could mean to you... just how much it could move the needle on your existing portfolio — indeed, what it could mean to your retirement planning.

Outside of a larger position in equities, the allocation to international stocks in the sample retirement portfolios is about a third.

Russ talks to Personal Investor Strategist Heather Pelant about the questions to ask yourself when building your retirement portfolio — and the appropriate levers to pull based on your personal situation.

This isn't a problem for investors with long time horizons (say 10 + years to retirement) or large enough portfolios to live entirely off dividends, but if your portfolio is small and you need to periodically sell shares to fund living expenses (such as with the 4 % rule), then this short to medium - term risk is something to be aware of as you think about portfolio diversification.

Lakewood, CO About Blog James Osborne is a Certified Financial Planner ® professional who has spent his career in the investment management industry, helping clients manage their portfolios and plan for retirement, legacy and lifetime goals.

Russ talks to Personal Investor Strategist Heather Pelant about the questions to ask yourself when building your retirement portfolio — and the appropriate levers to pull based on your personal situation.

Outside of a larger position in equities, the allocation to international stocks in the sample retirement portfolios is about a third.

We need to change our statement about what kills retirement portfolios.

During times that stress retirement portfolios, you are at least as well off by starting with a large bond (i.e., TIPS and / or Ibonds) allocation (around 80 %) and gradually buying stocks (about 2 % to 4 % of your initial portfolio amount plus inflation annually) as bonds mature.

I have extracted this from my TIPS Ladder Survey: We need to change our statement about what kills retirement portfolios.

And my show is about investing — INVESTING, portfolio management, matching capital with liabilities, retirement income, strategies, probabilistic planning, financial technology breakthroughs and career advice.

The study I referred to earlier showed that more traditional retirement stocks - bonds allocations — 60 % -40 %, 50 % -50 % and 40 % -60 % — held up about as well or better than a 90 % stocks - 10 % bond portfolio, and a larger bond stake would have provided more of a cushion during stock market setbacks.

To start off with, let's talk about two of the options available if you want a retirement portfolio that includes both a lifelong source of income and has money invested in the market:

Over the years, I've spent more hours than I care to even think about pondering the best ways for investors to allocate the assets in their retirement portfolios.

I am wondering if the portfolio for a retired person should be similar to the one you suggested in this book, or if you have advice about another book to read for retirement portfolios.

So we talked to several experts who have thought carefully about the most tax - efficient way to draw down a retirement portfolio — and guess what?

Yet the weighted MER of my retirement portfolio is still just 0.26 %, or about one - tenth what many mutual fund investors pay.

Then we can review the portfolio, we can talk about buying your first house, we can talk about your retirement goals.

Many of us are overoptimistic about how much money we can withdraw from our portfolios in retirement.

Greg asks: «How do you feel about using I bonds in place of tips to develop a retirement portfolio?»

BY THE LATE 1990S, WITH ALMOST two decades of robust investment returns under their belts, investors would talk about 6 %, 8 % and even 10 % as a reasonable rate at which to draw down a retirement portfolio.

In terms of how this relates to asset allocation in retirement, if you are comfortable with any given 5 year period being slightly below breakeven on a worst case basis, you could consider having about 5 years» worth of expenses in more liquid and safe assets and have comfort that the rest of your portfolio in stocks will at least hold their value pretty well.

My $ 3k goal for the retirement is looking good but I'm a bit worried about my $ 1k goal for the Empire portfolio.

We help people build smart portfolios and we give them advice about how to achieve their financial goals — whether that's saving to buy a home, paying down debt, or investing for retirement.

We outline what you need to know about market volatility (i.e. when the markets take you on a roller coaster ride), and what you can do to manage the risk in your retirement portfolio.

Knowledge is power and by learning more about these innovative accounts you will know what questions to ask us when considering these insurance contracts for your retirement portfolio.

Or if you're not confident about doing this sort of number crunching on your own, you might hire an adviser to run some numbers for you and show you what you might be able to gain in extra retirement income by devoting even a small part of your savings to a diversified portfolio of stocks and bonds.

Whether you are young, old, or consider yourself somewhere comfortably in between, top dividend stocks have a place in every investor's portfolio — especially if you're serious about investing for retirement.

Whether it's about retirement, investing, Social Security, taxes, your portfolio — whatever the topic is, there's a pretty good chance these fellas can give you the insight that will help you make better money moves.

I am about to purchase international stock and bond ETFs as part of my retirement portfolio.