Having underwritten an applicant in full, an underwriter can decide to
accept the risk at the standard rate, or they may decide than an extra charge is warranted, or they may decide to apply exclusions of particular illnesses.
It certainly isn't a complete solution, but it seems that there must be some middle ground our industry can come up with that is somewhere between accepting too much risk and not
accepting any risk at all.
Rather than charging a Navy Seal or an Army Ranger more for the higher risk, they just won't
accept the risk at all.
Not exact matches
He approached the problem with a spirit of courage and playfulness that he knew industry experts wouldn't
accept and would thus put his reputation
at risk.
«When misconduct is common and
accepted by financial services professionals, the integrity of our entire financial system is
at risk.
In
accepting the award, which was announced
at the Ernst & Young Strategic Growth Forum in Palm Springs, California on Saturday night, Weiner said: «Let's toast the
risk takers, the job creators, the engines of economic opportunity everywhere -; entrepreneurs.»
And the
risk of losing money also falls less on Mylan than it does on those
at the end of the supply chain, with the pharmacy having to dispense EpiPens while
accepting less in copay money upfront, then applying for a rebate and waiting to see what trickles back.
Non-bank lenders are more willing to
accept risk, so the odds of getting funded are better than they would be
at a bank.
We need not assume that stocks will become reasonably valued anytime soon, but even if one is willing to
accept some amount of speculative
risk in an overvalued market, there's no need to
accept undue
risk at clearly overbought and overbullish points.
Option selling is a strategy in which traders sell options to collect premium, in return for
accepting the
risk of being forced to deliver a futures contract to the option buyer
at the states strike price.
«However, despite evident advantages, many business owners remain hesitant to
accept smart payment cards, mostly due to flaws in the technology, which requires a much longer processing time, inadvertently
risking becoming a target for criminals and putting customers» information
at risk.»
At present, the evidence indicates that it is appropriate to
accept market
risk, but with something of a «stop» in the form of put option coverage close to (or a few percent below) current levels.
The payments experts
at the conference learned about the compelling benefits to merchants
accepting Bitcoin, including zero charge - back
risk, low transaction cost, fast processing times, and ready access to global markets.
Accordingly, if we
accept a greater amount of
risk during favorable conditions, and less during unfavorable conditions, we expect to perform strongly -
at controlled
risk - over the complete market cycle.
«Christy Clark
accepted the federal government's secretive and inadequate review as B.C.'s review — despite knowing it would put our coast, and thousands of good B.C. jobs that depend on it,
at risk.
The website also states that Memo is highly experimental
at the moment, and gives everyone a
risk disclaimer to
accept before using the protocol.
Kenneth was always passionate about mathematics and strategy and after a summer interning
at Goldman Sachs, he
accepted their full time offer and began working on their automated credit
risk desk in 2015.
Once valuations are rich and our broad return /
risk estimates are negative, our willingness to
accept market
risk generally requires a window with two exits — one below,
at the point where the trend - following measures deteriorate, and one above,
at the point where overvalued, overbought, overbullish conditions emerge.
Resource investors generally
accept there is a much higher
risk and reward element
at play in the sector.
To say that AIDS can be transmitted heterosexually is by no means to
accept the lie that «everyone is (equally)
at risk» for AIDS.
The political
risk involved, the possibility of a leakage in the information network, is
accepted only
at the highest levels,
at exposed switchpoints in political, military and scientific areas.
In his book In Praise of Play, Robert Neale discusses in detail these perversions of play: when peace is «inaction»; when freedom is bondage to one need in our psyche which is dominant; when delight is turned into a work agenda; when illusion is maintained
at the expense of other needs and is a form of mental illness; when the story is believed, the time limits ignored, and pretending becomes pretension; when a game is played
at the expense of others, breaking the rules; when the
risk of adventure is perverted and the gamble removed or fatalistically
accepted; or when play is done in secret.
But I think there is some
risk that it might be misconstrued so as to obscure certain truths which I believe to be fundamental: that the Passion is the moment
at which that complete oneness with the Father which is the unique and all - pervading characteristic of the life of Jesus is paradoxically manifested; that it is
at that moment, above all, that Jesus discloses to us God himself in action; that the judgement passed on Jesus and the testing brought to bear upon him are a judgement and a testing exercised (of course, within the permissive will of God) by evil men, or, to use mythological language, by the devil; and that the judgement of God pronounced
at Calvary is that which Christ's
accepting love passes upon those men, and upon ourselves as sharers in their sinfulness, by showing up their sin in all its hatefulness.
The salvation of the soul must be bought
at the price of a great
risk incurred and
accepted: we have, without reservation, to stake earth against heaven; we have to give up the secure and tangible unity of the egocentric life and
risk everything on God.
And I had to promise to stay for
at least three years before they would
accept the
risks of working toward their vision.
Just as Margaret Fuller,
at the
risk of grandiosity, once decided to «
accept the universe,» process theologians and philosophers have decided, with the same
risk, to «
accept history;» When informed of Fuller's decision, Thomas Carlyle said, «By God!
He warns that by adding them to the well - publicized list of «fundamental rights and freedoms» which was
accepted as public world law in the Universal Declaration of 1948 and its subsequent Conventions, we
risk diluting the «true» rights and place them
at the mercy of changing policy decisions.
We can reject and resist the tide, seeking by every means to slow it down and even to escape individually (
at the
risk of perishing in stoical isolation) from what looks like a rush to the abyss; or we can yield to it and actively contribute to what we
accept as a liberating and life - giving movement.
In fact, given the degree to which the «early followers of Jesus... suffered Rome's punitive regime, living
at the edge of prison,...
risking torture and execution,» Taylor finds it exceedingly peculiar that «Christians today are so
accepting» of Lockdown America.
How could we have
accepted the challenge and taken the increased
risks while
at the same time refusing to
accept the enormous cost that history claimed?
If you're driving your child around
at all, you've already
accepted a whole lot more
risk than can possibly be posed by simply leaving Junior to his nap while you zip into the bank for a second.
Personally I think you are better off
accepting your child is quite likely to try something
at some stage and if they have the information of the
risks then they will handle it better.
There is a huge difference between
accepting that a child could die, which is sadly true
at some point, and choosing to
risk killing them.
To document the experiences of young first time fathers, especially those
at risk of not
accepting the parenting role.
And that's a
risk she is willing to
accept at the current time.
In case of an emergency,
accept medical help to avoid putting your life as well as your baby's
at risk.
Chief executive Paul Farmer said: «The government has proposed to sanction anyone turning down «reasonable offers of employment», but people should not be forced to
accept work that
risks damaging their mental health, putting them back on benefits and back
at square one.
After confirming
at least one of these despicable individuals was a Syrian refugee, I released a statement that I believe the
risk to our community is far too great to
accept Syrian refugees.
The reproductive health act, first introduced by former Governor Eliot Spitzer, would set in state law the right to
accept or refuse contraception and the right to have a late term abortion, if a doctor determines that the health of the mother is
at risk.
«While it is very well
accepted that improving cardiovascular health can reduce the
risk of stroke and heart attacks, we now believe that drugs aimed
at improving cerebrovascular health may be an additional strategy to treating brain diseases in the future.»
Public banks will
accept a sample earmarked for a family with a child
at high
risk of leukemia or lymphoma, for instance.
The scientists believe that a public debate is now necessary to determine how much responsibility the state should
accept and how much should remain with the residents of areas
at risk of flooding.
«And they will tell me, «OK, Marcelo, you have a bad mutation over there, so you will be
at risk to have more cancer than other people» — so it's my decision to
accept that level of
risk.»
Scientists poured scorn on the decision, contending it puts patients
at risk and undermines the authority of the Brazilian Health Surveillance Agency (the equivalent of the U.S. Food and Drug Administration) to regulate research and approval of new drugs based on internationally
accepted safety and efficacy protocols.
It is generally
accepted within the medical community that women are
at greater
risk to suffer from depression than men.
Having studied under - graduate political science
at the University of Iowa, but without graduating, Version # 2 now also
accepts the need to address and manage climate change impacts... and
risks and
accepts also the economic rationale, indeed necessity, for doing so now, rather than putting it off until... forever... as he long had argued for.
He said that while it is already well
accepted that improving cardiovascular health can reduce the
risk of stroke and heart attacks, «we now believe that drugs aimed
at improving cerebrovascular health may be an additional strategy to treating brain diseases in the future».
Although the new findings do not contradict the widely
accepted view that sleep apnea is a
risk factor for heart disease that can lead to a heart attack, they do suggest that obstructive sleep apnea can provide some heart protection in the event of a heart attack, explained lead investigator Dr. Neomi Shah, associate director of the pulmonary sleep lab
at Montefiore Medical Center in New York City.
Use of this site is
at your sole
risk and I will not
accept any responsibility for the actions you might take as a result of reading my blog.
At minimum, if you accept the premise of this study, that means that more than millions of Americans with iodine deficiency may be at risk of thyroid problems from soy consumptio
At minimum, if you
accept the premise of this study, that means that more than millions of Americans with iodine deficiency may be
at risk of thyroid problems from soy consumptio
at risk of thyroid problems from soy consumption.