Sentences with phrase «accepted a risk premium»

Not exact matches

Option selling is a strategy in which traders sell options to collect premium, in return for accepting the risk of being forced to deliver a futures contract to the option buyer at the states strike price.

Allows a direct loan or loan guarantee applicant to propose, and requires DOT to accept as a basis for determining the amount of a credit risk premium any of the following in addition to the value of any tangible asset:

To this is added a premium that equity investors demand to compensate them for the extra risk they accept.

What they care about is that you're renting, that you've been honest about the risk they're accepting, and that you pay your premiums.

I mean, some life insurance companies do accept «high risk profile» proposals and offer Life cover either at regular rates or by loading the premium.

Warren Buffett is usually the only person available and willing to accept these types of risks, and predictably charges a premium to perform this type of service.

Almost all insurers now use credit - based insurance scores to set premiums and decide whether to accept or reject customers, using details of consumers» credit reports to determine how much risk they represent.

Premiums are based on the degree of risk that an insurance company takes when accepting and insuring a client.

Do not accept the premium and not the risk of stocks.

Glassman and Hassett were sensationalists that pushed an idea of rationality too hard, suggesting that people could accept a near - zero risk premium to invest in stocks, versus treasury bonds.

By pursuing these premiums we can increase the expected return of the portfolio for our investors, but this does not come without accepting a higher degree of risk.

The seller is willing to accept that risk for a certain premium.

My point in exploring this extended stock market history is to demonstrate that the widely accepted notion of a reliable 5 percent equity risk premium is a myth.

However, in return for the option premium, a fund accepts the risk that it may be required to purchase the underlying securities at a price in excess of the securities» market value at the time of purchase.

«My point in exploring this extended stock market history is to demonstrate that the widely accepted notion of a reliable 5 % equity risk premium is a myth.

Again, it leaves a disabled family member or neighbor dependent upon government sources rather than the insurance companies who accepted premiums to insure the risk.

Applicants with a normal or average risk profile will be accepted at standard premium pricing.

The insurer accepts your answers as fact when originally writing your premium, but all insurance company's check on your driving record before deciding your actual risk and premium rate.

(vii) You understand agree that (section 41 of Insurance Act): a) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurers.

An insurer will try to increase premium or exclude a risk in order to accept an applicant (remember profit); however, some risks are beyond the risk acceptance levels of the insurer and are declined.

In this instance the driver is knowingly endangering themself and others and as such it is unlikely that an insurance company would accept the liability because the level of risk is unjustified by the client's premium.

No person shall allow or offer to allow, directly or indirectly, as an inducement to any person to take, renew or continue insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except for such a rebate that is allowed in accordance with the published prospectus or tables of the insurer

During its probe, IRDA found Apollo Munich the violator of Insurance Act, 1938 which says that it is not legal to accept the risk of insured person before the receipt of the premium.

The purpose of the medical exam is to give the insurance company an idea of how much risk you are to accept for coverage, but without that exam, they are taking a much greater risk, and they are going to offset that by charging you higher premiums.

That means you as the policy owner are accepting investment risk, and if the policy underperforms, you could be forced to pay a higher premium.

While the state encourages people to find auto insurance on their own, Wyoming insurers have the freedom to accept and deny coverage applicants, and this has left some Wyoming motorists without adequate coverage to stay on the road (generally speaking, insurers tend to charge higher premiums or simply avoid covering drivers who pose higher risk of losses — aka insurance claims.)

Underwriting can be defined as the process of examining, accepting or rejecting insurance risks, and classifying those selected, in order to charge the proper premium for each.

Your deductible can have a large effect on your premium rates because many Peachtree City car insurance companies are going to be willing to give much lower rates to the customers that accept a higher personal risk through a larger deductible.

I mean, some life insurance companies do accept «high risk profile» proposals and offer Life cover either at regular rates or by loading the premium.

Higher Rates — Since the insurance company has agreed to accept an unknown health risk, they are entitled to charge more premiums for the insurance coverage they offer.

Since the insurer is willing to accept your health as an unknown risk, your premium will be substantially higher than a traditional life insurance policy.

Underwriting is the methodology applied by life insurers to examine or assess the insurance risks before accepting or rejecting coverage and determining the appropriate premiums for them.

At the risk of oversimplifying things, many Missourians feel like they are being forced to make a decision between inadequate health care (i.e. accepting policies that exclude certain health conditions), or paying higher than average premiums for higher quality care.

What they care about is that you're renting, that you've been honest about the risk they're accepting, and that you pay your premiums.

Sections Of The Insurance Laws (Amendment) Act 2015 Section 41 No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer.

What it comes down is whether an insurer is willing to accept the risk associated with smokers, and whether you are willing to pay the premiums.