Sentences with phrase «acceptance insurance policy»

This is a guaranteed acceptance insurance policy with no waiting periods.

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Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
Guaranteed acceptance life insurance, also called guaranteed issue or GI life insurance, is typically a whole life insurance policy with a limited death benefit.
Unlike most life insurance policies, there are no health questions when applying for guaranteed acceptance insurance and you don't have to take a medical exam.
If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.
Since guaranteed acceptance policies offer life insurance coverage without health or medical questions, they generally have a two to three year waiting period.
And life insurance policies with limited underwriting, such as simplified issue or guaranteed acceptance policies, regularly restrict death benefits to be less than $ 100,000 to $ 250,000.
If you're unable to qualify for a fully underwritten or simplified issue life insurance policy but still need coverage, guaranteed acceptance whole life insurance is always an option.
While all guaranteed acceptance whole life insurance policies are relatively expensive and limited in terms of coverage options, some have particularly restrictive terms and high quotes.
Online life insurance quotes for policies offering guaranteed acceptance are synonymous with those without a medical examination or health questions.
And life insurance policies with limited underwriting, such as simplified issue or guaranteed acceptance policies, regularly restrict death benefits to be less than $ 100,000 to $ 250,000.
If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.
A restriction is that guaranteed acceptance life insurance policies are available only with permanent coverage.
Guaranteed acceptance life insurance, also called guaranteed issue or GI life insurance, is typically a whole life insurance policy with a limited death benefit.
Since credit and disability life insurance is usually offered when you obtain a loan, policies are either guaranteed acceptance or have incredibly limited underwriting.
All of Northwestern Mutual's term life insurance policies offer the option to convert your coverage to permanent life insurance with guaranteed acceptance.
Guaranteed acceptance policies are typically whole life insurance policies, meaning they offer coverage for your lifetime so long as you continue to pay premiums.
If you're unable to qualify for a fully underwritten or simplified issue life insurance policy but still need coverage, guaranteed acceptance whole life insurance is always an option.
While all guaranteed acceptance whole life insurance policies are relatively expensive and limited in terms of coverage options, some have particularly restrictive terms and high quotes.
If you feel your health will cause you to not pass the traditional medically underwritten life insurance policy, there are other options out there such as a guaranteed acceptance life insurance plan.
MetLife also offers a guaranteed acceptance whole life insurance policy option.
Many seniors consider the purchase of guaranteed acceptance life insurance — especially if it is doubtful that they will be able to obtain a medically underwritten policy option.
Plus, many insurance companies may not have a guaranteed acceptance policy in place.
But it comes with a drawback when you are looking for a term policy without medical exam as you will be proposed a guaranteed acceptance life insurance which is one of the most expensive plans out in the market.
The main types of life insurance policies are term life insurance, universal life insurance, final expense life insurance, and guaranteed acceptance life insurance.
Another alternative is to go with a guaranteed acceptance life insurance policy.
One of these is the fact many guaranteed acceptance life insurance policies will not pay out the full amount of the death benefit if the insured dies within the first two years of owning the policy.
While many who have been denied for life insurance coverage may feel that they have no hope, there is a possible solution — with a guaranteed acceptance life insurance policy.
One of the other options for life insurance coverage is to buy a guaranteed acceptance life insurance policy.
It is important to note that the term and / or whole life insurance plans (including the guaranteed acceptance policies) may not be available in all states, or the components of the coverage could differ, depending on your state of residence.
7) Flexible options do exist for guaranteed acceptance life insurance policies.
One simple option is to go with a guaranteed acceptance life insurance policy.
However, because acceptance is guaranteed, the premiums may be more expensive than traditionally underwritten life insurance policies.
As a rule, you should always try to qualify for a burial insurance plan that has underwriting before you resort to a guaranteed acceptance final expense policy.
If you or a loved one can not get approved for a basic term or whole life policy, guaranteed acceptance or guaranteed issue life insurance may be the easy solution.
You're most likely going to have to apply for a guaranteed acceptance life insurance policy, which has a built - in 12 to 24 month waiting period before full benefits would pay out.
These are just a few of the guaranteed acceptance life insurance companies that offer this remarkable policy.
On this website, we will predominantly refer to the policy as «guaranteed issue,» «guaranteed acceptance» and «no questions insurance
If you watch television, then you have seen more than one commercial about guaranteed acceptance life insurance policies that require no medical exam and no health questions.
Depending on just how much life insurance you're looking for, it's conceivable that one may be able to simply avoid having to take a medical exam or answer any health related medical questions and simply apply for what it called a guaranteed acceptance life insurance policy.
Before moving forward with the purchase of a guaranteed acceptance life insurance policy, there are certain factors to consider.
There are many insurance companies that offer guaranteed acceptance policies.
You may be a good candidate for a guaranteed acceptance life insurance policy if you are unable to qualify for a traditional, medically underwritten life insurance policy, and you are unable to obtain an employer - sponsored group life insurance plan due to being retired, unemployed, or working for a company that does not offer group insurance coverage.
Guaranteed acceptance life insurance is a term used to describe a policy that has no health questions or any medical underwriting.
This is because, due to the fact that there are no medical records to review and no medical exam results to wait for, a guaranteed acceptance life insurance policy can be approved and issued very fast — sometimes even on the same day that you apply for the policy.
These policies are similar to other life insurance policies, except that with a guaranteed acceptance policy, the insurance carrier will accept an applicant for coverage, regardless of his or her health condition.
Because of this, it is not required for the applicant of a guaranteed acceptance life insurance policy to undergo a medical examination as a part of the underwriting process.
Given that acceptance by an insurance counselor of the commissions in connection the policy of the life insurance on his own life shall not be deemed to be acceptance of rebate of premiums.
The premium rate of Life Insurance policy and the acceptance of policy application depend on the health of the applicant.
If you're unable to qualify for a fully underwritten or simplified issue life insurance policy but still need coverage, guaranteed acceptance whole life insurance is always an option.
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