Few brick - and - mortar retailers will
accept a trade discount less than 40 percent, and when you add Ingram's portion of the trade discount (15 percent), a 55 percent trade discount is a must if you want a shot at bookstores and other retailers.
Earn points on eligible purchases both in Sears or Kmart stores and at other places MasterCard is
accepted (if using the co-branded card); once you earn at least 2,500 points, you can
trade them in for gift cards at restaurants, other retailers or Sears / Kmart stores; upon reaching 10,000 points, you can begin earning travel
discounts; earn a round trip flight at 25,000 points.