Sentences with phrase «absorbing a loss increases»

The risk of default is always the real driver of underwriting and, ultimately, lending approval decisions, and the likelihood of a lender absorbing a loss increases as the amount of equity decreases.

Not exact matches

Yet although the volume of NPLs has doubled, provisions to absorb potential losses have not increased.
Regulators not only implemented rules to discourage ill - motivated behavior by market participants, but also enforced reforms that have increased the capital which banks must hold, meaning that if things go badly these institutions would have a loss - absorbing buffer.
Novo Banco said in a separate statement on Tuesday that the move will increase it's common equity Tier 1 ratio, a measure of its ability to absorb losses, to about 13 percent from 9.4 percent at the end of June.
This technology leverages a physiological process that can radically increase weight loss by reducing the amount of dietary fat absorbed but without the caffeine crash and other unwanted side effects.
Supporters allege that absorbing Epsom Salt through the skin during a bath causes a toxin releasing effect which, they believe, increases weight loss.
«The bacteria that are responsible for the weight loss perform two beneficial services: 1) these bacteria increase metabolism, making it easier for people to burn off calories more easily than people with lower concentrations of these bacteria, and 2) these bacteria absorb fewer calories while the bacteria associated with weight gain absorb as many calories as possible.
Then they have another figure on the right that shows that as you increase protein by that same amount, there's a corresponding increase in the amount of calcium that's absorbed in the intestine into the bloodstream, and that increase in intestinal calcium absorption compensates for any loss of calcium that might happen in the urine, and the overall calcium balance either doesn't change or it actually even goes up with higher - protein diets.
The new rules forced banks to increase their capital reserves, which have helped them better absorb future loan losses.
The thicker the bowel wall gets, the less nutrients are absorbed, which results in weight loss coupled with increased hunger.
Nintendo needs to follow suit and hope that the market can absorb the financial loss by increasing unit sales.
The result of absorbing these additional costs has been an increase for the core NCAR activities of about 0.6 percent each year, or after inflation is considered, a net loss of the NCAR program of between two and three percent per year.
A fifth of global human - caused carbon emissions today are absorbed by terrestrial ecosystems; this important carbon sink operates largely without human intervention, but could be increased through a concerted effort to reduce forest loss and to restore damaged ecosystems, which also co-benefits the conservation of biodiversity.
----------------------------------- Sounds to me like we «Europeans» (I use the phrase through gritted teeth, since none of us — in the UK anyway — voted for this situation, but I digress), we Europeans will absorb the losses of the CCX by increased carbon «levies» to the undemocratic EU authority.
For example, the dramatic decline of summer sea ice in the Arctic — a loss of ice cover roughly equal to half the area of the continental United States — exacerbates global warming by reducing the reflectivity of Earth's surface and increasing the amount of heat absorbed.
To say this back radiation might be real but a warmer surface can not absorb photons emitted by a colder surface is also wrong as the reality is that if you measure the rate of energy loss between two surfaces of different temperatures the rate decreases as the temperature difference decreases and increases as the temperature difference increases.
The most obvious consequence of ice loss will be rising sea levels from glaciers sliding into the ocean, and increased global warming as ice - free waters absorb solar energy.
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