Sentences with phrase «accelerate your payments on»

I would advise you to fund your retirement account before accelerating payments on your mortgage, for a number of reasons:

The argument for accelerating payments on a home mortgage is that you build equity faster and ultimately will own it free and clear of any debt obligation.

Who cares that saving money on mortgage interest is as easy as choosing to make accelerated payments on your mortgage.

Accelerate Payments on Your Loan: I thought about refinancing my automobile loan through USAA when my family I committed to stop borrowing and pay off over $ 90,000 of consumer debt.

In your case, accelerate payments on property No. 2's higher - rate mortgage, especially if the interest is non-tax deductible.

Finally, if you're currently making accelerated payments on your low - interest - rate mortgage, consider whether making RRSP or TFSA contributions might be a better use of your extra cash.

I did it because I wanted to see where I stood with the program and to give us a little bit more breathing room to accelerate payments on some other debt.

Unfortunately we are in a position right now that we are considering accelerated payment on my husband's life insurance.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

One thing to consider is to make the minimum payment on your student loans rather than accelerating the repayment, said Boneparth.

I assume zero price appreciation on the home to keep things conservative and no extra payments to accelerate the payoff either.

(l) Except as otherwise set forth in Schedule 2.7 (l) of the Disclosure Schedule, (i) the Company is not and will not be obligated to pay separation, severance, termination or similar benefits as a result of any of the transactions contemplated by this Agreement, nor will any such transactions accelerate the time of payment or vesting, or increase the amount, of any benefit or other compensation due to any individual; and (ii) the transactions contemplated by this Agreement will not cause the Company to record additional compensation expense on its income statements with respect to any outstanding Stock Option or other equity - based award.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

Payments and the representation of fiat currency on Blockchains is a potentially significant use case for distributed ledger technology and we firmly believe that partnership between regulators, central banks and the financial services sector will accelerate solutions to maturity.»

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Speaking at a sensitization workshop on 2017 Water Technology and Environmental Control Exhibition and Conference (WATEC) held at Ikeja, Governor Ambode identified the need for residents to adopt a willful approach to the payment of taxes as a means of addressing fundamental challenges confronting the State and accelerating development in all sectors and sections.

It also includes a number of technology initiatives to bring the system into the 21st century, including expanding Wi - Fi hotspots, accelerating mobile payments and ticketing to replace the MetroCard, and providing USB ports on subway trains, buses and in stations to allow customers to charge their mobile devices.

The new announcements today widen considerably the functionality of these accounts, seemingly placing greater burden on individuals, businesses, the self - employed and landlords to actively manage and track their tax affairs digitally, using the digital tax account and apps to provide updates / returns to HMRC at least quarterly and potentially accelerating their tax payments.

I think that what we've done is make a down payment on accelerating the pace of technological innovation.

The CR grants NIH $ 352 million as a down payment on projects included in the 21st Century Cures Act, legislation to accelerate drug development that the Senate is expected to pass later today.

Visa is accelerating its efforts to dominate the mobile payment space, Reuters reported on Monday.

What you do is align the payments with your paychecks so you have the money to make the payment and you accelerate your principal payback which helps you save on interest.

Again, you can make quite a dent on your debt and you can end up building your equity faster by accelerating your bill payments towards certain loans.

If you're paying high interest rates on your student loans, then refinancing is the best way to get your loan payment lowered and the payoff process accelerated.

So literally, your mortgage payment is going down every month at an accelerating rate as you pay your mortgage off and depending on how the numbers work out, you literally can pay your mortgage off in about five to seven years.

It's by cutting real years off of the backside of that mortgage and making harder payments toward principal, reducing the balance faster on the front, and building equity faster by accelerating that mortgage.

Because Anthony wants to get out of debt faster, he pays he pays an additional $ 500 every month on top of the minimum for an accelerated payment of $ 1,018.

Depends on the loan and the bank; when you «accelerate» repayment of a loan by applying a pre-payment balance to the principal, your monthly payment may be reduced.

One - third of Canadians are taking advantage of low interest rates to accelerate mortgage payments, plus info on RSP withdrawls and more.

Choose to accelerate debt payments if you did something like defer your student loans or make only the minimum monthly payments on your credit card while unemployed.

And unless you want to become debt free on your credit card company's nearly infinite minimum payment timeline or your mortgage's two or three decade timeline, you have to make accelerated payments — pay more than you're required to pay.

for my ideas on how to think about accelerated mortgage payments.

My wife and I are in our mid twenties and our financial advisor suggests we increase our payments on our mortgage to accelerate paying it down; however he suggests that we follow the SM and do not even consider RRSP's untill our mortgage is fully «tax deductible.»

If a policy of insurance has been or shall be effected by any person on his own life or upon the life of another person, the policyowner shall be entitled to any accelerated payments of the death benefit or accelerated payment of a special surrender value permitted under such policy as against the creditors, personal representatives, trustees in bankruptcy and receivers in state and federal courts of the policyowner.

Consider opting for accelerated bi-weekly payment plans or using a prepayment privilege to get back on track.

But strictly speaking on the mortgage, which is what people are obsessed about, especially places like Toronto or Vancouver, they have these ginormous mortgages, set your payments for the bi-weekly accelerated plan, right away you've reduced 25 to about 22 odd years right there and be content with that.

However, the monthly payments on a new loan can accelerate this process and fresh start loans are particularly good for this purpose especially if the applicant has a past bankruptcy on his credit history.

In this example, choosing accelerated bi-weekly payments instead of monthly payments on a $ 150,000 mortgage would save you more than $ 22,000 in interest costs, and cut more than 3.5 years off the life of your mortgage.

That's because there is a subtle, but important, difference: By paying on an accelerated bi-weekly schedule, you'll wind up making thirteen full payments each year, resulting in an extra payment — one more than you would make by sending the lender traditional monthly payments.

For extra payment on your mortgage, accelerated payments is among the easiest options.

Adding just $ 1,500 extra to your mortgage per year will allow you to pay it off years sooner and combined with accelerated bi-weekly payments that we talked about in tip 2 will shave additional interest on your mortgage.

For example, prepayment options offer the ability to make large lump sums or accelerate payments in order to pay the mortgage off early and save on total interest paid.

Focus on accelerating the payment of your car debt payment first.

On one property, we even had accelerated bi-weekly payments.

Scenario # 1: Keep our loan as it is, and make payments on it to accelerate the payoff date to 15 years from when we closed on the house.

By following the advice in my book — paying your mortgage as if rates are already higher, making lump sum payments with found money, and paying your mortgage on an accelerated payment schedule — you can use low interest rates to your advantage and be in good financial shape to handle a rate hike or two whenever it happens.

Fast forward to now, 2015, my age now 63, having heal issues barely hanging on to my great full - time job, struggling on FMLA, I am making the bare bones payments based on accelerating payments as time goes on.

I currently double up my mortgage payments and pay on an accelerated schedule.

By paying weekly on an accelerated schedule, your payment would be 436,32 $ / week and you would be able to refund your entire mortgage in 21 years 4 months, saving 37971.99 $ in interests!

i am recently 24 and we wan na pay off our mortgage earlier 119k on a 30 yr term is it worth accelerating the payments each month even if we only plan on staying in the house for 5 more years?