Sentences with phrase «access to affordable credit»

But your big dreams require access to affordable credit.

«Access to affordable credit continues to hamper young, prospective first - time buyers,» added Brown.

We do not expect many changes on the Bureau's end of this regulation, so NAR and its industry partners are pursuing legislation once again to fix this discrimination against affiliates and those measures that would further reduce access to affordable credit for otherwise qualified borrowers.

NAR President Gary Thomas released a statement about NAR's role, over the past five years, in shaping policies to stabilize the market, recover home values, ensure access to affordable credit, and renew faith in the value of home ownership.

«I will be monitoring the regulator closely to ensure that they introduce this in a way that improves access to affordable credit and protects the most vulnerable consumers.

As Representative Ellison notes, «Millions of Americans lack credit scores or have scores that are too low to gain access to affordable credit.

Greater incidences of default, including strategic default, affect consumers, in terms of lower credit scores and less access to affordable credit, as well as mortgage lenders, in terms of losses and increased cost to service the loans.

That's why FICO has announced the FICO Financial Inclusion Initiative, a global effort to increase access to affordable credit for consumers and businesses with limited or no credit history.

He added that overreaching rules, like the qualified residential mortgage (QRM) exemption, could further curtail access to affordable credit and will only slow economic growth and hamper job creation.

Realtors ® can help you understand the issues surrounding access to affordable credit, in addition to helping you find the right home and negotiate terms,» Veissi said.

«Through our ability - to - repay rule, we want to ensure that consumers are not set up to fail with mortgages they can not afford and we want to protect access to affordable credit,» said CFPB Director Richard Cordray.

«Access to affordable credit continues to hamper young, prospective first - time buyers.

The power of this type of flexible financing is that many student loan borrowers can not afford to pay their student loans because they do not have access to affordable credit for the other areas of their life.

A strong credit rating ensures continued access to affordable credit to make important purchases.

His credit score, meanwhile, has sharply nosedived, severely limiting his access to affordable credit.

Missing enough payments that your account is turned over to a collection agency is another sure way to tank your score, not to mention limiting your access to affordable credit — or make it cost more than it should.

«ALTA and its members look forward to working with Dr. Carson to promote policies that will strengthen the nation's housing and ensure all consumers looking to purchase a home have access to affordable credit.»

Topics that were discussed included mortgage availability and premium costs; access to affordable credit; strict and costly condo regulations; the benefits of homeownership; and new initiatives from FHA to help first - time home buyers, such as the Homeowners Armed with Knowledge, or HAWK, program.

«Some of the major hurdles first - time buyers experience is access to affordable credit, high mortgage premium costs and strict condo regulations,» said Brown.