Sentences with phrase «access to bank loans»

Kerstin Braun, executive vice president of Coface North America, says the global market for trade credit insurance has steadily improved over the past year as an economic uptick has increased corporates» access to bank loans and let them focus on their growth.

Like a real farmer, the player does have access to a bank loan which will allow you to hopefully grow profitable crops in order to purchase additional equipment (more so with more powerful tractors) and other farm items.

Not exact matches

These are the SBA's flagship 7 (a) loan program, which gives 5,000 banks participating in the program access to loan guarantees by the federal government.

While it may be true that «minority firm owners are less likely to have bank loans of any kind, they have easy access to transaction loans from nonbanks,» Veronique de Rugy of the American Enterprise Institute wrote in a paper last year.

«They struggled for 30 years to get a business off the ground and could never access a bank loan without refinancing their mortgage,» Ringelmann says.

And then, simply because he was a very senior guy in age and experience, he was able to provide me access to business knowledge and experience: You know what happens when the bank turns down your first loan application?

The decline of community banks and the collapse of the market for home - equity loans may have made it harder for would - be entrepreneurs to get access to capital.

Community Financial Services Association of America, the largest trade group for payday lenders, says the rule would «virtually eliminate» their business model, which provides short - term loans to millions of low - income consumers who lack access to credit cards or bank loans.

Some lenders, including many traditional lenders like the bank, do require specific collateral for a small business loan, meaning many potentially good borrowers could struggle to access the capital they need because their business doesn't have the needed collateral to secure a loan.

The latter re-incorporated themselves as «banks» to get Federal Reserve handouts and access to the Fed's $ 2 trillion in «cash for trash» swaps crediting Wall Street with Fed deposits for otherwise «illiquid» loans and securities (the euphemism for toxic, fraudulent or otherwise insolvent and unmarketable debt instruments)-- at «cost» based on full mark - to - model fictitious valuations.

This makes it important to weigh the value of access verses a lower interest rate in some circumstances — this is true even for very creditworthy borrowers who would otherwise qualify for a traditional commercial loan at the bank but their loan purpose doesn't give them the luxury of time required to wait for a traditional bank loan.

The Small Business Administration's 7 (a) loan program, for example, «requires that if there is collateral available to make a fully secured loan, the bank lender has an obligation to get it as collateral,» said Steven J. Smits, associate administrator for the office of capital access at the S.B.A..

Following an initial (very) small grant from an NGO, the bank's operations are funded by a) interest from microcredit loans (up to 3.5 % monthly but also as low as 1 % depending on size of and purpose of loan) b) fees from the corresponding bank (i.e. Banco Palmas acts as local agent for regional bank to widen access to banking services), and c) commission for changing Palmas to Reais16.

If you feel that having personal access to a local loan officer is an absolute must, then U.S. Bank's strong network of branches and wide range of mortgage products make it the most versatile option for in - person home loan servicing in Washington.

It did this by allowing banks, investment banks, and insurance companies to deduct half of the lender's interest income in computing their own corporate taxes for loans or structured bonds to corporations to access credit to finance ESOPs for broad groups of employees.

The emergence of these peer - to - peer (P2P) lending platforms, offering loans ranging from as little as a few hundred dollars to several thousands, has so far been welcomed by Indonesia, Southeast Asia's biggest economy where tens of millions of people have little or no access to bank credit.

Kiva works with microfinance institutions on five continents to provide loans to poor people without access to traditional banking systems.

In late 2014 the IFC said it would help City Bank improve access to finance for small businesses in Bangladesh by improving the bank's loan and risk management procesBank improve access to finance for small businesses in Bangladesh by improving the bank's loan and risk management procesbank's loan and risk management processes.

A line of credit, abbreviated as LOC, is an arrangement between a financial institution, usually a bank, and a customer that establishes a maximum loan balance that the lender permits the borrower to access or maintain.

This past graduate discusses how exciting it is to have access to multiple flexible commercial finance products that a lot of banks do not offer and help businesses get the loans they need.

Such risk, moreover, is exacerbated by the very fact that the products tend to attract issuers that have substantial debt and have previously found it difficult to gain access to traditional lending channels such as bank loans.

A line of credit is basically an arrangement between a financial institution, usually a bank, and a customer that establishes a maximum loan balance that the lender permits the borrower to access or maintain.

Chase operates hundreds of bank locations in the state, making it ideal for borrowers who want direct access to the loan officer handling their application.

While banks as a group aren't the most exciting or dynamic choice for your mortgage loan, institutions like Chase remain popular because they provide easy access to brick - and - mortar service.

For instance, a bank may not offer the popular HomeReadyTM program, whereas a broker has access to three banks who offer this 3 % down loan.

Their mission is to provide easy access to funds, or «liquidity», to thousands of banks, savings and loans entities, and other mortgage companies that lend to homebuyers.

You secure the loan with either a postdated personal check for the payoff amount, or by providing electronic access to your bank account if you're using an online payday loan company.

And, frankly, improving access to capital doesn't necessarily start with banks — having nonfinancial support doubles the likelihood that a young entrepreneur will be approved for a commercial loan.

Use of this < br / > API will allow online stores to accept GOLD as a payment method, enable loans < br / > to be secured by banks and provide access to services such as escrow accounts < br / > and financial guarantees.

That means borrowers have access to strong, modern customer service along with the borrower - friendly loan terms credit unions and community banks are known for.

That summit resulted in concrete actions including development bank support loans to national governments for fungicides and access to credit for farmers through guarantees from USAID.

The government has said it can not be certain any bidder for the bank will have access to the # 24 billion emergency loan.

He said it would require strict oversight by the state banking superintendent, who would set the top loan rate, and would give lower - income people access to credit on better terms than many credit cards or rent - to - own stores offer.

It said it was also false that a fresh N25 billion loan was applied for; saying that; «the only fresh loan taken by the government of Fayose was the N10 billion grant from the Excess Crude Account, which was released to all States for capital projects, N2.8 billion requested from Wema Bank to pay State Universal Basic Education Board (SUBEB) counterpart fund out of which N1 billion has been accessed and N600 million for MDGs counterpart fund, which has been repaid.»

Etisalat Nigeria will be jointly owned by Guarranty Trust Bank (GTB), Zenith Bank and Access Bank if the nation's fourth mobile network provider fail to sort out the $ 1.2 billion loan which was used to expand its network across the country.

«All facts available indicates that the loan is blatant fraud, and gross man's inhumanity to man; we therefore call on the Central Bank of Nigeria and Economic and Financial Crimes Commission, EFCC, to stop the government from accessing the loan facility.

NEC members praised his conference speech and drew attention to Tory attacks on employment rights including access to tribunals, the paradox under which British railways can be run by states as long as they are foreign states, the need for good jobs not just any jobs, further cuts in public service pay, the threat of a new European / United States trade agreement, excessive warmth towards free schools, and expansion of food banks and payday loans into mainstream society.

Labour's «Help to Build» scheme will attempt to address this through improving access to finance by guaranteeing a proportion of bank loans to small house builders.

«The only fresh loan taken by the government of Fayose was the N10bn grant from the Excess Crude Account, which was released to all states for capital projects, N2.8 bn requested from the Wema Bank to pay the State Universal Basic Education Board counterpart fund out of which N1bn has been accessed and N600m for MDGs counterpart fund, which has been repaid.»

A bank can not make a loan without access to a business's complete and accurate financial statements.

Our loan officers have access to a wide range of financial options from sub-prime and bankruptcy to traditional big banks.

Business checking also gives you access to a higher temporary rate on the U.S. Bank Platinum Business Money Market Account, as well as lower preferred interest rates on loans for equipment financing.

Chase operates hundreds of bank locations in the state, making it ideal for borrowers who want direct access to the loan officer handling their application.

With instant loan approval access to cash can be confirmed as soon as 2 hours after submitting the initial application, though this depends on the banks involved.

Promontory will give the banks access to reports on SoFi's underwriting, operations, and systems as well as information and analysis on the loan purchases and risks tied to those loans.

Your refinanced loan may be with the same bank or mortgage lender that the broker connected you with when the original mortgage loan was taken out, or they may be able to find you a better deal elsewhere without you having to do all of the legwork of checking all of the lenders that the broker has access to.

Many mortgage brokers will even be able to bring you loan offers from banks and other lenders outside of your local area, giving you loan options that you might not have had access to otherwise.

However, many registration loan lenders require access to the borrower's bank account, access to their debit card, or permission to perform ACH transactions in to receive approval for registration loan funding.

Most non-traditional lenders have access to data banks that put up the red flag on borrowers who are applying for a large number of loans.

Credit union members, like bank customers, have access to checking and savings accounts, CDs, loan products, and credit cards.