Sentences with phrase «acceptance insurance which»

If you experience the side - effects of smoking such as COPD or emphysema, then this changes a little as you may have to choose the guaranteed acceptance insurance which is priced higher than the permanent life insurance.

Not exact matches

Their AD&D insurance they offer has guaranteed acceptance, which means no medical exams or health questions are required, and premiums aren't determined based upon your age.

A process which provides an insurance company the opportunity to review and assess customer risk prior to acceptance of the application.

But it comes with a drawback when you are looking for a term policy without medical exam as you will be proposed a guaranteed acceptance life insurance which is one of the most expensive plans out in the market.

They are guaranteed acceptance, which means that will generally be available to any life insurance applicant that can meet 2 conditions.

You're most likely going to have to apply for a guaranteed acceptance life insurance policy, which has a built - in 12 to 24 month waiting period before full benefits would pay out.

Critical illness insurance which pays a lump - sum cash benefit is marketed in 54 countries worldwide and is gaining wider acceptance in the United States notes Barry Eagle, Vice President, Marketing for Gen Re LifeHealth a Berkshire Hathaway Company.

Their AD&D insurance they offer has guaranteed acceptance, which means no medical exams or health questions are required, and premiums aren't determined based upon your age.

Mortgage protection insurance is often «guaranteed acceptance,» which means you don't have to take a medical exam and won't be denied for having a shaky health profile.

If you do get declined there might be other options as well with guaranteed acceptance or graded benefit life insurance — which we can help you with as well.

And often times, those who call us for guaranteed acceptance life insurance might not even need it as many «final expense» companies take some pretty high risks which will be less expensive than buying a guaranteed acceptance life insurance policy AND you'll get first day coverage instead of waiting for 2 years before the full benefits kick in.

As the name applies, guaranteed issue life insurance policies are policies for which you are guaranteed acceptance for.

«Guaranteed acceptance whole life is offered to individuals ages 45 to about 75, which again varies by carrier and state and is a permanent life insurance policy,» says Galli.

Guaranteed acceptance life insurance policies will however cover accidental causes of death immediately which would include causes such as a slip and fall, motor vehicle accident, natural disaster, etc...

There are some types of ALTERNATIVE life insurance products, mainly guaranteed acceptance or simplified issue life insurance policies which will ask very few, if any, heath related questions or require that an applicant take a medical exam in order to qualify.

Now it is possible to buy several different guaranteed acceptance life insurance policies from different life insurance companies, but then you're really going to learn more about the second disadvantage of guaranteed acceptance life insurance policies which is their COST!

In addition, some affordable burial insurance companies include United of Omaha which offers you guaranteed acceptance with no health exam required and no medical questions asked.

Or, you could buy a guaranteed approval life insurance policy which guarantees your acceptance for coverage if you meet the age requirements (ages 45 to 85).

There are many types of life insurance products available from various insurance companies, out of which the term insurance has got the major acceptance from people, as it gives good benefits on return to the policy holders.