For example, a real customer from Texas we'll call Kelly, who joined the LendUp community in early 2015, exhibited borrowing habits similar to what the CFSI calls a «misaligned cashflow borrower» (described by the CFSI as those who «tend to
access small dollar credit amounts frequently to pay bills when income and expenses are mistimed... 42 % take out 6 or more loans per year, and 16 % take out more than 12 loans per year»).
Not exact matches
We have
access to thousands of accounts spending billions of
dollars on PPC advertising, and over the years consistently found that
small to medium - size businesses struggled to manage their accounts in a way that was cost effective and earned them the best results.
The end of the open web would put
smaller players at a severe disadvantage against larger competitors, without millions of
dollars to pay ISPs for «fast lane»
access.
«Today's proposal, along with past regulatory actions, will make it challenging for banks to meet the needs of the estimated 50 million consumers who
access a variety of bank and nonbank
small -
dollar lending products each year,» said Virginia O'Neill, senior vice president of the American Bankers Association's Center for Regulatory Compliance, in a statement.
The Community Financial Services Association of America — an industry group for payday and
small -
dollar lenders — called the proposed rule a «staggering blow» that will cut off consumers»
access to credit.
Although incumbents tend to have a leg up in fundraising, the Campaign Finance Board's public matching funds program ensures that first - time candidates and those with little
access to wealthy donors can run serious campaigns by matching
small dollar donations at a 6 - to - 1 ratio up to a certain amount.
Bill Samuels, chair of EffectiveNY, said the bill would encourage participation by women candidates, who tend to rely more heavily on
small -
dollar contributions because they don't have the
access to deep pockets that men often do.
This, the sponsors argue, will shorten the time it takes for historically marginalized entrepreneurs to receive awards for
small projects and grant more such owners
access to contract
dollars.
For life - science companies, it also provides configurable laboratory space, hundreds of thousands of
dollars of shared laboratory equipment, and a unique «Innovation Lab» that even provides
access to
small equipment and reagents, helping early - stage companies bridge that critical gap between late - stage academic research and early - stage product development.
Accordingly, the companion diagnostic FLT3 diagnostic test will provide
access to a FLT3
small molecular inhibitor, which could result in improved survival coupled with cost savings of tens of thousands of
dollars per AML patient.
The funding could be
accessed by repurposing a
small percentage of Title II funds, which can already be used for residencies; by expanding the Teacher Quality Partnership Grant Program and dedicating a specific percentage of these funds solely to such supported entry programs; or by allocating new
dollars through the appropriations process.
That's 79 million
dollars for giving people
access to a
small number of ebooks of their vast collection.
Many people in this era need
access to
small -
dollar personal loans rather than large - figure sums.
This means that even a
small 1 % increase in long - term rates could result in at least a 20 % reduction in the amount of loan proceeds available to a borrower, equating to tens of thousands of
dollars LESS of home equity borrowers can
access as rates rise.
Finally, concerning a
smaller cash emergency fund, you still might chose to hold some amount of cash in a taxable account for ready
access — perhaps a few thousand
dollars or more.
But if you don't have
access to market expertise, spending a few hundred
dollars for an unbiased assessment of what your largest asset is really worth just might be a
small price to pay for some peace of mind.
Brian Campos, director of wealth management at Capital Cities Asset Management states, «Commission - free ETFs mean
dollar - cost averaging is now possible,
small account
access is now possible, re-balancing is no longer hindered by transactions costs and the door is open to more ETFs inside of 401k plans.
This means that
small and medium - sized solar sales, design, and installation companies — those without million -
dollar budgets — can now
access these technologies to improve the efficiency and quality of their design process and, ultimately, serve more customers.
Furthermore,
dollars spent by an
access or secondary custodial parent do not necessarily translate into a
dollar for
dollar reduction in expenditures by the primary custodial parent, many of whose major child - related costs are fixed — such as housing and transportation; any savings will typically be only with respect to a
small category of expenditures for food and entertainment.
Given that the average payday borrowers spends $ 520 in interest to borrow $ 375, getting
access to cheaper
small -
dollar loans would save borrowers billions of
dollars, he said.
Float, a US fintech company that offers instant
access to
small dollar credit lines, launched today.
Since 2005, this money — federal
dollars passed back through the state to fund services — has paid for health care for an average of 244,000 needy women a year; with the
small pot that remains, just $ 19 million this year, the Department of State Health Services estimates that just 60,000 low - income women will be able to
access basic health services in 2012.
While
accessing your retirement plan
dollars may help deal with the immediate, personal or
small - scale emergency, the move doesn't address (and in fact hurts) your long - term challenge of generating a revenue stream in retirement.